NOT LISTED FOR SALE

20608 Rio Oro Dr Cornelius, NC 28031

Estimated Value: $1,273,000 - $1,539,000

4 Beds
3.5 Baths
2,707 Sq Ft
$509/Sq Ft Est. Value

Last Sold June 07, 2021

Last sale price $1,015,000 $375 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $7,762/month

1 Day on Market

Highlights

  • Waterfront
  • Community Lake
  • Outdoor Kitchen
  • Bailey Middle School Rated A-
  • Wood Flooring
  • Attached Garage

About This Home

As of June 2021

**SELLER IS REQUESTING ALL OFFERS-HIGHEST AND BEST- BY SUNDAY 5/2 AT 8 PM. SELLER WOULD LIKE TO RESPECT SHOWINGS ALREADY BOOKED AND GIVE TIME FOR THOSE THAT HAVE REQUESTED 2ND SHOWINGS** Don't miss out on this unique and beautifully updated home on Lake Norman with AMAZING sunset views! New dock, pier, deck built in 2019 (with great storage underneath for water toys/paddleboards, etc), outdoor entertaining area with Sonos speakers and built in kitchen. Outdoor entertainers dream. Everything you would want to live outdoors and enjoy the water year round! Home was renovated in 2010 with granite in kitchen, stainless appliances and beautiful wood floors , NEW windows throughout, 2 newer HVAC systems, water heater, and roof. All bathrooms are updated. Extra storage(350 sf) in temperature regulated attic. Whole home automation with smart thermostats and home security system/cameras/doorlocks. Take a tour, fall in love and bring us an offer!

Last Agent to Sell the Property

Sara Cahill

Ivester Jackson Christie's License #257285 Listed on: 04/30/2021

Last Buyer's Agent

Michelle Giolitti

NextHome World Class License #269070

NextHome World Class

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1993

Lot Details

  • Waterfront
  • Level Lot
  • Irrigation

HOA Fees

  • $6 Monthly HOA Fees

Parking

  • Attached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Gas Log Fireplace
  • Crawl Space
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet

Attic

  • Attic Fan
  • Pull Down Stairs to Attic

Outdoor Features

  • Outdoor Kitchen
  • Fire Pit

Community Details

  • Bahia Bay HOA, Phone Number (980) 622-3471
  • Community Lake

Listing and Financial Details

  • Assessor Parcel Number 001-297-78

Home Details

Home Type

Single Family

Year Built

Built in 1993

Lot Details

10,019 Sq Ft Lot

HOA Fees

$6 per month

Parking

2

Listing Details

  • Property Type: Single Family
  • Property Sub Type: 2 Story
  • Ratio Close Price By List Price: 1.02525
  • Ratio Close Price By Original Li: 1.02525
  • Ratio Current Price By Acre: 4413043.48
  • Ratio Current Price By Sq Ft: 374.95
  • Year Built: 1993
  • Special Features: None
  • Stories: 2

Interior Features

  • Foundation Details: Crawl Space
  • Upper Level Sq Ft: 1345
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4.00
  • Total Bedrooms: 4
  • Doors and Windows: Storm Window(s)
  • Equipment: Cable Prewire, Ceiling Fan(s), Cooktop Electric, Dishwasher, Disposal, Electric Oven, Electric Dryer Hookup, Electric Range, Microwave
  • Fireplace Description: FAMILYRM, Gas Logs
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • H O A Management Phone: 980-622-3471
  • Interior Amenities: Attic Fan, Attic Stairs Pulldown, Kitchen Island, Walk-In Closet(s)
  • Laundry Location: Main, Laundry Room
  • Room Count: 2
  • Main Level Sq Ft: 1362
  • Total Sq Ft: 2707

Exterior Features

  • Construction: Brick Partial, Vinyl
  • Construction Type: Site Built
  • Exterior Features: Fenced Yard, Fire pit, In-Ground Irrigation, Outdoor Kitchen

Garage/Parking

  • Driveway: Concrete
  • Parking: Attached Garage, Garage - 2 Car, Keypad Entry, Parking Space - 4+, Side Load Garage

Utilities

  • Heating: Heat Pump - AC, Heat Pump - Heat, Multizone A/C
  • Sewer: City Sewer
  • Water: City Water
  • Water Heater: Gas

Condo/Co-op/Association

  • Community Features: Lake
  • Association Fee: 75.00
  • Association Fee Frequency: Annually
  • HOA Management Company: Bahia Bay HOA
  • Hoa Subject To Dues: Mandatory

Lot Info

  • Lot Features: Level, Water view, Waterfront, Year Round View
  • Parcel Number: 001-297-78
  • Zoning Specification: GR

Tax Info

  • Tax Value: 485600.00
  • Tax Location: Cornelius

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 10, 2024
Sold by
Smith Jennifer C
Bought by
Jennifer Smith Living Trust and Smith
Current Estimated Value
$1,377,935

Purchase Details

Closed on
Jul 10, 2023
Sold by
Smith Douglas A and Smith Jennifer C
Bought by
Smith Jennifer C

Purchase Details

Listed on
Apr 30, 2021
Closed on
Jun 7, 2021
Sold by
Goodman Scott L
Bought by
Smith Douglas A and Smith Jennifer C
Seller's Agent
Sara Cahill
Ivester Jackson Christie's
Buyer's Agent
Michelle Giolitti
NextHome World Class
List Price
$990,000
Sold Price
$1,015,000
Premium/Discount to List
$25,000
2.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.69%
Original Mortgage
$710,500
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 19, 2017
Sold by
Goodman Holly Elizabeth
Bought by
Goodman Scott L

Purchase Details

Closed on
Nov 18, 2009
Sold by
Jp Morgan Chase Bank National Associatio
Bought by
Goodman Scott L and Goodman Holly Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,800
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 27, 2009
Sold by
Curtis Betty V
Bought by
Jpmorgan Chase Bank National Association

Purchase Details

Closed on
Nov 19, 2003
Sold by
Reloaction
Bought by
Curtis Betts

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$302,000
Interest Rate
3.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 4, 2003
Sold by
Wong Colin A and Serth Mary T
Bought by
Reloaction

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$302,000
Interest Rate
3.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 31, 1997
Sold by
Snell Jay R
Bought by
Wong Colin A and Serth Mary T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,250
Interest Rate
7.2%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jennifer Smith Living Trust -- None Listed On Document
Smith Jennifer C -- None Listed On Document
Smith Jennifer C -- None Listed On Document
Smith Jennifer C -- None Listed On Document
Smith Jennifer C -- None Listed On Document
Smith Douglas A $1,015,000 Bridgetrust Title Group
Goodman Scott L -- None Available
Goodman Scott L $416,000 None Available
Jpmorgan Chase Bank National Association $356,934 None Available
Curtis Betts $377,500 --
Reloaction $377,500 --
Wong Colin A $287,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Smith Douglas A $710,500
Previous Owner Goodman Scott L $332,800
Previous Owner Curtis Betts $302,000
Previous Owner Wong Colin A $215,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/07/2021 06/07/21 Sold $1,015,000 +2.5% $375 / Sq Ft
05/02/2021 05/02/21 Pending -- -- --
04/30/2021 04/30/21 For Sale $990,000 -- $366 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,897 $1,195,900 $750,000 $445,900
2024 $7,897 $1,195,900 $750,000 $445,900
2023 $7,772 $1,195,900 $750,000 $445,900
2022 $5,753 $673,100 $375,000 $298,100
2021 $5,686 $673,100 $375,000 $298,100
2020 $5,599 $662,700 $375,000 $287,700
2019 $5,593 $662,700 $375,000 $287,700
2018 $5,263 $485,600 $280,000 $205,600
2017 $5,223 $485,600 $280,000 $205,600
2016 $5,220 $485,600 $280,000 $205,600
2015 $5,143 $485,600 $280,000 $205,600
2014 $5,141 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Sara Cahill

    Seller's Agent in 2021

    Sara Cahill

    Ivester Jackson Christie's

    (704) 975-2555

    6 in this area

    50 Total Sales

    Sara Cahill
    Section Image
  • Michelle Giolitti

    Buyer's Agent in 2021

    Michelle Giolitti

    NextHome At The Lake

    (704) 787-2990

    5 in this area

    67 Total Sales

    Michelle Giolitti
    Section Image
See All Agents

Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: CAR3720645

Canopy MLS (Canopy Realtor® Association)

APN: 001-297-78

North Carolina Mecklenburg County Cornelius 28031

20608 Rio Oro Dr, Cornelius, NC

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS (Canopy Realtor® Association) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.