Debbie Kleinman
SMITH & ASSOCIATES REAL ESTATE
(727) 732-6107
42 Total Sales
1 in Harbor Bluffs
$2,020,000 Price
3425 High Bluff Dr Largo, FL 33770
Harbor Bluffs NeighborhoodEstimated Value: $451,000 - $522,580
3
Beds
2
Baths
1,626
Sq Ft
$294/Sq Ft
Est. Value
Highlights
- Solar Power System
- Main Floor Primary Bedroom
- Walk-In Pantry
- Anona Elementary School Rated A-
- Granite Countertops
- Circular Driveway
About This Home
As of May 2026Solar-powered home with average electric bills around $30 per month located minutes from the beaches and not in a flood zone. Nestled among million dollar homes in the Harbor Hills waterfront neighborhood. New HVAC system 2025 with 10 year warranty! WOW! Additional updates include new ENERGY STAR WINDOWS including a new front door (2024) for added efficiency! HIGH AND DRY in Flood Zone X, meaning NO FLOOD INSURANCE required! Any great chef will fall in love in the HUGE naturally bright EAT-IN KITCHEN, featuring granite countertops, 2 ovens, a LARGE BREAKFAST BAR, abundant cabinetry, and a walk-in pantry. The SPLIT BEDROOM FLOOR PLAN includes 3 bedrooms, 2 full baths, and plenty of storage. The primary suite, living area, and kitchen all open directly to a 300 sq. ft. SCREENED PATIO, perfect for entertaining or relaxing in the refreshing Gulf breeze. Enjoy the fully fenced backyard, ideal for pets and your vegetable and fruit garden. Talk about location, Harbor Hills is one of those quiet, established waterfront neighborhoods among million dollar homes (this is your best investment for less than 500k!). Bonus: easy access to beaches, parks, boat ramps, hospitals, shopping, and top-rated restaurants and schools, just 5 minutes from the beach! With an relaxed hoa of only $100/year and SHORT TERM RENTALS allowed, this property is Airbnb-ready and perfect for investors, snowbirds, or full-time residents alike! Highlights: Average electric bill $30/month (paid-off solar), Energy-efficient upgrades (2024 windows + door), NO flood insurance required, HVAC BRAND NEW INSTALLED 2025 WITH 10 YEAR WARRANTY, 5 minutes to the beach. This Harbor Hills gem combines modern updates, ultra-low utilities, flexible rental potential, and a prime coastal location; a rare find, at this price, in today’s market! YOU HAVE TO SEE IT TO BELIEVE IT, CALL TODAY!
Last Agent to Sell the Property
CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #3274729 Listed on: 10/15/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,785
Year Built
- Built in 1963
Lot Details
- 8,817 Sq Ft Lot
- South Facing Home
- Vinyl Fence
- Well Sprinkler System
- Property is zoned R-3
HOA Fees
- $8 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Circular Driveway
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,626 Sq Ft Home
- Crown Molding
- Ceiling Fan
- Double Pane Windows
- ENERGY STAR Qualified Windows with Low Emissivity
- Insulated Windows
- Blinds
- Sliding Doors
- Entrance Foyer
- Living Room
- Storm Windows
- Washer and Electric Dryer Hookup
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Walk-In Pantry
- Built-In Oven
- Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Concrete
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Low Flow Plumbing Fixtures
Eco-Friendly Details
- Energy-Efficient Lighting
- Energy-Efficient Insulation
- Energy-Efficient Doors
- Smoke Free Home
- Solar Power System
- Solar Heating System
Outdoor Features
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Vented Exhaust Fan
- Well
- Electric Water Heater
Community Details
- $8 Other Monthly Fees
- Greg Runey Association, Phone Number (727) 000-0000
- Visit Association Website
- Harbor Hills Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 41 / A
- Assessor Parcel Number 05-30-15-35982-001-0410
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 15, 2025
Closed on
May 8, 2026
Sold by
Johnson Daniel
Bought by
Seller's Agent
Michele Jones
CHARLES RUTENBERG REALTY INC
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$475,000
Sold Price
$455,000
Premium/Discount to List
-$20,000
-4.21%
Views
148
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,495
Avg. Annual Appreciation
16.58%
Original Mortgage
$461,250
Outstanding Balance
$386,399
Interest Rate
6.38%
Mortgage Type
Construction
Estimated Equity
$91,496
Purchase Details
Closed on
Mar 22, 2018
Sold by
Hensley Tommy J and Hensley Mary A
Bought by
Johnson Daniel C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,000
Interest Rate
4.32%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 11, 2016
Sold by
Bettelli Timothy and Bettelli Louise
Bought by
Hensley Tommy J and Hensley Mary A
Purchase Details
Closed on
Apr 2, 2010
Sold by
Simmons Kelly L
Bought by
Bettelli Timothy and Bettelli Louise
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,800
Interest Rate
2%
Mortgage Type
Stand Alone First
Purchase Details
Closed on
May 19, 1998
Sold by
Simmons Frederick L and Simmons Ella M
Bought by
Simmons Frederick L and Simmons Ella M
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Harbor Bluffs, FL
-
Debbie Kleinman
-
Andrea Difillipo
Andrea Difillipo
CENTURY 21 BEGGINS ENTERPRISES
(207) 209-2930
91 Total Sales
1 in Harbor Bluffs
$240,000 Price
-
Tyler Grisley
Tyler Grisley
INSPIRED REALTY, LLC
(727) 758-3120
221 Total Sales
1 in Harbor Bluffs
$365,000 Price
-
Cindy Sapp
Cindy Sapp
OLYMPUS EXECUTIVE REALTY INC
(352) 747-8214
154 Total Sales
2 in Harbor Bluffs
$478K - $500K Price Range
-
Mashonda Smith
Mashonda Smith
CORCORAN DWELLINGS
(727) 228-6370
77 Total Sales
1 in Harbor Bluffs
$345,000 Price
-
Tony Baroni
Tony Baroni
KELLER WILLIAMS SUBURBAN TAMPA
(813) 437-1985
1,290 Total Sales
1 in Harbor Bluffs
$381,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $455,000 | Elevated Title | ||
| Johnson Daniel C | $255,000 | Security Natl Title & Escrow | |
| Hensley Tommy J | $205,000 | Wollinka Wikle Title Ins Age | |
| Bettelli Timothy | $127,000 | Pinellas Park Title Company | |
| Simmons Frederick L | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $461,250 | ||
| Previous Owner | Johnson Daniel C | $115,000 | |
| Previous Owner | Johnson Daniel C | $300,000 | |
| Previous Owner | Johnson Daniel | $237,420 | |
| Previous Owner | Johnson Daniel | $236,060 | |
| Previous Owner | Johnson Daniel C | $204,000 | |
| Previous Owner | Bettelli Timothy | $132,800 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/08/2026 05/08/26 | Sold | $455,000 | -4.2% | $280 / Sq Ft |
| 04/17/2026 04/17/26 | Pending | -- | -- | -- |
| 04/16/2026 04/16/26 | For Sale | $475,000 | +4.4% | $292 / Sq Ft |
| 04/15/2026 04/15/26 | Off Market | $455,000 | -- | -- |
| 03/30/2026 03/30/26 | Price Changed | $475,000 | -2.1% | $292 / Sq Ft |
| 03/21/2026 03/21/26 | Price Changed | $485,000 | -2.4% | $298 / Sq Ft |
| 02/26/2026 02/26/26 | Price Changed | $497,000 | -0.2% | $306 / Sq Ft |
| 01/22/2026 01/22/26 | Price Changed | $498,000 | -0.2% | $306 / Sq Ft |
| 11/19/2025 11/19/25 | Price Changed | $499,000 | -3.7% | $307 / Sq Ft |
| 11/05/2025 11/05/25 | Price Changed | $518,000 | -0.2% | $319 / Sq Ft |
| 10/15/2025 10/15/25 | For Sale | $519,000 | -- | $319 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,008 | $269,647 | ||
| 2024 | $3,720 | $262,048 | ||
| 2023 | $3,720 | $254,416 | $0 | $0 |
| 2022 | $3,702 | $247,006 | $0 | $0 |
| 2021 | $3,771 | $239,812 | $0 | $0 |
| 2020 | $3,792 | $236,501 | $0 | $0 |
| 2019 | $3,727 | $231,184 | $90,156 | $141,028 |
| 2018 | $3,890 | $214,832 | $0 | $0 |
| 2017 | $3,417 | $168,525 | $0 | $0 |
| 2016 | $1,606 | $115,639 | $0 | $0 |
| 2015 | $1,630 | $114,835 | $0 | $0 |
| 2014 | $1,618 | $113,924 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michele Jones
Seller's Agent in 2026
Michele Jones
CHARLES RUTENBERG REALTY INC
(727) 600-3937
2 in this area
23 Total Sales
-
Stellar Non-Member Agent
SN
Buyer's Agent in 2026
Stellar Non-Member Agent
FL_MFRMLS
Map
Source: Stellar MLS
MLS Number: TB8437114
APN: 05-30-15-35982-001-0410
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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