$2,225,000
SOLD FEB 18, 2025
4 Beds
3.5 Baths
3,603 Sq Ft
0.55 Acres

Recently Sold

$618 Per Sq Ft

10% Below List Price

3 Days on Market

Highlights

  • White Water Ocean Views
  • Assigned Boat Slip
  • Boat Lift
  • Largo High School Rated A-
  • Property fronts an intracoastal waterway
  • Custom Home

About This Home

As of February 2025

ELEVATION, ELEVATION,ELEVATION. This home is located on a bluff in the beautiful Harbor Bluffs subdivision. It is a extremely sought after property because of the rare elevation of these bluffs which do not exist in most of Pinellas County. The home was originally built in 1955 as a small 2 bedroom home. The owners did a complete rebuild and expansion of this home according to tax records in or around 1982 to make it what it is today. The land is the key with 105 Ft. of waterfront and 241 feet in length. Your family can choose to make this home your own as it is or invest in a complete rebuild on this spectacular lot. Regardless of what you choose to do the value will be there after completion of your project. Located direct waterfront with access to the Gulf Of Mexico while still being protected water front property. The fabulous beaches are literally minutes away. The community sits nestled in with restaurants, banks, shopping, grocery stores and even the big box stores just outside the community. According to the flood map this property is zone x an area that is determined to be outside the 100-500 year floodplains. Buyers must rely on a current elevation certificate to be ordered during the contract period. The sellers have no knowledge of an accurate elevation nor do they have a current elevation certificate.

Last Agent to Sell the Property

Merry Donovan

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #3015908 Listed on: 01/12/2025

CHARLES RUTENBERG REALTY INC

Last Buyer's Agent

Jessica Armes

REALNET FLORIDA REAL ESTATE License #3353984

REALNET FLORIDA REAL ESTATE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,153

Year Built

  • Built in 1955

Lot Details

  • 0.55 Acre Lot
  • Property fronts an intracoastal waterway
  • Property Fronts a Bay or Harbor
  • Property fronts a saltwater canal
  • East Facing Home
  • Mature Landscaping
  • Oversized Lot
  • Lot Has A Rolling Slope
  • Irrigation

HOA Fees

  • $34 Monthly HOA Fees

Parking

  • 4 Car Attached Garage

Property Views

  • White Water Ocean
  • Intracoastal

Home Design

  • Custom Home
  • Elevated Home
  • Slab Foundation
  • Shingle Roof
  • Cedar

Interior Spaces

  • 3,603 Sq Ft Home
  • Skylights
  • Wood Burning Fireplace
  • Stone Fireplace
  • Family Room with Fireplace
  • Great Room
  • Living Room
  • Formal Dining Room
  • Den
  • Sun or Florida Room
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Brick
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Access To Intracoastal Waterway
  • Access to Bay or Harbor
  • Access to Saltwater Canal
  • No Wake Zone
  • Boat Lift
  • Assigned Boat Slip
  • Enclosed Patio or Porch
  • Exterior Lighting
  • Private Mailbox

Location

  • Flood Zone Lot

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Professional Condo Concepts Nikki Mcconnell Association, Phone Number (727) 584-6695
  • Harbor Bluffs Sec 1 Replat Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,153

Year Built

Built in 1955

Lot Details

0

HOA Fees

$34 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Custom
  • Construction Materials: Cedar
  • Fireplace: Yes
  • Living Area: 3603
  • Lot Size Acres: 0.55
  • New Construction: No
  • Year Built: 1955
  • Building Area Total: 5076
  • Lot Size Sq Ft: 23984
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 471.58
  • Escrow City: Indian Shores
  • Escrow State: FL
  • Escrow Street Name: Gulf Blvd
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 617.54
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • Property Description: Elevated
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 866-580-6402
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Stone, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Brick, Carpet
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Eat-in Kitchen, Primary Bedroom Main Floor, Skylight(s), Stone Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Den/Library/Office,Family Room,Florida Room,Formal Dining Room Separate,Great Room,Inside Utility
  • Living Area Meters: 334.73

Exterior Features

  • Direction Faces: East
  • Exterior Features: Irrigation System, Lighting, Private Mailbox
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Enclosed, Patio, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Disclosures: Flood Disclosure
  • Water Access: Bay/Harbor,Canal - Saltwater,Intracoastal Waterway
  • Water Extras: Assigned Boat Slip,Lift,No Wake Zone
  • Water View: Bay/Harbor - Full,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 4
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 405
  • Association Fee Frequency: Annually
  • Association Name: Professional Condo Concepts Nikki McConnell
  • Phone: 727 584 6695
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: procondo@tampabay.rr.com

Fee Information

  • Total Annual Fees: 405.00
  • Total Monthly Fees: 33.75
  • Monthly HOA Amount: 33.75

Lot Info

  • Parcel Number: 32 29 15 35658 010 0050
  • Additional Parcels: No
  • Lot Features: FloodZone, City Limits, Landscaped, Oversized Lot, Rolling Slope
  • Flood Zone Code: ae

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to contact HOA for all rules regarding rentals

Tax Info

  • Tax Annual Amount: 14153
  • Tax Block: 010/005
  • Tax Book Number: 34/8
  • Tax Lot: 5

Multi Family

  • Waterfront Features: Bay/Harbor, Canal - Saltwater, Intracoastal Waterway

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 12, 2025
Closed on
Feb 18, 2025
Sold by
Gosch Family Trust and Second Restated And Amended Nicole M Gos
Bought by
Armes William and Armes Lisaann
Seller's Agent
Merry Donovan
CHARLES RUTENBERG REALTY INC
Buyer's Agent
Jessica Armes
REALNET FLORIDA REAL ESTATE
List Price
$2,479,000
Sold Price
$2,225,000
Premium/Discount to List
-$254,000
-10.25%
Views
14
Current Estimated Value
$2,316,521

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$91,521
Avg. Annual Appreciation
4.92%

Purchase Details

Closed on
Nov 21, 2023
Sold by
Nicole M Gosch Living Trust
Bought by
Gosch Family Trust and Gosch
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,225,000 Fidelity National Title Of Flo
Deed Of Distribution $100 None Listed On Document
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/18/2025 02/18/25 Sold $2,225,000 -10.2% $618 / Sq Ft
01/15/2025 01/15/25 Pending -- -- --
01/12/2025 01/12/25 For Sale $2,479,000 -- $688 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,154 $1,773,795 $1,359,755 $414,040
2024 $14,065 $863,346 -- --
2023 $14,065 $838,200 $0 $0
2022 $13,773 $813,786 $0 $0
2021 $14,049 $789,751 $0 $0
2020 $14,163 $778,847 $0 $0
2019 $13,794 $752,677 $0 $0
2018 $13,715 $738,643 $0 $0
2017 $13,631 $723,451 $0 $0
2016 $13,549 $708,571 $0 $0
2015 $13,757 $703,645 $0 $0
2014 $13,698 $698,061 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8337851

Stellar MLS

APN: 32-29-15-35658-010-0050