20907 Hardwood Loop Finlayson, MN 55735
2
Beds
2.5
Baths
2,090
Sq Ft
5.05
Acres
Highlights
- Deeded Waterfront Access Rights
- No HOA
- Family Room
- Wood Burning Stove
- Home Office
- Heated Garage
About This Home
As of December 2024Improved Price!! 2 Story home/cabin located on this 5+ acre tract. 2 bedroom w/ 3 baths makes this nice space for all! Plus a newer 20 x 28 main level addition that can be a great room/ dining/ sleeping area- you decide- in here is a PTAC unit having heat and AC! Living room has a wet bar with built in cabinetry along with a Class A masonry chimney and woodstove insert that will heat the whole house! This home also has in-floor radiant heat with 2000+ finished square feet and is ready to go! 2 car det. heated gar. with work shop area. Bunk house and several outbuildings for all your toys! Decks are newly painted! Walk the trail out back and enjoy all the wildlife roaming around! Tree house/deer stand overlooks the property! Seasonal run off creek area in the spring. This tract also gives you access to use the Pine River just down the road - nice swimming area and known to have fish in it! Approx 100 mi north of Mpls/St. Paul.
Last Agent to Sell the Property
United Country Real Estate Minnesota Properties Listed on: 05/05/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,170
Year Built
- Built in 2005
Lot Details
- 5.05 Acre Lot
- Lot Dimensions are 185x941x285x928
- Unpaved Streets
Parking
- 2 Car Garage
- Heated Garage
Interior Spaces
- 2,090 Sq Ft Home
- 2-Story Property
- Wood Burning Stove
- Wood Burning Fireplace
- Free Standing Fireplace
- Family Room
- Living Room with Fireplace
- Home Office
- Range
Bedrooms and Bathrooms
- 2 Bedrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Deeded Waterfront Access Rights
Utilities
- Radiant Heating System
- 100 Amp Service
- Drilled Well
Community Details
- No Home Owners Association
- Pine River Heights 2Nd Addn Subdivision
Listing and Financial Details
- Assessor Parcel Number 055107000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 14, 2024
Closed on
Dec 16, 2024
Sold by
Harbulak Michelle K and Luger David G
Bought by
Whiteley Seth C
Seller's Agent
Voila It's That Easy
eXp Realty
Buyer's Agent
Albert Tedesco
eXp Realty
List Price
$299,999
Sold Price
$335,000
Premium/Discount to List
$35,001
11.67%
Views
75
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$13,846
Avg. Annual Appreciation
-6.00%
Original Mortgage
$335,000
Outstanding Balance
$333,258
Interest Rate
6.79%
Mortgage Type
VA
Estimated Equity
-$10,872
Purchase Details
Listed on
May 5, 2022
Closed on
Aug 31, 2022
Sold by
Anderson Tracy and Anderson Stacie
Bought by
Luger David and Harbulak Michelle
Seller's Agent
Natalie Jensen
United Country Real Estate Minnesota Properties
Buyer's Agent
Voila It's That Easy
eXp Realty
List Price
$279,900
Sold Price
$249,900
Premium/Discount to List
-$30,000
-10.72%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.59%
Original Mortgage
$249,775
Interest Rate
5.54%
Mortgage Type
New Conventional
Similar Homes in Finlayson, MN
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $335,000 | Titlesmart | |
| Deed | $249,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $335,000 | VA | |
| Previous Owner | $249,775 | New Conventional | |
| Previous Owner | $60,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/17/2024 12/17/24 | Sold | $335,000 | +11.7% | $160 / Sq Ft |
| 11/03/2024 11/03/24 | Pending | -- | -- | -- |
| 08/17/2024 08/17/24 | For Sale | $299,999 | +20.0% | $144 / Sq Ft |
| 08/31/2022 08/31/22 | Sold | $249,900 | 0.0% | $120 / Sq Ft |
| 08/01/2022 08/01/22 | Pending | -- | -- | -- |
| 07/28/2022 07/28/22 | Price Changed | $249,900 | -7.4% | $120 / Sq Ft |
| 07/08/2022 07/08/22 | Price Changed | $269,900 | -3.6% | $129 / Sq Ft |
| 07/05/2022 07/05/22 | For Sale | $279,900 | 0.0% | $134 / Sq Ft |
| 06/24/2022 06/24/22 | Pending | -- | -- | -- |
| 06/02/2022 06/02/22 | Price Changed | $279,900 | -2.8% | $134 / Sq Ft |
| 05/05/2022 05/05/22 | For Sale | $287,900 | -- | $138 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,166 | $284,200 | $45,400 | $238,800 |
| 2024 | $1,960 | $307,800 | $45,000 | $262,800 |
| 2023 | $1,956 | $268,200 | $41,300 | $226,900 |
| 2022 | $2,170 | $239,200 | $36,300 | $202,900 |
| 2021 | $1,974 | $207,100 | $29,000 | $178,100 |
| 2020 | $1,802 | $197,400 | $27,500 | $169,900 |
| 2019 | $1,734 | $177,100 | $26,200 | $150,900 |
| 2018 | $1,682 | $168,900 | $24,700 | $144,200 |
| 2017 | $1,244 | $162,300 | $23,500 | $138,800 |
| 2016 | $1,094 | $126,200 | $23,500 | $102,700 |
| 2014 | $962 | $86,500 | $20,400 | $66,100 |
Source: Public Records
Agents Affiliated with this Home
-
V
Seller's Agent in 2024
Voila It's That Easy
eXp Realty
-
A
Buyer's Agent in 2024
Albert Tedesco
eXp Realty
-
N
Seller's Agent in 2022
Natalie Jensen
United Country Banning Jct Real Estate
Map
Source: NorthstarMLS
MLS Number: 6189266
APN: 005.5107.000
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