2122 Sterling Cove Blvd Panama City, FL 32408
Upper Grand Lagoon Neighborhood
2
Beds
1.5
Baths
1,182
Sq Ft
2,439
Sq Ft Lot
Highlights
- In Ground Pool
- Gated Community
- Covered Patio or Porch
- J.R. Arnold High School Rated A-
- Contemporary Architecture
- Balcony
About This Home
As of July 2025Ideal location for this affordable 2BD/1.5BA beach townhome in the sought-after gated community of Gates at Sterling Cove. This home features an open floor plan on the main level, with two spacious bedrooms and a full bath upstairs. The kitchen is equipped with newer stainless steel appliances, adding a modern touch. Recent updates include a roof replacement in 2019, a new A/C unit in 2021, a water heater in 2024, and a garage door opener in 2024. The HOA covers pool access, lawn maintenance, pest service, and garbage collection. Conveniently located near the Navy base, schools, shopping, and more! A great opportunity for first-time buyers or investors. No short-term rentals allowed. Age, square footage, lot, and room sizes are approximate; if important, please verify.
Last Agent to Sell the Property
Local Insight Realty License #3315537 Listed on: 01/28/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $1,623
Year Built
- Built in 2005
Lot Details
- 2,439 Sq Ft Lot
- Lot Dimensions are 27x91
- Property fronts a private road
- Interior Lot
HOA Fees
- $222 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Driveway
Home Design
- Contemporary Architecture
- Property Attached
- Slab Foundation
- Shingle Roof
- Composition Roof
- Vinyl Siding
Interior Spaces
- 1,182 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Living Room
Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
Outdoor Features
- In Ground Pool
- Balcony
- Covered Patio or Porch
Schools
- Breakfast Point Elementary And Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
Overview
- Association fees include ground maintenance, pool(s), trash
- Gates At Sterling Cove Subdivision
Recreation
- Community Pool
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 28, 2025
Closed on
Jul 24, 2025
Sold by
Kelly Kyle
Bought by
Zhyrkova Oksana
Seller's Agent
Ramil Zartdinov
Local Insight Realty
Buyer's Agent
Ramil Zartdinov
Local Insight Realty
List Price
$259,900
Sold Price
$241,000
Premium/Discount to List
-$18,900
-7.27%
Views
20
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.24%
Original Mortgage
$50,000
Outstanding Balance
$50,000
Interest Rate
6.84%
Estimated Equity
$194,277
Purchase Details
Listed on
Oct 28, 2019
Closed on
Jun 30, 2020
Sold by
Heneke Jonathan and Heneke Gina
Bought by
Kelly Kyle
Seller's Agent
Nathan Trent
Premier Coastal, Inc.
Buyer's Agent
Ramil Zartdinov
Local Insight Realty
List Price
$190,000
Sold Price
$178,000
Premium/Discount to List
-$12,000
-6.32%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.16%
Original Mortgage
$169,100
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 27, 2005
Sold by
Jr Residential Inc
Bought by
Heneke Jonathan and Heneke Gina
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,000
Interest Rate
6.12%
Mortgage Type
New Conventional
Similar Homes in Panama City, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $241,000 | None Listed On Document | |
| Warranty Deed | $178,000 | Attorney | |
| Special Warranty Deed | $220,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $50,000 | No Value Available | |
| Open | $193,325 | FHA | |
| Previous Owner | $169,100 | New Conventional | |
| Previous Owner | $176,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/24/2025 07/24/25 | Sold | $241,000 | -1.6% | $204 / Sq Ft |
| 06/02/2025 06/02/25 | Price Changed | $245,000 | -3.2% | $207 / Sq Ft |
| 03/05/2025 03/05/25 | Price Changed | $253,000 | -1.9% | $214 / Sq Ft |
| 02/19/2025 02/19/25 | Price Changed | $257,900 | -0.8% | $218 / Sq Ft |
| 01/28/2025 01/28/25 | For Sale | $259,900 | +46.0% | $220 / Sq Ft |
| 10/20/2022 10/20/22 | Off Market | $178,000 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $1,075 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $1,100 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $900 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $975 | -- | -- |
| 06/30/2020 06/30/20 | Sold | $178,000 | -6.3% | $155 / Sq Ft |
| 05/10/2020 05/10/20 | Pending | -- | -- | -- |
| 10/28/2019 10/28/19 | For Sale | $190,000 | 0.0% | $165 / Sq Ft |
| 03/04/2017 03/04/17 | Rented | $1,075 | -2.3% | -- |
| 03/03/2017 03/03/17 | Under Contract | -- | -- | -- |
| 01/26/2017 01/26/17 | For Rent | $1,100 | 0.0% | -- |
| 01/18/2016 01/18/16 | Rented | $1,100 | 0.0% | -- |
| 01/15/2016 01/15/16 | Under Contract | -- | -- | -- |
| 12/17/2015 12/17/15 | For Rent | $1,100 | +12.8% | -- |
| 07/13/2013 07/13/13 | Rented | $975 | +8.3% | -- |
| 07/11/2013 07/11/13 | Under Contract | -- | -- | -- |
| 05/31/2013 05/31/13 | For Rent | $900 | 0.0% | -- |
| 12/21/2012 12/21/12 | Rented | $900 | 0.0% | -- |
| 12/10/2012 12/10/12 | Under Contract | -- | -- | -- |
| 10/04/2012 10/04/12 | For Rent | $900 | -- | -- |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,591 | $168,023 | -- | -- |
| 2023 | $1,591 | $163,129 | $0 | $0 |
| 2022 | $1,431 | $158,378 | $0 | $0 |
| 2021 | $1,431 | $153,765 | $20,500 | $133,265 |
| 2020 | $1,456 | $118,833 | $14,776 | $104,057 |
| 2019 | $1,453 | $120,370 | $14,297 | $106,073 |
| 2018 | $1,316 | $99,495 | $0 | $0 |
| 2017 | $1,180 | $90,450 | $0 | $0 |
| 2016 | $1,096 | $82,227 | $0 | $0 |
| 2015 | $1,150 | $84,078 | $0 | $0 |
| 2014 | $1,193 | $87,452 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Ramil Zartdinov
Local Insight Realty
(850) 819-1418
47 in this area
272 Total Sales
-
N
Seller's Agent in 2020
Nathan Trent
Premier Coastal, Inc.
-
G
Seller's Agent in 2017
Greg Carroll
Carroll Realty Prop Mgt Inc
(850) 872-8200
9 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 767837
APN: 27873-020-030
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IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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