NOT LISTED FOR SALE

20776 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood

Estimated Value: $701,779 - $783,000

4 Beds
3 Baths
3,453 Sq Ft
$211/Sq Ft Est. Value

Last Sold June 30, 2021

Last sale price $599,990 $174 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $4,739/month

13 Days on Market

Highlights

  • 24-Hour Guard
  • Views of Preserve
  • Clubhouse
  • Pinewoods Elementary School Rated A-
  • Room in yard for a pool
  • Traditional Architecture

About This Home

As of June 2021

This elegant home is situated on a premium (.28ac) lot with 4 bedrooms, a Bonus Room and an Oversize Loft. The Master Bedroom is conveniently downstairs and offers a large walk in closet. In 2021, the kitchen wood staggered cabinets were painted white. The kitchen has a built in island, new quartz countertops, new Carrara glass mosaic backsplash with upgraded new appliances and a walk in Pantry. The entire interior was freshly repainted. It has a large laundry room with new washer and dryer appliances. Open ceiling in family room. New carpet and pad in all upstairs bedrooms, new wood flooring in master bedroom, and new Hot Water Heater. Installed in 2019 two new American Standard/Trane A/C systems with digital thermostats. Second story Bonus Room is perfect for a pool table and the Loft is ideal for a study or school space for the kids. The home features newer exterior painting with updated landscaping. Large lanai with two new ceiling fans. The property offers a conservation preserve view with both wide sides for extra privacy. Bella Terra is a community with a guarded gatehouse, resort style pool and exceptional amenities for the entire family with low HOA fees.

Last Agent to Sell the Property

Linda Sirois

London Foster Realty License #NAPLES-159086988 Listed on: 05/28/2021

London Foster Realty

Co-Listed By

Christine Seese

London Foster Realty License #NAPLES-249515372

Last Buyer's Agent

Michael Mauer

Robert Slack LLC License #BEAR-3250243

Robert Slack LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,147

Year Built

  • Built in 2006

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions: 113
  • Northwest Facing Home
  • Gated Home
  • Sprinkler System
  • Property is zoned RPD

HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener
  • Deeded Parking

Property Views

  • Views of Preserve
  • Views of Woods

Home Design

  • Traditional Architecture
  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 3,453 Sq Ft Home
  • 2-Story Property
  • 8 Ceiling Fans
  • Ceiling Fan
  • Shutters
  • Single Hung Windows
  • Great Room
  • Family Room
  • Formal Dining Room
  • Loft

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Self-Cleaning Oven
  • Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms
  • Dual Sinks
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Outdoor Features

  • Room in yard for a pool
  • Patio

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 32-46-26-E2-0200B.0820
  • Tax Block B

Community Details

Overview

  • $1,500 Secondary HOA Transfer Fee

Amenities

  • Clubhouse
  • Community Library

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Volleyball Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Community Playground
  • Exercise Course
  • Community Pool or Spa Combo

Security

  • 24-Hour Guard

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,147

Year Built

Built in 2006

Lot Details

0

HOA Fees

$211 per month

Parking

2

Listing Details

  • Legal Description: BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK B LOT 82
  • Property Type: Residential
  • Table: Residential
  • Building Design: Single Family
  • Building Description: 2 Story, Traditional
  • Storm Protection: Shutters
  • Year Built: 2006
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Furnished Description: Unfurnished
  • Numberof Ceiling Fans: 8
  • Price Per Sq Ft: 173.76
  • Total Floors: 2
  • Room Count: 3
  • Additional Rooms: Family Room, Laundry in Residence, Loft
  • Estimated Living Area: 3453
  • Full Bathrooms: 3
  • Total Bathrooms: 3.00
  • Bedroom Description: Master BR Ground
  • Bedrooms: 4+Den
  • Total Bedrooms: 4
  • Dining Room: Breakfast Bar, Eat-in Kitchen, Formal
  • Equipment: Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Self Cleaning Oven, Washer
  • Flooring: Carpet, Tile, Wood
  • Floor Plan: Great Room, 2 Story
  • Interior Amenities: High Speed Available, Laundry Tub, Pantry, Smoke Detectors, Walk-In Closet, Window Coverings
  • Kitchen: Island, Walk-In Pantry
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower
  • Windows: Single Hung

Exterior Features

  • Gulf Access: No
  • Private Pool: No
  • Private Spa: No
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Lake/Canal
  • View: Preserve, Wooded Area
  • Exterior Features: Patio, Room for Pool, Sprinkler Auto
  • Exterior Finish: Stucco

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2

Utilities

  • Cable Available: Yes
  • Cooling: Ceiling Fans, Central Electric
  • Heat: Central Electric
  • Security: Gated, Guard At Gate, Patrolled
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Management Company Phone: 239 495-7172
  • Approval: Application Fee, Buyer
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Deeded, No Commercial, No RV
  • Sub Condo Name: BELLA TERRA
  • HOA Fees: 211
  • HOA Fee Frequency: Quarterly
  • Maintenance: Cable, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Street Lights, Trash Removal
  • Master Hoa Fee: 422
  • Master HOA Fee Frequency: Quarterly

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 2
  • Development: Bella Terra
  • Amenities: Basketball, Bocce Court, Clubhouse, Community Pool, Community Room, Community Spa/Hot tub, Exercise Room, Library, Pickleball, Play Area, Streetlight, Tennis Court, Underground Utility, Volleyball
  • Community Type: Gated

Fee Information

  • Transfer Fees: 1500.00
  • Application Fee: 190.00

Lot Info

  • Builder Product: No
  • Lot Back: 52
  • Lot Frontage: 113
  • Lot Left: 150
  • Lot Right: 150
  • Lot Unit: 82
  • Section: 32
  • Total Area: 4332
  • Waterfront: No
  • Zoning Code: RPD
  • Acres: 0.2840
  • Rear Exposure: Northwest
  • Lot Description: Oversize
  • Lot Dimensions: 113 X 150 X 52 X 150
  • Parcel Number: 32-46-26-E2-0200B.0820

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 4
  • Min Days Of Lease: 90

Tax Info

  • Tax District Type: Community Development District
  • Taxes: 5147.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 28, 2021
Closed on
Jun 30, 2021
Sold by
Sirois Linda L and Linda L Sirois Living Trust
Bought by
Defeo Robert J and Defeo Dale W
Seller's Agent
Linda Sirois
London Foster Realty
Buyer's Agent
Michael Mauer
Robert Slack LLC
List Price
$599,990
Sold Price
$599,990
Current Estimated Value
$727,695

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$127,705
Avg. Annual Appreciation
4.37%
Original Mortgage
$304,194
Outstanding Balance
$276,607
Interest Rate
2.9%
Mortgage Type
VA
Estimated Equity
$440,248

Purchase Details

Closed on
Aug 12, 2009
Sold by
Sirois Christina M
Bought by
Linda L Sirois Living Trust
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Defeo Robert J $599,990 Stewart Title Company
Linda L Sirois Living Trust -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Defeo Robert J $304,194
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2021 06/30/21 Sold $599,990 0.0% $174 / Sq Ft
06/10/2021 06/10/21 Pending -- -- --
05/28/2021 05/28/21 For Sale $599,990 -- $174 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,750 $461,728 -- --
2023 $6,750 $448,280 $0 $0
2022 $6,737 $435,223 $99,185 $336,038
2021 $5,108 $328,726 $94,465 $234,261
2020 $5,147 $308,466 $92,675 $215,791
2019 $5,105 $304,123 $0 $0
2018 $5,102 $298,452 $0 $0
2017 $5,014 $292,313 $0 $0
2016 $5,929 $316,866 $75,000 $241,866
2015 $5,843 $307,696 $74,500 $233,196
Source: Public Records

Agents Affiliated with this Home

  • Linda Sirois

    Seller's Agent in 2021

    Linda Sirois

    London Foster Realty

    (239) 293-2053

    2 in this area

    8 Total Sales

    Linda Sirois
    Section Image

  • C

    Seller Co-Listing Agent in 2021

    Christine Seese

    London Foster Realty

    2 in this area

    7 Total Sales

    Christine Seese
    Section Image
  • Michael Mauer

    Buyer's Agent in 2021

    Michael Mauer

    Robert Slack LLC

    (513) 257-7481

    1 in this area

    36 Total Sales

    Michael Mauer
    Section Image
See All Agents

Map

Source: Naples Area Board of REALTORS®

MLS Number: 221025264

Naples Area Board of REALTORS®

APN: 32-46-26-E2-0200B.0820

Florida Lee County Estero 33928 Bella Terra

20776 Torre Del Lago St, Estero, FL

This home is located at 20776 Torre Del Lago St, Estero, FL 33928 since 28 May 2021 and is currently estimated at $727,695, approximately $210 per square foot. This property was built in 2006. 20776 Torre Del Lago St is a home located in Lee County with nearby schools including Pinewoods Elementary School, San Carlos Park Elementary School, and Spring Creek Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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