NOT LISTED FOR SALE

Estimated Value: $542,000 - $706,000

4 Beds
2.5 Baths
2,958 Sq Ft
$198/Sq Ft Est. Value

Last Sold August 27, 2021

Last sale price $403,000 $136 Per Sq Ft

Est. 45% increase in value since last sale

Current estimated payment $4,202/month

9 Days on Market

Highlights

  • Waterfront
  • Landscaped Professionally
  • Property is near a park
  • Ferson Creek Elementary School Rated A
  • Community Lake
  • Traditional Architecture

About This Home

As of August 2021

From the moment you step on the front porch, you know that you are HOME! Expansive living room into the dining room with hardwood flooring allows for fabulous entertaining or everyday living! The chef's kitchen has "cherry" cabinetry, granite counters, stainless steel appliances, a walk-in pantry, a double oven, and a center island which opens to a dinette area with doors to a brick paver patio. The kitchen and dinette flow into the family room with a stone fireplace, hardwood flooring, and a wall of windows for plenty of light and views! The first-floor den can be used as an office or bedroom. The powder room with cabinetry completes the first level. The second floor offers a loft area with fabulous space for office, home learning, playroom, or whatever you desire! 2nd-floor laundry too! The Master bedroom has a tray ceiling, double windows, ceiling fan, two walk-in closets, and a master bath that boasts a whirlpool tub, separate shower, and vanity with dual sinks! Three ample-sized bedrooms share a large hall bath with tub/shower and vanity with dual sinks! Full basement for storage or waiting to be finished. HUGE brick paver custom patio with brick surround for incredible entertaining and cooking! An open yard that is adjacent to the park area for the subdivision. SHOWS LIKE NEW. The garage floor is epoxied and the second-floor bedrooms freshly painted. Close to the Great Western Trail, St. Charles award-winning schools, shopping, and restaurants. Wonderful area---make this your next home---you will love it!

Last Listed By

Eric Purcell

Baird & Warner Fox Valley - Geneva Listed on: 07/01/2021

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,483

Year Built

  • Built in 2012

Lot Details

  • Lot Dimensions are 48 x 120
  • Waterfront
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,958 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Formal Dining Room
  • Den
  • Loft
  • Wood Flooring
  • Unfinished Attic

Kitchen

  • Double Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Rough-In Basement Bathroom
  • Basement Window Egress

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Outdoor Features

  • Shed
  • Brick Porch or Patio

Location

  • Property is near a park

Schools

  • Ferson Creek Elementary School
  • Thompson Middle School
  • St. Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned
  • Cable TV Available

Community Details

  • Manager Association
  • Regency Estates Subdivision, Regency Floorplan
  • Property managed by Northwest Property Management
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,483

Year Built

Built in 2012

Lot Details

0

HOA Fees

$40 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Regency Estates
  • Year Built: 2012
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, 2nd Floor Laundry, Walk-In Closet(s)
  • LivingArea: 2958
  • Other Equipment: Water-Softener Owned, TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Den, Loft
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished,Bathroom Rough-In,Egress Window
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Attic: Unfinished

Exterior Features

  • ExteriorFeatures: Porch, Brick Paver Patio, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 409900
  • Lot Features: Landscaped, Park Adjacent, Sidewalks
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Other

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 40
  • Association Fee Frequency: Monthly
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Northwest Property Management
  • Management Contact Name: Manager
  • Management Phone: 999-999-9999

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Ferson Creek Elementary School
  • High School: St. Charles East High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 48 X 120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9482.96
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 1, 2021
Closed on
Aug 26, 2021
Sold by
Kowal Walter
Bought by
Bashir Kamran R and Bashir Naila P
Seller's Agent
Eric Purcell
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Stephanie Hawkinson
eXp Realty, LLC - Geneva
List Price
$425,000
Sold Price
$403,000
Premium/Discount to List
-$22,000
-5.18%
Total Days on Market
9
Current Estimated Value
$585,525

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$182,525
Avg. Annual Appreciation
11.28%
Original Mortgage
$386,141
Outstanding Balance
$356,099
Interest Rate
3%
Mortgage Type
FHA
Estimated Equity
$244,903

Purchase Details

Closed on
May 18, 2015
Sold by
Kowal Walter and Kowal Rachel
Bought by
Kowal Walter

Purchase Details

Closed on
May 18, 2012
Sold by
K Hovnanian Estates At Regency Llc
Bought by
Kowal Walter and Kowel Rachel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,600
Interest Rate
3.89%
Mortgage Type
New Conventional

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Similar Homes in the area

  • 320 Hamilton Rd, St. Charles, IL 60175

    $712,000

    • 4 Beds
    • 4.5 Baths
    • 3,217 Sq Ft
    • 320 Hamilton Rd
    • St. Charles, IL

    Welcome Home! Stunning, beautifully maintained and thoughtfully upgraded 4-bedroom, 4.5-bath home in the desirable Anthem Heights subdivision. Backing to serene lake views and walking path, this spacious home offers exceptional living inside and out. Step into a large, inviting foyer that opens to a formal dining room with a convenient butler's pantry. The heart of the home is a stunning kitchen

    Diane Portincaso Coldwell Banker Real Estate Group

    Section Image
  • 257 Kennedy Dr, St. Charles, IL 60175

    $570,000

    • 3 Beds
    • 2.5 Baths
    • 2,621 Sq Ft
    • 257 Kennedy Dr
    • St. Charles, IL

    *SHOWINGS BEGIN FRIDAY 5/9 AT 3:30**Absolutely Stunning Former Model Home! Built in 2020, this meticulously maintained 3-bedroom, 2.5-bath home in sought-after Anthem Heights is better than new! Designed with an open-concept floor plan, the main level features durable luxury vinyl plank flooring and a stylish living room with magazine-worthy designer wallpaper. The bright and airy family room

    Lance Kammes RE/MAX Suburban

    Section Image
  • 3431 Antoine Place, Saint Charles, IL 60175

    $539,900

    • 3 Beds
    • 3 Baths
    • 2,050 Sq Ft
    • 3431 Antoine Place
    • Saint Charles, IL

    Welcome to this thoughtfully designed 3-bedroom, 3-bath RANCH home nestled on a quiet tree lined street in beautiful St. Charles! Offering the perfect blend of modern comfort and style for those seeking spacious living areas and a layout that enhances both privacy and functionality for today's busy lifestyles! Step inside and be greeted by an inviting open-concept floor plan, designed to offer

    Becky VanderVeen Realty Executives Premier Illinois

    Section Image
  • 531 Red Sky Dr, Saint Charles, IL 60175

    $525,000

    • 4 Beds
    • 3.5 Baths
    • 3,139 Sq Ft
    • 531 Red Sky Dr
    • Saint Charles, IL

    Welcome home to Harvest Hills and this gorgeous 4 bed/3 1/2 bath home situated on a 1/3 acre cul-de-sac lot at the end of a no thru street. Fenced in backyard peaceful oasis features a bi-level deck with a swing, lighted pergola, permanent garden bed and loads of perennials. Kitchen includes a huge island, pantry, Corian countertops, a planning desk and maple cabinets with plenty of space for a

    Amy Dillenburg Coldwell Banker Real Estate Group

    Section Image
  • 3N260 W Mary Ln, Saint Charles, IL 60175

    $540,000

    • 4 Beds
    • 3 Baths
    • 2,772 Sq Ft
    • 3N260 W Mary Ln
    • Saint Charles, IL

    Welcome to this stunning 4-bedroom, 3-bathroom split-level home, situated on a beautifully landscaped 0.7-acre lot directly across from the neighborhood private lake, beach, and park. Offering 2,772 square feet of resort-like living, this meticulously maintained ad updated home is located in the highly sought-after Lake Charlotte community, just minutes from downtown St. Charles. The upper level

    Dalia Metzger @properties Christie's International Real Estate

    Section Image
  • 115 Lewis Ct, Saint Charles, IL 60174

    $539,000

    • 4 Beds
    • 3.5 Baths
    • 2,200 Sq Ft
    • 115 Lewis Ct
    • Saint Charles, IL

    Welcome to this beautifully maintained 4-bedroom, 3.5-bathroom home nestled on a peaceful cul-de-sac in the Timbers neighborhood. From the moment you arrive, you'll be impressed by the lovely landscaping and inviting curb appeal. Step inside to find neutral paint throughout, creating a bright, welcoming atmosphere ready for your personal touch. Inviting kitchen with area for dining table, opens

    Michelle Tangorra Baird & Warner Fox Valley - Geneva

    Section Image
  • 1420 Marie St, Saint Charles, IL 60174

    $449,900

    • 4 Beds
    • 2.5 Baths
    • 1,938 Sq Ft
    • 1420 Marie St
    • Saint Charles, IL

    This charming four-bedroom home is conveniently located on a quiet street not far from historic downtown Saint Charles and Randall Road. Upon entering, you will be greeted by beautiful hardwood floors that flow throughout the spacious main level. The familyroom has a brick hearth, shelves and gas fireplace and which connects thru french doors to the living room. The kitchen features pine

    Dawn Stippich Coldwell Banker Real Estate Group

    Section Image
  • 3N667 Arbor Creek Rd, Saint Charles, IL 60175

    $665,000

    • 4 Beds
    • 3.5 Baths
    • 3,930 Sq Ft
    • 3N667 Arbor Creek Rd
    • Saint Charles, IL

    Discover your dream home in the coveted Arbor Creek neighborhood of St. Charles. This exquisite 4BR/3.1BA brick front two-story home stands proudly on a spacious, landscaped lot adorned with mature trees. This property is equipped with a convenient 3-car sideload garage, a charming paver front patio, an expansive backyard deck, a cozy firepit, and a functional shed with electricity. Step inside

    Matt Kombrink One Source Realty

    Section Image
  • 4N916 Middlecreek Ln Unit 1, Saint Charles, IL 60175

    $650,000

    • 4 Beds
    • 2.5 Baths
    • 2,471 Sq Ft
    • 4N916 Middlecreek Ln
    • Unit 1
    • Saint Charles, IL

    Live life as if you are on vacation everyday! Your own 1.6 acre private sanctuary offers an oasis to relax in the heated in-ground pool, enjoy a cold glass of lemonade on the screened in porch or catch some rays out on the expansive deck or patio areas. Beyond the fence, at the back of the lot, you'll own part of the amazing forest, which backs up to Crane Road Estates...such a fun place for

    Jennifer Leonard-Comperda Baird & Warner Fox Valley - Geneva

    Section Image

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bashir Kamran R $403,000 Precision Title
Kowal Walter -- None Available
Kowal Walter $352,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bashir Kamran R $386,141
Previous Owner Kowal Walter $265,600
Previous Owner K Hovnanian Estates At Regency L L C $12,000,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2021 08/27/21 Sold $403,000 -5.2% $136 / Sq Ft
07/11/2021 07/11/21 Pending -- -- --
07/01/2021 07/01/21 For Sale $425,000 -- $144 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $10,622 $140,713 $33,330 $107,383
2022 $9,979 $129,593 $36,893 $92,700
2021 $9,585 $123,527 $35,166 $88,361
2020 $9,483 $121,223 $34,510 $86,713
2019 $9,312 $118,823 $33,827 $84,996
2018 $9,341 $118,611 $32,541 $86,070
2017 $9,404 $118,229 $31,428 $86,801
2016 $9,873 $114,076 $30,324 $83,752
2015 -- $112,846 $29,997 $82,849
2014 -- $110,655 $29,997 $80,658
2013 -- $113,179 $30,297 $82,882
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11142083

Midwest Real Estate Data (MRED)

APN: 09-29-423-009