$675,000
SOLD JUL 30, 2025

20702 27th Ave E Clearwater, MN 55320

5 Beds
3.5 Baths
4,892 Sq Ft
12.58 Acres

Recently Sold

$138 Per Sq Ft

0 Day on Market

Highlights

  • Heated In Ground Pool
  • Family Room with Fireplace
  • Home Office
  • Multiple Garages
  • No HOA
  • Stainless Steel Appliances

About This Home

As of July 2025

Great opportunity in Clearwater to own this awesome acreage property! Featuring almost 5,000 finished square feet, multiple garages and outbuildings including a 60x90 pole shed with 20x90 lean to, over 12 acres of yard, and even a heated in ground pool. The house has been extensively remodeled including an entirely new kitchen with custom cabinetry, countertops, stainless appliances, a wine bar was added on the main floor, multiple mini spits were added to cool the home since there was no AC when it was purchased. The wildlife on this property is amazing too with many trophy bucks being spotted, turkeys, and an abundance of others. The upstairs has three bedrooms, one of which is a primary suite and has also been updated. This home is move in ready and waiting for another family to enjoy and start making memories!!

Last Agent to Sell the Property

Rick Seagraves

Edina Realty, Inc. Listed on: 06/30/2025

Edina Realty, Inc.

Last Buyer's Agent

Dean Croat

Kerber Castle Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,622

Year Built

  • Built in 1980

Lot Details

  • 12.58 Acre Lot
  • Unpaved Streets

Parking

  • 20 Car Attached Garage
  • Multiple Garages
  • Garage Door Opener

Home Design

  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Family Room with Fireplace
  • 2 Fireplaces
  • Great Room
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Home Office
  • Washer and Dryer Hookup

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Pool

  • Heated In Ground Pool

Utilities

  • Mini Split Air Conditioners
  • Vented Exhaust Fan
  • Baseboard Heating
  • Hot Water Heating System
  • Boiler Heating System
  • Private Water Source
  • Septic System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 19105600025

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,622

Year Built

Built in 1980

Lot Details

0

Parking

20

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Ductless Mini-Split
  • Garage Spaces: 20
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: Private
  • Year Built: 1980
  • Above Grade Finished Sq Ft: 2919
  • Unit Levels: Modified Two Story
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Egress Window(s), Finished, Full
  • Appliances: Cooktop, Dishwasher, Exhaust Fan, Microwave, Refrigerator, Stainless Steel Appliances
  • Fireplace Features: Family Room, Living Room
  • Living Area: 4892
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1973
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Living Room, Dining Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Family Room, Office, Great Room

Beds/Baths

  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5

Exterior Features

  • Roof: Age 8 Years or Less
  • PoolFeatures: Below Ground, Heated
  • Other Structures: Additional Garage, Lean-To, Pole Building

Garage/Parking

  • Parking Features: Attached Garage, Detached, Gravel, Garage Door Opener, Multiple Garages
  • Carport Spaces: 8

Utilities

  • Heating: Baseboard, Boiler, Hot Water
  • Sewer: Septic System Compliant - Yes, Tank with Drainage Field
  • Fuel: Electric,Propane

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Kitchen Center Island,Kitchen Window,Paneled Doors,Porch,Sauna,Vaulted Ceiling(s),Washer/Dryer Hookup

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: Irregular
  • Lot Size Sq Ft: 547984.8
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Wood Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 19105600025
  • Tax Annual Amount: 5622
  • TaxWithAssessments: 5622.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 30, 2025
Closed on
Jul 30, 2025
Sold by
Pool Wendy J
Bought by
Smart Matthew A and Smart Katie L
Seller's Agent
Rick Seagraves
Edina Realty, Inc.
Buyer's Agent
Dean Croat
Kerber Castle Realty Group
List Price
$675,000
Sold Price
$675,000
Views
7
Current Estimated Value
$672,917

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,083
Avg. Annual Appreciation
-0.75%
Original Mortgage
$505,000
Outstanding Balance
$504,138
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$168,779

Purchase Details

Listed on
Jun 30, 2025
Closed on
Jul 9, 2025
Sold by
Pool Wendy
Bought by
Smart Matthew and Smart Katie
Seller's Agent
Rick Seagraves
Edina Realty, Inc.
Buyer's Agent
Dean Croat
Kerber Castle Realty Group
List Price
$675,000
Sold Price
$675,000
Views
7

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$505,000
Outstanding Balance
$504,138
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$168,779

Purchase Details

Closed on
Apr 24, 2020
Sold by
Fhlm
Bought by
Pool Russel R and Sylvester Wendy J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $675,000 Tri County Abstract
Deed $675,000 --
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $505,000 New Conventional
Closed $673,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/30/2025 07/30/25 Sold $675,000 0.0% $138 / Sq Ft
06/30/2025 06/30/25 Pending -- -- --
06/30/2025 06/30/25 For Sale $675,000 -- $138 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,630 $595,600 $175,800 $419,800
2024 $5,630 $580,500 $171,700 $408,800
2023 $4,994 $562,500 $167,000 $395,500
2022 $4,652 $443,100 $136,400 $306,700
2021 $4,510 $443,100 $136,400 $306,700
2020 $4,866 $436,000 $136,400 $299,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6718382

NorthstarMLS

APN: 19-10560-0025