$1,050,000
$25K PRICE DROP

20792 170 St Unit 4A Spirit Lake, IA 51360

Estimated payment $6,775/month

Total Views 26,771
3 Beds
2 Baths
2,402 Sq Ft
$437 Price per Sq Ft

Highlights

  • Boat Slip
  • Lake On Lot
  • Contemporary Architecture
  • Spirit Lake Elementary School Rated A-
  • Waterfront
  • Balcony

About This Home

Discover lake life at its finest in this stunning 3-bedroom, 2-bathroom condo on the shores of West Lake Okoboji. Nestled in a serene and peaceful setting, this open-concept home offers breathtaking views and easy access to the water. Start your mornings with a cup of coffee on the deck as you take in the sunrise over the lake. Inside, spacious living areas and thoughtful design create a perfect space for relaxing or entertaining. A deeded boat slip adds incredible value and convenience, making it easy to hit the water any time. Whether you're looking for a year-round residence or a seasonal getaway, this lakeside gem offers the best of Okoboji living.

Listing Agent

Amber Oberman

Integrity Real Estate License #S66860 Listed on: 06/28/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,490

Year Built

  • Built in 2001

Lot Details

  • 6,458 Sq Ft Lot
  • Waterfront

HOA Fees

  • $667 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,402 Sq Ft Home
  • 1-Story Property
  • Furnished or left unfurnished upon request
  • Gas Fireplace
  • Window Treatments
  • Washer

Kitchen

  • Eat-In Kitchen
  • Range
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Accessible Home Design

  • Accessible Elevator Installed

Outdoor Features

  • Boat Slip
  • Lake On Lot
  • Balcony

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 06-14-228-004

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,490

Year Built

Built in 2001

Lot Details

0

HOA Fees

$667 per month

Parking

2

Listing Details

  • Accessibility Features: Elevator
  • Class: RESIDENTIAL
  • Property Attached: Yes
  • Type: Single Family Residence
  • Year Built: 2001
  • Levels: One
  • Stories: 1
  • Architectural Style: Contemporary
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Eat-in Kitchen, Walk-in Closet, Window Coverings
  • Fireplace Features: Gas
  • Total Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Basement Style: None
  • Appliances: Dishwasher, Exhaust Fan/Hood, Freezer, Microwave, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 437.14
  • Total Sq Ft: 2402
  • Above Grade Finished: 2402
  • Finished Sq Ft: 2402

Exterior Features

  • Construction: Frame/Wood
  • Construction Materials: Vinyl Siding
  • Exterior Features: Balcony, Boat Slip
  • Flood Zone: Unknown
  • Roof: Asphalt
  • Waterfront: Yes
  • Waterfront Name: West Okoboji Lake
  • Water Description: Lake

Garage/Parking

  • Garage Type: Attached, Detached
  • Garage Spaces: 2

Utilities

  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Condo/Co-op/Association

  • Association Fee: Yes
  • Association Fee: 8000
  • Association Fee Frequency: Yearly

Schools

  • School District: Spirit Lake

Lot Info

  • Parcel Number: 06-14-228-004
  • Estimated Acres: 0.15
  • Estimated Lot Dimensions: 9.92 9.92 370 495
  • Lot Sq Ft: 6458

Rental Info

  • Furnished: Negotiable

Tax Info

  • Tax Amount: 6490
  • Tax Classification: Non-Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spirit Lake

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,286 $908,900 $490,100 $418,800
2024 $6,286 $787,800 $409,400 $378,400
2023 $5,598 $787,800 $409,400 $378,400
2022 $5,470 $573,000 $255,600 $317,400
2021 $5,470 $573,000 $255,600 $317,400
2020 $6,190 $627,000 $276,800 $350,200
2019 $5,664 $627,000 $276,800 $350,200
2018 $5,566 $577,400 $230,600 $346,800
2017 $5,566 $577,400 $230,600 $346,800
2016 $5,464 $552,200 $219,100 $333,100
2015 $5,160 $552,200 $219,100 $333,100
2014 $4,844 $510,300 $216,800 $293,500
2013 -- $510,300 $216,800 $293,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/26/2025 09/26/25 Price Changed $999,000 -0.1% $416 / Sq Ft
09/20/2025 09/20/25 Price Changed $999,900 -4.8% $416 / Sq Ft
08/21/2025 08/21/25 Price Changed $1,050,000 -2.3% $437 / Sq Ft
06/28/2025 06/28/25 For Sale $1,075,000 -- $448 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $245,000 New Conventional
Source: Public Records

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 250809

Iowa Great Lakes Board of REALTORS®

APN: 06-14-228-004