$1,690,000
OPEN SUN 1PM - 3PM

Estimated payment $10,248/month

4 Beds
4.5 Baths
3,770 Sq Ft
$448 Price per Sq Ft

Highlights

  • Parking available for a boat
  • Oak Trees
  • In Ground Pool
  • Largo High School Rated A-
  • Property is near a marina
  • Open Floorplan

About This Home

Nestled “Top of the Bluff” along an idyllic, tree-lined street, an unparalleled opportunity awaits. This exceptional residence seamlessly blends timeless architectural elements with state-of-the-art innovation. Meticulously designed and exquisitely finished, this Harbor Bluffs home stands as a testament to refined craftsmanship. Curated details and extensive structural upgrades speak to the caliber of this home. At 52’ lot elevation, this full block, two story construction home rests confidently on its oversized footprint, fortified by PGT hurricane impact windows and doors (2021) and a 24kw fully automated whole-house generator (2024), equipped to power the entire home, including the Bosch HVAC system (2020) and pool equipment. A fully modernized electrical infrastructure allows for effortless living, with integrated smart home automations providing intuitive control over lighting, security, climate and connectivity. Cross the threshold and prepare to be embraced by a living experience that feels curated for the soul. Retreat to the stunning saltwater pool, surrounded by lush foliage, a custom wood burning fireplace and an elevated retaining wall featuring discreet, below ground plumbing. Designed with understated grandeur, this home offers a serene aesthetic where fine materials, soft textures and masterful proportions define each space. Every detail is intentional, creating a sense of subtle opulence that invites you to slow down and savor. The entryway sets the tone with expansive 36x36 porcelain tiles, gently curved archways, a rich solid wood staircase and oversized windows that frame a luminous cascade of natural light. The private master suite awaits behind stately double doors, enveloped in soundproof tranquility. Custom his and hers closets offer finely tailored storage, while the on-suite bath features a spa-inspired rainshower, private water closet, and dual vanity appointed with custom cabinetry, quartz counters and premium fixtures. The downstairs guest quarters are thoughtfully distinguished by a graceful barrel ceiling, wide arches and a private hallway accented by custom built-in cabinetry and quartz surfaces. Each en-suite bath is a gentle escape, featuring walk-in rainshowers, marble-topped vanities and bespoke fixtures. The expansive upper level provides flexible accommodation, ideal for a private guest suite, executive home office or media lounge. The heart of this home is a spacious, open-concept kitchen designed for entertaining. At its center, a captivating island topped with a pristine quartz slab and sophisticated seating for six, set within a rich palette of custom cabinetry and tailored storage solutions enhancing both form and function. Chef-grade appliances elevate the culinary experience–30” Wolf Speed Convection Oven (2023), commanding 48” Wolf Natural Gas Range (2024), alongside a Subzero 632 Side-by-Side (2024). Indoor-outdoor living is achieved with elegant French doors that open to a charming dining terrace–perfect for al fresco gatherings. Updated plumbing and integration of natural gas throughout provides invaluable permanence. Centrally located, this home provides access to a wealth of amenities, including award-winning beaches, boating, prestigious golf courses, fine dining, shopping and world-class medical facilities. Deed restricted community and low annual HOA. Above flood plain and not within an evacuation zone; no flood insurance required. A detailed Feature Sheet is available upon request.

Listing Agent

Olivia Prince

COASTAL PROPERTIES GROUP INTERNATIONAL Brokerage Phone: 727-493-1555 License #3404546 Listed on: 06/14/2025

COASTAL PROPERTIES GROUP INTERNATIONAL

Co-Listing Agent

Mike Jansen

COASTAL PROPERTIES GROUP INTERNATIONAL Brokerage Phone: 727-493-1555 License #3243652

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,268

Year Built

  • Built in 1956

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 100 x 125
  • Unincorporated Location
  • East Facing Home
  • Fenced
  • Mature Landscaping
  • Oversized Lot
  • Well Sprinkler System
  • Oak Trees
  • Garden
  • Property is zoned R-3

HOA Fees

  • $34 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Ground Level Parking
  • Garage Door Opener
  • Circular Driveway
  • On-Street Parking
  • Parking available for a boat

Property Views

  • Garden
  • Pool

Home Design

  • Florida Architecture
  • Elevated Home
  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,770 Sq Ft Home
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Shelving
  • High Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Free Standing Fireplace
  • Fireplace Features Masonry
  • Awning
  • Shades
  • Shutters
  • French Doors
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Makeup or Vanity Space
  • Single Vanity
  • Private Water Closet
  • Bathtub with Shower
  • Rain Shower Head
  • Multiple Shower Heads

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Security Lights
  • Smart Home
  • Closed Circuit Camera
  • Storm Windows
  • Fire and Smoke Detector
  • Pest Guard System

Accessible Home Design

  • Accessibility Features
  • Accessible Approach with Ramp

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient Doors

Pool

  • In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Outdoor Shower
  • Outside Bathroom Access
  • Pool Sweep
  • Pool Lighting

Outdoor Features

  • Property is near a marina
  • Deck
  • Patio
  • Outdoor Fireplace
  • Exterior Lighting
  • Outdoor Grill
  • Rain Gutters
  • Private Mailbox

Location

  • Property is near public transit
  • Property is near a golf course

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Heating System Uses Natural Gas
  • Thermostat
  • Underground Utilities
  • Power Generator
  • Natural Gas Connected
  • Tankless Water Heater
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, management, trash
  • Professional Condo Concepts, Attn: Nikki Mcconnell Association, Phone Number (727) 584-6695
  • Visit Association Website
  • Harbor Bluffs Sec 2 Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,268

Year Built

Built in 1956

Lot Details

0

HOA Fees

$34 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Management, Trash
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 3770
  • Lot Size Acres: 0.29
  • New Construction: No
  • Year Built: 1956
  • Accessibility Features: Accessible Approach with Ramp
  • Building Area Total: 4359
  • Lot Size Sq Ft: 12480
  • Directions to Property: Heading south on Indian Rocks Road, right on Palm Drive, left on Live Oak Lane.
  • Status: Active
  • Co List Office Mls Id: MFR260031031
  • Co List Office Phone: 727-493-1555
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Belleair
  • Escrow Postal Code: 33756
  • Escrow State: FL
  • Escrow Street Name: Indian Rocks Rd.
  • Escrow Street Number: 601
  • List Office Head Office Key Nume: 1039408
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 448.28
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • Planned Unit Development Yn: 0
  • Property Description: Elevated
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Intracoastal Waterway,Public Boat Ramp,Water Access
  • Attribution Contact: 727-493-1555
  • Tax Year: 2024
  • Special Features: 4097

Interior Features

  • Fireplace Features: Free Standing, Masonry, Outside, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Interior Amenities: Accessibility Features, Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances Included: Built-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment, Generator
  • Window Features: Skylight(s), Shades, Shutters, Storm Window(s), Window Treatments
  • Street Number Modifier: 208
  • Additional Rooms: Family Room,Inside Utility
  • Living Area Meters: 350.24
  • Room Count: 7

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, In Ground, Lighting, Outside Bath Access, Pool Sweep, Salt Water
  • Exterior Features: Awning(s), French Doors, Garden, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Garden, Pool
  • Waterfront: No
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2003-09-03
  • Flood Zone Panel: 12103C0112G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Boat, Circular Driveway, Driveway, Garage Door Opener, Ground Level, Guest, On Street

Utilities

  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Sprinkler Well, Underground Utilities
  • Cooling: Central Air, Ductless
  • Heating: Central, Natural Gas
  • Laundry Features: Gas Dryer Hookup, Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Park, Street Lights
  • Association Fee: 405
  • Association Fee Frequency: Annually
  • Association Name: Professional Condo Concepts, Attn: Nikki McConnell
  • Phone: 727-584-6695
  • Association: Yes
  • Security: Closed Circuit Camera(s), Security Lights, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Complex Community Name Nccb: HARBOR BLUFFS
  • Pet Restrictions: Please Refer to HOA Governing Documents.
  • Association Fee Requirement: Required
  • Association Email: nikki@professionalcondoconcepts.com
  • Association URL: www.harborbluffsneighborhood.com

Fee Information

  • Total Annual Fees: 405.00
  • Total Monthly Fees: 33.75
  • Monthly HOA Amount: 33.75

Lot Info

  • Zoning: R-3
  • Parcel Number: 32-29-15-35676-013-0050
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: In County, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Oversized Lot, Paved, Unincorporated
  • Lot Dimensions: 100 x 125
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1159
  • Zoning Compatible YN: 1

Green Features

  • Efficiency: Doors, Windows
  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 9268.43
  • Tax Block: M
  • Tax Book Number: 34-73
  • Tax Lot: 5

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,371 $593,294 -- --
2023 $9,371 $576,014 $0 $0
2022 $9,170 $559,237 $0 $0
2021 $7,912 $464,749 $0 $0
2020 $8,073 $463,744 $0 $0
2019 $4,154 $253,656 $0 $0
2018 $4,121 $248,926 $0 $0
2017 $4,087 $243,806 $0 $0
2016 $4,055 $238,791 $0 $0
2015 $4,117 $237,131 $0 $0
2014 $4,095 $235,249 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/14/2025 06/14/25 For Sale $1,690,000 +184.0% $448 / Sq Ft
12/11/2019 12/11/19 Sold $595,000 -3.9% $161 / Sq Ft
11/13/2019 11/13/19 Pending -- -- --
10/31/2019 10/31/19 Price Changed $619,000 -3.1% $167 / Sq Ft
06/26/2019 06/26/19 For Sale $639,000 -- $172 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $595,000 Baxter Title Corporation
Interfamily Deed Transfer $212,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $175,000 Credit Line Revolving
Open $625,000 New Conventional
Closed $446,250 New Conventional
Previous Owner $440,000 VA
Previous Owner $210,000 Credit Line Revolving
Previous Owner $100,000 Credit Line Revolving
Previous Owner $425,000 Unknown
Previous Owner $80,000 Credit Line Revolving
Source: Public Records

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Source: Stellar MLS

MLS Number: TB8394286

Stellar MLS

APN: 32-29-15-35676-013-0050