RENTED MAY 15, 2026

Estimated Value: $1,078,000 - $1,128,000

3 Beds
2 Baths
2,121 Sq Ft
$517/Sq Ft Est. Value

Sale Details

Date Sold: November 18, 2025

Last sale price $1,100,000 $519 Per Sq Ft

Current estimated payment $6,487 / mo

Highlights

  • 85 Feet of Bay Harbor Waterfront
  • White Water Ocean Views
  • Water access To Gulf or Ocean
  • Largo High School Rated A-
  • Dock has access to electricity and water
  • Boat Lift

About This Home

As of May 2026

STUNNING WATERFRONT HOME WITH WIDE WATER VIEWS AND BOAT DOCK WITH LIFT- NOW AVAILABLE FOR ANNUAL LEASE! Experience amazing coastal waterfront living in the highly sought-after Harbor Bluffs community. This exceptional property offers approximately 110 feet of wide, open water frontage—perfect for boating enthusiasts and those who love life on the water. A newer Trex dock that is fully equipped with a 13,000-lb boat lift, walkaround catwalk, additional slip, kayak launch, and both water and electric service, making it effortless to enjoy days on the water right from your backyard. Inside, the home features a move-in-ready, open-concept layout designed to maximize water views and natural light. The flexible living space can be arranged as separate seating areas or one expansive great room. The kitchen is open to the main living area and showcases natural cherry solid-wood cabinetry, granite countertops, a breakfast bar, and newer appliances, including an induction cooktop and refrigerator. Multiple windows overlook the water, creating a bright and inviting atmosphere throughout the living area and bedrooms. For entertaining, enjoy the built-in wet bar with dual temperature wine cooler or step outside to the waterfront patio with pergola—an ideal spot for relaxing or hosting guests. The split-bedroom floor plan offers privacy, with a spacious primary suite featuring a sitting area, walk-in closet, and en-suite bath with dual vanities, walk-in shower, and private water closet. All windows were recently replaced with impact-rated glass and finished with classic plantation shutters. Other updates include a new roof, HVAC system with UV light, hot water heater, storm-rated garage door. (This home experienced no significant damage from the storms that occurred in 2024) Conveniently located just minutes from local restaurants, coffee shops, Belleair Country Club, Pelican Golf Club, beautiful Gulf beaches, and a vibrant coastal lifestyle—this waterfront rental is a rare opportunity and truly a must-see.

Last Agent to Rent the Property

Don Charron

CASHFLOW R.P.M. Brokerage Phone: 727-392-6700 License #3538286 Listed on: 01/26/2026

Last Renter's Agent

Stephen Kepler

ENGEL & VOLKERS BELLEAIR License #677118

ENGEL & VOLKERS BELLEAIR

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1963

Lot Details

  • 9,348 Sq Ft Lot
  • Lot Dimensions are 85 x 110
  • 85 Feet of Bay Harbor Waterfront
  • West Facing Home
  • Landscaped
  • Native Plants
  • Metered Sprinkler System

Parking

  • 2 Car Attached Garage
  • Ground Level Parking
  • Garage Door Opener
  • Driveway

Property Views

  • White Water Ocean
  • Canal

Interior Spaces

  • 2,121 Sq Ft Home
  • Open Floorplan
  • Wet Bar
  • Built-In Desk
  • Ceiling Fan
  • Double Pane Windows
  • Low Emissivity Windows
  • Insulated Windows
  • Tinted Windows
  • Plantation Shutters
  • Great Room
  • Family Room Off Kitchen
  • L-Shaped Dining Room
  • Inside Utility
  • Ceramic Tile Flooring

Kitchen

  • Range
  • Microwave
  • Wine Refrigerator
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Private Water Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Security Lights
  • Hurricane or Storm Shutters
  • Storm Windows
  • Fire and Smoke Detector

Outdoor Features

  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • Seawall
  • Boat Lift
  • Dock has access to electricity and water
  • Dock made with Composite Material
  • Courtyard
  • Patio
  • Exterior Lighting
  • Rain Gutters
  • Private Mailbox

Schools

  • Mildred Helms Elementary School
  • Largo Middle School
  • Largo High School

Utilities

  • Central Air
  • Heat Pump System
  • Thermostat
  • Water Filtration System
  • Electric Water Heater
  • Water Softener
  • Phone Available

Additional Features

  • HVAC UV or Electric Filtration
  • Flood Zone Lot

Community Details

  • Property has a Home Owners Association
  • Pam Association, Phone Number (727) 584-6695
  • Harbor Bluffs Sec 4 Subdivision
  • The community has rules related to allowable golf cart usage in the community

Listing and Financial Details

  • Residential Lease
  • Security Deposit $5,350
  • Property Available on 1/26/26
  • Tenant pays for cleaning fee
  • The owner pays for grounds care, management, repairs
  • 12-Month Minimum Lease Term
  • $35 Application Fee
  • 8 to 12-Month Minimum Lease Term
  • Assessor Parcel Number 06-30-15-35802-000-0640

Home Details

Home Type

Single Family

Year Built

Built in 1963

Lot Details

9,348 Sq Ft Lot

Parking

2

Rental Info

  • Furnished: Unfurnished
  • Lease Amount Frequency: Monthly
  • Pets Allowed: Dogs OK, Number Limit, Size Limit, Yes
  • Available Date: 2026-01-26
  • Terms Of Lease: 1st Last and Sec Dep Required,No Smoking,Security Deposit Required
  • Long Term YN: 1
  • Security Deposit: 5350
  • Additional Applicant Fee: 35

Listing Details

  • Property Type: Residential Lease
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Fireplace: No
  • Living Area: 2121
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 1963
  • Building Area Total: 2755
  • Lease Term: Twelve Months
  • Lot Size Sq Ft: 9348
  • Owner Pays: Grounds Care, Management, Repairs
  • Tenant Pays: Cleaning Fee
  • Status: Leased
  • Building Area Total Srch Sq M: 255.95
  • Minimum Lease: 8-12 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 2.48
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: 4 Point Moorage,Dock - Composite,Dock w/Electric,Dock w/Water Supply,Lift
  • MFR_DockYN: 1
  • Attribution Contact: 727-392-6700
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances Included: Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Window Features: Double Pane Windows, Insulated Windows, Low-Emissivity Windows, Shutters, Storm Window(s), Tinted Windows
  • Additional Rooms: Inside Utility
  • Living Area Meters: 197.05

Exterior Features

  • Direction Faces: West
  • Exterior Features: Courtyard, Hurricane Shutters, Lighting, Private Mailbox, Rain Gutters, Sprinkler Metered
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Water Access: Bay/Harbor,Gulf/Ocean,Intracoastal Waterway
  • Water Extras: Lift,Seawall - Concrete
  • Water View: Bay/Harbor - Full,Canal
  • Water View YN: 1
  • Waterfront Feet Total: 85
  • Additional Water Information: Deep water with easy access to Intracoastal Waterway. New TREX dock has a wrap around catwalk and 13,000lb boat lift.
  • Water Frontage Feet Bay Harbor: 85

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Ground Level

Utilities

  • Utilities: Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Water Connected
  • Cooling: Central Air
  • Heating: Electric, Heat Pump
  • Laundry Features: Inside
  • Sewer: None
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Golf Carts OK
  • Association Name: Pam
  • Phone: 727 584-6695
  • Association: Yes
  • Security: Fire Alarm, Security Lights
  • Senior Community: No
  • Association Approval Required YN: 0
  • Association Fee Requirement: None
  • Pet Size: Small (16-35 Lbs.)

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00
  • Application Fee: 35

Schools

  • Elementary School: Mildred Helms Elementary-PN
  • High School: Largo High-PN
  • Middle Or Junior School: Largo Middle-PN

Lot Info

  • Parcel Number: 06-30-15-35802-000-0640
  • Lot Features: FloodZone, In County, Landscaped, Paved
  • Lot Dimensions: 85 x 110
  • Property Attached Yn: No

Green Features

  • Green Indoor Air Qlty: HVAC UV/Elec. Filtration
  • Green Landscaping: Fl. Friendly/Native Landscape

Multi Family

  • Waterfront Features: Bay/Harbor

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2025
Closed on
Nov 18, 2025
Sold by
Bought by
Seller's Agent
Cindy Cooper
COLDWELL BANKER REALTY
Buyer's Agent
Cindy Cooper
COLDWELL BANKER REALTY
List Price
$1,175,000
Sold Price
$1,100,000
Premium/Discount to List
-$75,000
-6.38%
Views
12
Current Estimated Value
$1,095,698

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,302
Avg. Annual Appreciation
-0.57%
Original Mortgage
$826,228
Interest Rate
0.0626%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 5, 2024
Sold by
Bought by

Purchase Details

Closed on
Aug 29, 2002
Sold by
Bought by

Purchase Details

Closed on
Mar 28, 2000
Sold by
Bought by

Purchase Details

Closed on
Mar 12, 1999
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,100,000 None Listed On Document
$100 None Listed On Document
$95,000 --
$253,500 --
$253,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $826,228
Previous Owner $90,000
Previous Owner $125,000
Previous Owner $100,000
Previous Owner $192,000
Previous Owner $100,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/15/2026 05/15/26 Rented $5,250 -2.8% --
02/17/2026 02/17/26 Price Changed $5,400 -5.3% $3 / Sq Ft
01/26/2026 01/26/26 For Rent $5,700 0.0% --
11/18/2025 11/18/25 Sold $1,100,000 -6.4% $519 / Sq Ft View Prior Sale
09/29/2025 09/29/25 For Sale $1,175,000 -- $554 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,204 $392,772
2024 $6,201 $404,584
2023 $6,201 $392,800 $0 $0
2022 $6,060 $381,359 $0 $0
2021 $6,172 $370,251 $0 $0
2020 $6,216 $365,139 $0 $0
2019 $6,117 $356,930 $0 $0
2018 $6,075 $350,275 $0 $0
2017 $6,031 $343,071 $0 $0
2016 $5,988 $336,015 $0 $0
2015 $6,045 $331,945 $0 $0
2014 $6,016 $329,311 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8469088

Stellar MLS

APN: 06-30-15-35802-000-0640

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