NOT LISTED FOR SALE

2120 Dows St Ely, IA 52227

Estimated Value: $476,000 - $567,439

4 Beds
3 Baths
3,797 Sq Ft
$142/Sq Ft Est. Value

Last Sold January 31, 2024

Last sale price $553,750 $146 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $3,675/month

57 Days on Market

Highlights

  • Deck
  • Recreation Room with Fireplace
  • Vaulted Ceiling
  • Prairie Ridge Elementary School Rated A-
  • Wooded Lot
  • Ranch Style House

About This Home

As of January 2024

Nestled in the most beautiful setting with lush, mature trees and no rear neighbors, this custom-built four-bed, three-bath home boasts a perfect blend of beauty and functionality. Whether savoring tranquil views from the deck or relaxing in the sunlit open-concept family room, you will feel at home. This sprawling ranch offers split-style bedrooms with nearly 3800 square feet of finished space and the perfect blend of cozy yet functional. The main floor has a gorgeous kitchen with hard surface countertops, an elegant formal dining room, the perfect office, a large primary bedroom with an en suite bathroom, two additional bedrooms, and another full bath. You will love the modern amenities including a main-level mud room/laundry, vaulted ceilings, custom cabinetry, built-in sound system, central vacuum, Anderson windows, and quality finishes around every corner. The lower level is an entertainer's dream featuring a spacious rec room with a full wet bar, a wine room, an additional large bedroom with a full bath, a bonus room, and ample storage space complete with a utility sink. Step outside to the walkout patio and fire pit, where you can gather and enjoy the relaxing views of your private backyard. Notable features of this property include a 902-square-foot insulated garage with commercial-grade doors, 2x6 exterior wall construction, meticulously updated landscaping, an expansive 0.52-acre yard, and breathtaking views of an 8.51-acre green space right outside your back door! This great home is situated in the heart of Ely and offers quick access to bike trails, a library, restaurants, College Community Schools, and so much more.

Last Listed By

Carla Werning

RUHL & RUHL REALTORS® Listed on: 10/31/2023

RUHL & RUHL REALTORS®

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,265

Year Built

  • 2001

Lot Details

  • 0.52 Acre Lot
  • Wooded Lot

HOA Fees

  • $10 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Poured Concrete
  • Frame Construction
  • Vinyl Construction Material

Interior Spaces

  • Central Vacuum
  • Sound System
  • Vaulted Ceiling
  • Gas Fireplace
  • Great Room with Fireplace
  • Formal Dining Room
  • Den
  • Recreation Room with Fireplace
  • Home Security System

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Hydromassage or Jetted Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • On-Street Parking

Outdoor Features

  • Deck
  • Patio

Utilities

  • Central Air
  • Heating System Uses Gas
  • Gas Water Heater
  • Water Softener is Owned
  • Satellite Dish
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,265

Year Built

2001

Lot Details

0

HOA Fees

$10 per month

Listing Details

  • Style: Ranch
  • Acres: 0.5180
  • Above Grade Finished Sq Ft: 2192
  • Association Fee Frequency: Year
  • Bathroom Off Master Bedroom: Yes
  • Total Bathrooms: 3.00
  • Lower Level Bedroom: 1
  • Total Bedrooms: 4
  • City Name: Ely
  • Dining Features: Breakfast Bar, Formal Dining, Kitchen/Dining Combo
  • Gross Tax: 8265
  • List User Cell Phone: 319-360-9173
  • Low Lvl Fin Sq Ft: 1605
  • Miscellaneous: Cable Ready, Deck, Jetted Tub, Patio, Satellite Dish, Security System, Sound System, Vaulted Ceiling
  • Net Tax: 8094
  • Property Sub Types: Single Family
  • Property Type: Residential
  • Ratio Close Price By List Price: 0.97166
  • Ratio Close Price By Original Li: 0.97166
  • Ratio Current Price By Sq Ft: 252.62
  • Total Sq Ft: 3797
  • Water Sewer Roads: City Sewer, City Water
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2001

Interior Features

  • Appliances Included: Central Vac, Dishwasher, Disposal, Dryer, Garage Door Opener, Microwave, Range, Refrigerator, Washer, Water Heater – Gas, Water Softener - Own
  • Additional Room: 1st Floor Laundry, Den/Study, Great Room, Rec Room
  • Basement: Full, Pour, Walkout
  • Basement: Yes
  • Full Bathrooms: 3
  • Bedrooms Level 1: 3
  • Fireplace Features: Built In, Gas, Great Room, Rec Room
  • Level 1 Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Master Bedroom Level: Level 1
  • Site Description: In-Town Acrg, Walk Out, Wooded

Exterior Features

  • Construction Methods: Frame
  • Exterior: Partial Brick, Vinyl

Garage/Parking

  • Garage/Parking: 3 Cars, Attached, On Street Parking
  • Garage Size: 902

Utilities

  • Heating Cooling: Central Air, Gas Heat

Condo/Co-op/Association

  • Association Fee: 120
  • Association: Yes

Schools

  • Elementary School: College Comm
  • Middle School: College Comm
  • High School: College Comm

Lot Info

  • Lot Size: Irregular

Rental Info

  • Pets: Pets Allowed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 31, 2023
Closed on
Jan 24, 2024
Sold by
Whinery Thomas D and Whinery Janelle M
Bought by
Finney Family Trust
Seller's Agent
Carla Werning
RUHL & RUHL REALTORS®
Buyer's Agent
Becky Halsch
Urban Acres Real Estate Corridor
List Price
$569,900
Sold Price
$553,750
Premium/Discount to List
-$16,150
-2.83%
Total Days on Market
57
Views
139
Current Estimated Value
$539,360

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,390
Avg. Annual Appreciation
-2.05%
Original Mortgage
$443,000
Outstanding Balance
$437,311
Interest Rate
6.61%
Mortgage Type
New Conventional
Estimated Equity
$102,049

Purchase Details

Closed on
Aug 17, 2010
Sold by
Sun Development Llc
Bought by
Louis Field Third Addition

Purchase Details

Closed on
Mar 28, 2001
Sold by
Koss Gerald and Koss Mary Ann
Bought by
Whinery Thomas D and Whinery Janelle M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,200
Interest Rate
7.13%
Mortgage Type
Construction

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Finney Family Trust $554,000 None Listed On Document
Louis Field Third Addition -- None Available
Whinery Thomas D $46,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Finney Family Trust $443,000
Previous Owner Whinery Janelle M $65,000
Previous Owner Whinery Tom $144,000
Previous Owner Whinery Thomas D $199,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/31/2024 01/31/24 Sold $553,750 -2.8% $146 / Sq Ft
12/27/2023 12/27/23 Pending -- -- --
10/31/2023 10/31/23 For Sale $569,900 -- $150 / Sq Ft
Source: Cedar Rapids Area Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $8,094 $554,900 $43,200 $511,700
2022 $7,696 $427,600 $43,200 $384,400
2021 $7,168 $414,400 $43,200 $371,200
2020 $7,168 $367,100 $43,200 $323,900
2019 $6,886 $356,000 $43,200 $312,800
2018 $6,264 $356,000 $43,200 $312,800
2017 $5,869 $329,700 $43,200 $286,500
2016 $5,869 $329,700 $43,200 $286,500
2015 $5,840 $329,700 $43,200 $286,500
2014 $5,686 $329,700 $43,200 $286,500
2013 $5,372 $329,700 $43,200 $286,500
Source: Public Records

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Source: Cedar Rapids Area Association of REALTORS®

MLS Number: 2306905

Cedar Rapids Area Association of REALTORS®

APN: 18293-51006-00000