207 Cottage Ln Montezuma, IA 50171
3
Beds
2
Baths
998
Sq Ft
7,439
Sq Ft Lot
Highlights
- Lake Front
- Ranch Style House
- 2 Car Detached Garage
- Deck
- No HOA
- Porch
About This Home
As of October 2022207 Cottage Lane Lake Ponderosa is offered for sale. This fantastic lakefront home offers a lovely open floor plan with over 900 sq. ft. of outdoor living overlooking the lake. Enjoy the lake views with 400 + sq ft of deck and 400 sq ft of covered screened in porch off the walk out lower level. The main floor living room offers vaulted ceilings and a full wall of windows facing the lake. Other amenities include hard wood floors, updated kitchen, dining area, laundry area and three nice sized bedrooms. The lower level has a family room with a wood burning fireplace, a beautiful updated bathroom and 2 of the 3 bedrooms. A two car garage with a full basement for your lake toys is a big bonus at the lake. This home comes furnished and decorated and has a complete brand new roof and new landscape retaining walls. Boat lifts and docks are included as well. Call today to view this wonderful lake home.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,026
Year Built
- Built in 1970
Lot Details
- 7,439 Sq Ft Lot
- Lake Front
Home Design
- Ranch Style House
- Concrete Block With Brick
- Poured Concrete
- Asphalt Shingled Roof
- Wood Siding
Interior Spaces
- 998 Sq Ft Home
- Ceiling Fan
- Wood Burning Fireplace
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Parking
- 2 Car Detached Garage
- Parking Storage or Cabinetry
Outdoor Features
- Private Water Board Authority
- Deck
- Porch
Utilities
- Forced Air Heating and Cooling System
- Propane
- Sewer Holding Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Homestead Exemption
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 24, 2022
Closed on
Oct 22, 2022
Sold by
Arnold Leslie and Arnold Tracy
Bought by
Noble Lance and Noble Patrice
Seller's Agent
OUTSIDE AGENT
OTHER
Buyer's Agent
Shane Torres
RE/MAX Concepts
List Price
$575,000
Sold Price
$575,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.62%
Original Mortgage
$366,500
Outstanding Balance
$351,784
Interest Rate
4.93%
Mortgage Type
New Conventional
Estimated Equity
$232,809
Purchase Details
Closed on
Jan 21, 2021
Sold by
Froehner Robert and Froehner Robert D
Bought by
Arnold Leslie and Arnold Tracy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$316,000
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 7, 2020
Closed on
Apr 29, 2020
Sold by
Froehner Robert and Froehner Robert D
Bought by
Arnold Leslie and Arnold Tracy
Seller's Agent
Connie Durr
Patriot Realty
Buyer's Agent
Connie Durr
Patriot Realty
List Price
$399,500
Sold Price
$372,500
Premium/Discount to List
-$27,000
-6.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.09%
Original Mortgage
$316,625
Interest Rate
3.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 15, 2017
Sold by
Froehner Kay C
Bought by
Froehner Robert D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,500
Interest Rate
3.87%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Listed on
Nov 6, 2012
Closed on
Sep 11, 2013
Sold by
Gillon Matthew F and Gillon Laura A
Bought by
Froehner Robert D and Froehner Kay C
Seller's Agent
Connie Durr
Patriot Realty
Buyer's Agent
Connie Durr
Patriot Realty
List Price
$359,000
Sold Price
$299,900
Premium/Discount to List
-$59,100
-16.46%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.81%
Original Mortgage
$269,910
Interest Rate
4.38%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 26, 2008
Sold by
Surber Rosemary
Bought by
Gilon Matthew F and Gilon Laura A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,800
Interest Rate
6.54%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 10, 2008
Sold by
Sauber Rosemary and Sauber Keith V
Bought by
Surber Rosemary
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,800
Interest Rate
6.54%
Mortgage Type
New Conventional
Similar Homes in Montezuma, IA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $575,000 | -- | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $372,500 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $300,000 | None Available | |
| Warranty Deed | $495,750 | None Available | |
| Quit Claim Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $366,500 | New Conventional | |
| Previous Owner | $316,000 | New Conventional | |
| Previous Owner | $316,625 | New Conventional | |
| Previous Owner | $316,625 | New Conventional | |
| Previous Owner | $260,500 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $269,910 | New Conventional | |
| Previous Owner | $264,800 | New Conventional | |
| Previous Owner | $264,800 | New Conventional | |
| Previous Owner | $70,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/16/2025 07/16/25 | Price Changed | $649,900 | -1.5% | $651 / Sq Ft |
| 06/02/2025 06/02/25 | For Sale | $659,900 | +14.8% | $661 / Sq Ft |
| 11/10/2022 11/10/22 | Pending | -- | -- | -- |
| 10/25/2022 10/25/22 | Sold | $575,000 | 0.0% | $250 / Sq Ft |
| 10/25/2022 10/25/22 | Sold | $575,000 | 0.0% | $309 / Sq Ft |
| 10/24/2022 10/24/22 | For Sale | $575,000 | -2.4% | $250 / Sq Ft |
| 09/06/2022 09/06/22 | Pending | -- | -- | -- |
| 08/31/2022 08/31/22 | For Sale | $589,000 | +58.1% | $316 / Sq Ft |
| 04/30/2020 04/30/20 | Sold | $372,500 | -6.8% | $373 / Sq Ft |
| 04/08/2020 04/08/20 | Pending | -- | -- | -- |
| 01/07/2020 01/07/20 | For Sale | $399,500 | +33.2% | $400 / Sq Ft |
| 09/11/2013 09/11/13 | Sold | $299,900 | -16.5% | $161 / Sq Ft |
| 08/05/2013 08/05/13 | Pending | -- | -- | -- |
| 11/06/2012 11/06/12 | For Sale | $359,000 | -- | $193 / Sq Ft |
Source: NoCoast MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,954 | $491,400 | $181,070 | $310,330 |
| 2023 | $4,332 | $491,400 | $181,070 | $310,330 |
| 2022 | $4,366 | $360,100 | $137,090 | $223,010 |
| 2021 | $4,366 | $339,720 | $129,330 | $210,390 |
| 2020 | $3,696 | $284,530 | $108,640 | $175,890 |
| 2019 | $3,388 | $284,530 | $108,640 | $175,890 |
| 2018 | $3,346 | $252,920 | $90,530 | $162,390 |
| 2017 | $3,026 | $252,920 | $90,530 | $162,390 |
| 2016 | $2,984 | $228,690 | $82,770 | $145,920 |
| 2015 | -- | $228,690 | $82,770 | $145,920 |
| 2014 | -- | $222,230 | $76,310 | $145,920 |
Source: Public Records
Agents Affiliated with this Home
-
Patrice Noble
Seller's Agent in 2025
Patrice Noble
RE/MAX
(515) 505-2363
61 Total Sales
-
OUTSIDE AGENT
O
Seller's Agent in 2022
OUTSIDE AGENT
OTHER
5,749 Total Sales
-
Dedee Lehman
D
Seller's Agent in 2022
Dedee Lehman
All In Real Estate Inc
(319) 693-9301
24 Total Sales
-
Shane Torres
Buyer's Agent in 2022
Shane Torres
RE/MAX
(515) 984-0222
638 Total Sales
-
O
Buyer's Agent in 2022
Outside Agent- MIR Outside Agent- MIR
Outside Office
-
Connie Durr
Seller's Agent in 2020
Connie Durr
Patriot Realty
(641) 623-3458
105 Total Sales
Map
Source: NoCoast MLS
MLS Number: NOC5462905
APN: 630-1945500
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Information is deemed reliable but not guaranteed.
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