NOT LISTED FOR SALE

Estimated Value: $543,000 - $761,000

4 Beds
2.5 Baths
2,958 Sq Ft
$204/Sq Ft Est. Value

Last Sold August 27, 2021

Last sale price $403,000 $136 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $4,158/month

9 Days on Market

Highlights

  • Waterfront
  • Landscaped Professionally
  • Property is near a park
  • Ferson Creek Elementary School Rated A
  • Community Lake
  • Traditional Architecture

About This Home

As of August 2021

From the moment you step on the front porch, you know that you are HOME! Expansive living room into the dining room with hardwood flooring allows for fabulous entertaining or everyday living! The chef's kitchen has "cherry" cabinetry, granite counters, stainless steel appliances, a walk-in pantry, a double oven, and a center island which opens to a dinette area with doors to a brick paver patio. The kitchen and dinette flow into the family room with a stone fireplace, hardwood flooring, and a wall of windows for plenty of light and views! The first-floor den can be used as an office or bedroom. The powder room with cabinetry completes the first level. The second floor offers a loft area with fabulous space for office, home learning, playroom, or whatever you desire! 2nd-floor laundry too! The Master bedroom has a tray ceiling, double windows, ceiling fan, two walk-in closets, and a master bath that boasts a whirlpool tub, separate shower, and vanity with dual sinks! Three ample-sized bedrooms share a large hall bath with tub/shower and vanity with dual sinks! Full basement for storage or waiting to be finished. HUGE brick paver custom patio with brick surround for incredible entertaining and cooking! An open yard that is adjacent to the park area for the subdivision. SHOWS LIKE NEW. The garage floor is epoxied and the second-floor bedrooms freshly painted. Close to the Great Western Trail, St. Charles award-winning schools, shopping, and restaurants. Wonderful area---make this your next home---you will love it!

Last Agent to Sell the Property

Eric Purcell

Baird & Warner Fox Valley - Geneva Listed on: 07/01/2021

Baird & Warner Fox Valley -  Geneva

Last Buyer's Agent

Stephanie Hawkinson

eXp Realty - Geneva License #475181679

eXp Realty - Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,483

Year Built

  • Built in 2012

Lot Details

  • Lot Dimensions are 48 x 120
  • Waterfront
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,958 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Formal Dining Room
  • Den
  • Loft
  • Wood Flooring
  • Unfinished Attic

Kitchen

  • Double Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Rough-In Basement Bathroom
  • Basement Window Egress

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Outdoor Features

  • Shed
  • Brick Porch or Patio

Location

  • Property is near a park

Schools

  • Ferson Creek Elementary School
  • Thompson Middle School
  • St. Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned
  • Cable TV Available

Community Details

  • Manager Association
  • Regency Estates Subdivision, Regency Floorplan
  • Property managed by Northwest Property Management
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,483

Year Built

Built in 2012

Lot Details

0

HOA Fees

$40 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Regency Estates
  • Year Built: 2012
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, 2nd Floor Laundry, Walk-In Closet(s)
  • LivingArea: 2958
  • Other Equipment: Water-Softener Owned, TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Den, Loft
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished,Bathroom Rough-In,Egress Window
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Attic: Unfinished

Exterior Features

  • ExteriorFeatures: Porch, Brick Paver Patio, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 409900
  • Lot Features: Landscaped, Park Adjacent, Sidewalks
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Other

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 40
  • Association Fee Frequency: Monthly
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Northwest Property Management
  • Management Contact Name: Manager
  • Management Phone: 999-999-9999

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Ferson Creek Elementary School
  • High School: St. Charles East High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 48 X 120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9482.96
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 1, 2021
Closed on
Aug 26, 2021
Sold by
Kowal Walter
Bought by
Bashir Kamran R and Bashir Naila P
Seller's Agent
Eric Purcell
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Stephanie Hawkinson
eXp Realty - Geneva
List Price
$425,000
Sold Price
$403,000
Premium/Discount to List
-$22,000
-5.18%
Current Estimated Value
$586,487

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$183,487
Avg. Annual Appreciation
10.71%
Original Mortgage
$386,141
Outstanding Balance
$353,137
Interest Rate
3%
Mortgage Type
FHA
Estimated Equity
$250,951

Purchase Details

Closed on
May 18, 2015
Sold by
Kowal Walter and Kowal Rachel
Bought by
Kowal Walter

Purchase Details

Closed on
May 18, 2012
Sold by
K Hovnanian Estates At Regency Llc
Bought by
Kowal Walter and Kowel Rachel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,600
Interest Rate
3.89%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bashir Kamran R $403,000 Precision Title
Kowal Walter -- None Available
Kowal Walter $352,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bashir Kamran R $386,141
Previous Owner Kowal Walter $265,600
Previous Owner K Hovnanian Estates At Regency L L C $12,000,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2021 08/27/21 Sold $403,000 -5.2% $136 / Sq Ft
07/11/2021 07/11/21 Pending -- -- --
07/01/2021 07/01/21 For Sale $425,000 -- $144 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,077 $157,219 $37,240 $119,979
2023 $10,622 $140,713 $33,330 $107,383
2022 $9,979 $129,593 $36,893 $92,700
2021 $9,585 $123,527 $35,166 $88,361
2020 $9,483 $121,223 $34,510 $86,713
2019 $9,312 $118,823 $33,827 $84,996
2018 $9,341 $118,611 $32,541 $86,070
2017 $9,404 $118,229 $31,428 $86,801
2016 $9,873 $114,076 $30,324 $83,752
2015 -- $112,846 $29,997 $82,849
2014 -- $110,655 $29,997 $80,658
2013 -- $113,179 $30,297 $82,882
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11142083

Midwest Real Estate Data (MRED)

APN: 09-29-423-009