$1,595,000

20729 Paine Ave Brainerd, MN 56401

Estimated payment $9,305/month

Total Views 422
2 Beds
2.5 Baths
2,152 Sq Ft
$741 Price per Sq Ft

Highlights

  • 85 Feet of Waterfront
  • Beach Access
  • Deck
  • Nisswa Elementary School Rated 9+
  • Guest House
  • No HOA

About This Home

Gold Coast of the Gull Lake Chain with a newer home, big water views, Beach House apartment, hard sandy shore and amazing sunsets! Convenient location close to Baxter and Nisswa. 2 bedroom, 2 1/2 bath and over 2000 Finished square feet, & room to add a 3rd bedroom in basement. Large windows and natural hardwood floors let the sunshine in with a warm modern feel. Owner’s En-suite with walk in closet and laundry. Great Kitchen with Cambria countertops, stainless steel appliances and a patio door to a deck, perfect for morning coffee. Lower level has a large bedroom, full bath, large Family Room featuring a stone wood burning Fireplace and stained concrete heated floors. Oversized finished and heated garage. 4 deck areas and a covered lakeside porch designed around lake living! Full Guest quarters in the lakeside Boathouse with three-quarter bathroom, kitchenette and Murphy bed. Additional buildable lot across the street has older tear-down home on it. Check out the Dumb Waiter from the garage to utility room for firewood or softener salt. This is a rare opportunity in move-in condition and use your imagination for future use of the additional lot across the street.

Listing Agent

Troy Purcell

Edina Realty, Inc. Listed on: 08/18/2025

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,381

Year Built

  • Built in 2005

Lot Details

  • 0.56 Acre Lot
  • Lot Dimensions are 85x289
  • 85 Feet of Waterfront
  • Lake Front
  • Unpaved Streets
  • Additional Parcels

Parking

  • 2 Car Garage
  • Heated Garage
  • Insulated Garage

Interior Spaces

  • 1-Story Property
  • Wood Burning Fireplace
  • Stone Fireplace
  • Family Room with Fireplace
  • Living Room
  • Combination Kitchen and Dining Room

Kitchen

  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Outdoor Features

  • Beach Access
  • Deck
  • Porch

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Hot Water Heating System
  • Boiler Heating System
  • Well
  • Drilled Well
  • Septic System

Additional Features

  • Air Exchanger
  • Guest House

Community Details

  • No Home Owners Association
  • Cinosam Club Subdivision

Listing and Financial Details

  • Assessor Parcel Number 99030969

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,381

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Submersible - 4 Inch, Drilled, Well
  • Year Built: 2005
  • Above Grade Finished Sq Ft: 1132
  • Water Body Name: Gull
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • FoundationDimensions: 42x30
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Egress Window(s), Finished, Full, Concrete, Sump Basket
  • Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Family Room, Stone, Wood Burning
  • Living Area: 2152
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1020
  • Basement YN: Yes
  • Dining Room Type: Living Room, Kitchen, Bedroom 1, Dining Room, Deck, Laundry, Porch, Bedroom 2, Family Room, Guest House

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • PoolFeatures: None
  • Fencing: None
  • View: Lake, Panoramic, West
  • Other Structures: Boat House, Guest House
  • ConstructionMaterialsDesc: Frame,Insulating Concrete Forms
  • PatioPorchType: Awning(s),Composite Decking,Covered,Front Porch,Rear Porch
  • Lake Acres: 10010
  • Lake Bottom: Gravel,Hard,Excellent Sand
  • LakeChain: Y
  • Elevation Highpoint to Waterfront Feet: 10-15
  • Waterfront Frontage: 85
  • Lake Chain Acreage: 13497
  • Lake Chain Name: Gull

Garage/Parking

  • Parking Features: Asphalt, Finished Garage, Heated Garage, Insulated Garage
  • Garage Square Feet: 840
  • ParkingOpen: 6
  • Garage Door Height: 8

Utilities

  • Heating: Boiler, Forced Air, Fireplace(s), Hot Water, Radiant Floor, Zoned
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Electric: Circuit Breakers
  • Fuel: Natural Gas
  • Power Company: Minnesota Power

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck,Hardwood Floors,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Patio,Paneled Doors,Porch,Panoramic View,Boat Slip,In-Ground Sprinkler,Washer/Dryer Hookup,Walk-In Closet

Schools

  • Junior High Dist: Brainerd
  • SchoolDistrictNumber: 181
  • SchoolDistrictPhone: 218-454-6900

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 85x289
  • Lot Size Sq Ft: 24393.6
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Many Trees
  • Additional Parcels Description: 99030960
  • Additional Parcels: Yes
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Fiber Cement

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 99030969
  • Tax Annual Amount: 7381
  • TaxWithAssessments: 7406.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,406 $1,100,800 $779,500 $321,300
2023 $6,828 $1,171,300 $845,400 $325,900
2022 $6,230 $972,800 $637,700 $335,100
2021 $5,812 $704,300 $506,000 $198,300
2020 $6,188 $630,700 $440,100 $190,600
2019 $5,676 $659,000 $464,800 $194,200
2018 $5,202 $614,700 $425,000 $189,700
2017 $5,146 $609,900 $425,000 $184,900
2016 $5,506 $633,400 $442,000 $191,400
2015 $5,604 $627,500 $442,000 $185,500
2014 $2,595 $610,000 $425,000 $185,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/18/2025 08/18/25 For Sale $1,595,000 -- $741 / Sq Ft
Source: NorthstarMLS

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Source: NorthstarMLS

MLS Number: 6775224

NorthstarMLS

APN: 99106000903C009