$1,399,000
$50K PRICE DROP

Estimated payment $8,278/month

Total Views 17,547
2 Beds
2 Baths
1,372 Sq Ft
$1,020 Price per Sq Ft

Highlights

  • Dock made with concrete
  • Home fronts a canal
  • Cathedral Ceiling
  • Boat Lift
  • Fruit Trees
  • Lanai

About This Home

Island living becomes effortless at this beautifully maintained waterfront retreat in the heart of Cudjoe Gardens. Located on a deep-water canal with quick ocean access, this CBS pool home offers the rare combination of ground-level convenience while above the flood plain. From the moment you arrive the property feels inviting and relaxed. Tropical landscaping and manicured grounds create a private island atmosphere while the standing seam galvanized roof and concrete construction provide lasting durability and peace of mind. Inside, the home radiates warmth and coastal character. Vaulted wood tongue-and-groove ceilings draw your eyes upward and create an airy, open feel throughout the living spaces. The thoughtfully designed floor plan flows seamlessly between the kitchen, dining, and living areas, making the home ideal for entertaining family and friends after a day on the water. The kitchen is both stylish and functional with updated stainless appliances, generous cabinetry, pantry and a large dining bar for casual dining. Picturesque pool and water views are enjoyed from the living areas and primary suite. Outside is where this property truly shines. The new waterfront pool creates a resort-style centerpiece from the living area and is surrounded by multiple lounging and entertaining spaces. Relax beneath the tiki hut with a morning coffee, gather around the waterfront firepit at sunset, or enjoy evenings under the stars with the gentle breeze coming off the canal. For boating enthusiasts the deep-draft canal accommodates larger boats with a new 17K boat lift and quick ocean access. The nearby full-service marina offers fuel, bait, refreshments and boat ramp access while the neighborhood waterfront restaurant adds another layer of convenience and charm. Plenty of room for of your gear and toys in the 2-car attached garage. Located 20 minutes from Key West offering the perfect balance between peaceful island living and access to world-class dining and culture.

Listing Agent

Lisa Ferringo

Coldwell Banker Schmitt Real Estate Co License #605677 Listed on: 05/11/2026

Coldwell Banker Schmitt Real Estate Co

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,121

Year Built

  • Built in 1995

Lot Details

  • 9,120 Sq Ft Lot
  • Home fronts a canal
  • Fruit Trees
  • Property is zoned IS - Improved Subivision District

Parking

  • Attached Garage

Home Design

  • Metal Roof
  • Concrete Block And Stucco Construction

Interior Spaces

  • 1,372 Sq Ft Home
  • Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Drapes & Rods
  • Aluminum Window Frames
  • Storage
  • Canal Views

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Davits
  • Boat Lift
  • Dock made with concrete
  • Lanai
  • Outdoor Storage
  • Tiki or Chickee Hut

Utilities

  • Central Air
  • Cable TV Available

Community Details

  • Voluntary home owners association
  • Cudjoe Gardens Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00173360000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,121

Year Built

Built in 1995

Lot Details

9,120 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Dockage Dock: Concrete
  • Year Built: 1995
  • Property Sub Type: Single Family Residence
  • LotSizeAcres: 0.2
  • Lot Size: X
  • Co List Office Mls Id: kwa.office10985
  • Co List Office Phone: 305-809-1400
  • Subdivision Name: Cudjoe Gardens (21.0)
  • Dockage: Davits, Boat Lift
  • Vehicle Storage: Garage, Attached
  • Waterview: Canal View
  • Association Info: Voluntary Home Owners Asc: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Granite Counter Top, Storage, Walk-in Closet(s), Bar
  • Appliances: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Stainless Steel Appliance(s)
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Features: Drapes/Blinds Incl, Cathedral Ceilings, Split Bedroom, Pantry, Granite Counter Top, Storage, Walk-in Closet(s), Bar
  • WindowsDoors: Aluminum Windows

Exterior Features

  • Waterfront: Yes
  • Exterior Features: Chickee Hut, Fruit Tree(s), Lanai, Storage
  • Construction Type: CBS
  • Waterfront: Canal Front
  • Roof: Metal Roof

Utilities

  • Utilities: Cable Available
  • Cooling: Central Air, Ceiling Fans(s)
  • Utilities: FKAA, Municipal Sewer, Buyer to Verify, Cable Available

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Parcel Number: 00173360000000
  • Lot Size Sq Ft: 9120.0

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 8121.37

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,121 $837,968 $531,878 $306,090
2024 $4,082 $851,193 $549,389 $301,804
2023 $4,082 $439,137 $0 $0
2022 $4,012 $426,347 $0 $0
2021 $4,112 $413,930 $0 $0
2020 $4,091 $408,215 $0 $0
2019 $4,016 $399,038 $0 $0
2018 $4,035 $391,598 $0 $0
2017 $3,907 $381,731 $0 $0
2016 $3,930 $373,880 $0 $0
2015 $3,752 $371,281 $0 $0
2014 $4,161 $368,334 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/15/2026 07/15/26 Price Changed $1,399,000 -3.5% $1,020 / Sq Ft
05/11/2026 05/11/26 For Sale $1,449,000 +44.9% $1,056 / Sq Ft
04/11/2023 04/11/23 Sold $1,000,000 -8.7% $729 / Sq Ft View Prior Sale
02/26/2023 02/26/23 Price Changed $1,095,000 -7.6% $798 / Sq Ft
11/19/2022 11/19/22 Price Changed $1,185,000 -8.5% $864 / Sq Ft
08/07/2022 08/07/22 Price Changed $1,295,000 -7.4% $944 / Sq Ft
07/22/2022 07/22/22 For Sale $1,399,000 -- $1,020 / Sq Ft
Source: Key West Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $1,000,000 None Listed On Document
Warranty Deed $45,000 --
Warranty Deed $46,000 --
Warranty Deed $20,000 --
Deed $4,300 --
Source: Public Records

About the Listing Agent

Lisa Ferringo

Coldwell Banker Schmitt Real Estate Co

(645) 666-1284

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Lisa Ferringo is a top-producing luxury real estate professional specializing in Florida Keys real estate, including waterfront estates, luxury homes, and investment properties from Key Largo to Key West. She launched her career in 1989 with a luxury condominium developer in Miami, Florida, and by 1995 was promoted to Broker of Mystic Point Realty in Aventura, establishing an early reputation for leadership and high-performance sales. In 1999, she joined Sotheby’s International Realty in Miami

Lisa's Other Listings

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    Welcome to a refined waterfront pool home in the highly desirable Cudjoe Gardens neighborhood, where luxury meets laid-back island living. Located on a corner canal with 235' of waterfront this home is designed with life on the water in mind. Featuring two boat lifts, 15,000 lb and 12,000 lb, providing flexibility for multiple vessels along with a 2-car Garage for additional storage for all of

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    • 21023 2nd Ave
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    Experience the ultimate Florida Keys boating lifestyle at this exceptional waterfront residence in prestigious Cudjoe Gardens. Situated on a rare double lot encompassing 16,827 square feet, this CBS-built, ground-level home sits above the flood plain and offers approximately 225 feet of waterfront on two sides, deep-water dockage, and remarkably quick ocean access. Designed for comfort and

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  • 51 Sawyer Dr, Cudjoe Key, FL 33042

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    Tucked into the sought-after waterfront enclave of Cudjoe Gardens, 51 Sawyer Drive offers the rarest of Florida Keys luxuries: ground-level living above base flood elevation. Built with integrity from solid concrete block and enhanced by Pella windows and a standing seam metal roof, this residence delivers peace of mind and timeless appeal. Boaters will appreciate the 80-foot concrete dock,

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  • 21250 Conch Dr, Cudjoe Key, FL 33042

    $1,399,000 $200K PRICE DROP

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    • 21250 Conch Dr
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    Discover a serene escape nestled in the heart of the Lower Florida Keys. Located in Cudjoe Cove, a boutique gated community of just nine homes, this 3-bedroom, 2-bath conch cottage offers unbeatable views and direct access to the ocean. Built of durable concrete with a standing seam metal roof and impact-rated windows, the home is designed for coastal resilience. A long tropical walkway leads you

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  • 22410 Jolly Roger Dr, Summerland Key, FL 33042

    $1,499,000 Under Contract

    • 2 Beds
    • 2 Baths
    • 1,587 Sq Ft
    • 22410 Jolly Roger Dr
    • Summerland Key, FL

    Welcome to your oceanfront retreat on Cudjoe Key, where panoramic wide open ocean views, exceptional outdoor living, and easy boating access come together to create the quintessential Florida Keys lifestyle. Built on a lot and a half with durable CBS construction, this inviting 2-bedroom, 2-bath, 1,587 sq. ft. home is perfectly positioned to take advantage of its spectacular waterfront setting.

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  • 0 Lot 13 John Silver Ln Unit 620658, Cudjoe Key, FL 33042

    $160,000 Under Contract

    • Land
    • 0.14 Acre
    • $1,142,857 per Acre
    • 0 Lot 13 John Silver Ln
    • Unit 620658
    • Cudjoe Key, FL

    Waterfront opportunity in desirable Cutthroat Harbor Estates. This Tier 3 canal-front lot offers quick water access and a peaceful island setting. The property may be entered into Monroe County's ROGO system, or a transferable building right may be obtained, offering the potential to bring your Florida Keys vision to life.

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  • 22953 John Silver Ln, Summerland Key, FL 33042

    $949,000 $150K PRICE DROP

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    Where boating lifestyle and modern coastal design align, this fully renovated 3-bedroom, 2-bathroom home in Cudjoe Key delivers exceptional waterfront living. This completely reimagined residence is ideally positioned on a premier corner canal lot, offering approximately 190 feet of concrete seawall and dockage along two waterways, an exceptional setting for boating and waterfront enjoyment.

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  • 17286 Jamaica Ln, Summerland Key, FL 33042

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    • 17286 Jamaica Ln
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    Just a short boat ride to popular Lower Keys sandbars, coral heads, and fishing grounds, this Sugarloaf Shores canal-front home is made for the buyer who wants boating, fishing, and the easygoing Keys lifestyle right at their doorstep. Set on a quiet street just 15 minutes from Key West, this sturdy concrete 2 bedroom, 2 bath home offers southern exposure overlooking the canal, quick access to

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  • 17151 Marlin Dr, Sugarloaf Key, FL 33042

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    • 3 Beds
    • 2 Baths
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    • 17151 Marlin Dr
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    This beautifully remodeled waterfront bungalow is nestled in the heart of Sugarloaf Shores ,one of the Lower Florida Keys' most desirable boating communities. Set on an expansive 12,500 sq ft lot surrounded by lush tropical landscaping, this elevated two-story home offers the perfect blend of privacy, comfort, and island charm. With 3 Bedrooms plus a Loft and 2 Bathrooms, the layout is

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Source: Key West Association of REALTORS®

MLS Number: 619865

Key West Association of REALTORS®

APN: 00173360-000000

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