$534,000
SOLD FEB 11, 2026

21326 Sandy Cove Rd Cornelius, NC 28031

3 Beds
2 Baths
1,816 Sq Ft
20,343 Sq Ft Lot

Recently Sold

$294 Per Sq Ft

3% Above List Price

0 Day on Market

Highlights

  • Pier or Dock
  • Deck
  • Ranch Style House
  • Bailey Middle School Rated A-
  • Vaulted Ceiling
  • Screened Porch

About This Home

As of February 2026

Welcome to this charming ranch cottage walkable to your Lake Norman community boat ramp! The front of the home is wrapped in a quaint North Carolina style screened in porch with almost 350 ft sq ft where you can entertain and relax with guests. Step inside to an open, airy floor plan highlighted by vaulted ceilings, abundant natural light, and new wood LVP flooring flowing throughout. The large living room area is ideal for gatherings and time with guests and full of natural light. The newly remodeled kitchen features quartz countertops, new appliances, new cabinets with storage and plenty of counter space. The primary suite is a comfortable retreat, complete with a freshly remodeled bathroom with dual system shower heads and bench for comfort. Two additional bedrooms and a second large full bath round out the ranch level layout—ideal for easy living or entertaining.
Step outside to a large, fenced in and level backyard. At almost 1/2 an acre this space provides privacy and plenty of space. Included is a handy storage shed and the generous driveway provides plenty of parking.
Enjoy community lake access just steps away—including a boat ramp, day dock, and paddlesport launch—making it simple to spend your weekends on Lake Norman. Conveniently located in Cornelius, this gem blends convenience and lake living seamlessly.

Last Agent to Sell the Property

Juliet Thomas Luxury Group

Ivester Jackson Christie's Brokerage Email: juliet@ivesterjackson.com License #325701 Listed on: 01/21/2026

Co-Listed By

Lisa Muesing

Ivester Jackson Christie's Brokerage Email: juliet@ivesterjackson.com License #303241

Last Buyer's Agent

Douglas Christen

Nestlewood Realty, LLC License #301328

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1984

Lot Details

  • 20,343 Sq Ft Lot
  • Privacy Fence
  • Back Yard Fenced
  • Level Lot
  • Property is zoned GR

HOA Fees

  • $4 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Cottage
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,816 Sq Ft Home
  • Vaulted Ceiling
  • Sliding Doors
  • Screened Porch
  • Vinyl Flooring
  • Crawl Space
  • Pull Down Stairs to Attic
  • Laundry in Mud Room

Kitchen

  • Double Oven
  • Microwave

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Parking

  • Driveway
  • 4 Open Parking Spaces

Outdoor Features

  • Deck
  • Patio
  • Shed

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Central Air
  • Heat Pump System
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 001-403-13

Community Details

Overview

  • Voluntary home owners association
  • Rockridge Shores Subdivision

Recreation

  • Pier or Dock
  • Water Sports

Home Details

Home Type

Single Family

Year Built

Built in 1984

Lot Details

0.47 Acres

HOA Fees

$4 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cottage, Ranch
  • Year Built: 1984
  • Road Surface Type: Concrete
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 294.05
  • Geocode Confidence: High
  • Attribution Contact: juliet@ivesterjackson.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: No
  • Flooring: Vinyl
  • Interior Amenities: Attic Stairs Pulldown
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1816
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Double Oven, Microwave, Refrigerator with Ice Maker, Tankless Water Heater
  • Above Grade Finished Sq Ft: 1816
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Living Area: 1816
  • Bedroom Main: 3

Exterior Features

  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • Fencing: Back Yard, Privacy
  • Pool Private: No
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Ramp – Community, Dock, Paddlesport Launch Site, Paddlesport Launch Site - Community, Pier - Community, Other - See Remarks
  • Construction Type: Wood
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck, Enclosed, Front Porch, Patio, Screened

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking Spaces: 4
  • Open Parking: Yes
  • Parking Features: Driveway

Utilities

  • Heating: Heat Pump
  • Sewer: Public Sewer
  • Laundry Features: Mud Room
  • Cooling: Central Air
  • Utilities: Electricity Connected, Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 50
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Voluntary
  • Senior Community: No
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 50.00

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Optional

Lot Info

  • Lot Features: Level, Private
  • Lot Size Units: Acres
  • Parcel Number: 001-403-13
  • Zoning: GR
  • Lot Size Acres: 0.467
  • Additional Parcels: No
  • Zoning Specification: GR

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 21, 2026
Closed on
Feb 11, 2026
Sold by
Mahoney Jamie Lynn and Wingate Lawrence Dale
Bought by
Black Megan Garcia and Black Lonnye Ray
Seller's Agent
Juliet Thomas Luxury Group
Ivester Jackson Christie's
Buyer's Agent
Douglas Christen
Nestlewood Realty, LLC
List Price
$520,000
Sold Price
$534,000
Premium/Discount to List
$14,000
2.69%
Views
16

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.11%
Original Mortgage
$524,327
Outstanding Balance
$524,327
Interest Rate
6.15%
Mortgage Type
FHA
Estimated Equity
$17,046

Purchase Details

Listed on
Jul 19, 2024
Closed on
Aug 20, 2024
Sold by
Patterson Kristen and Patterson Jeffrey
Bought by
Mahoney Jamie Lynn
Seller's Agent
Chris Carlin
Howard Hanna Allen Tate Lake Norman
Buyer's Agent
Michael Morgan
RE/MAX Executive
List Price
$520,000
Sold Price
$500,000
Premium/Discount to List
-$20,000
-3.85%
Views
36

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.64%

Purchase Details

Listed on
Aug 6, 2021
Closed on
Aug 31, 2021
Sold by
Shue Jeffery Scott and Larance Shue Jennifer
Bought by
Patterson Kristen and Patterson Jeffrey
Seller's Agent
Robin Kielar
Keller Williams Unified
Buyer's Agent
Beth Welch
Southern Homes of the Carolinas, Inc
List Price
$429,000
Sold Price
$440,500
Premium/Discount to List
$11,500
2.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.33%
Original Mortgage
$374,425
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 15, 2016
Sold by
Shue Jeffery and Larance Shue Jennifer Lynn
Bought by
Shue Jeffcry Scott and Larance Shue Jennifer Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
3.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 26, 2011
Sold by
Shue Jeffery and Larance Jennifer Lynn
Bought by
Shue Jeffery and Larance Jennifer Lynn

Purchase Details

Closed on
Feb 11, 2008
Sold by
Shue Jeffery
Bought by
Shue Jeffery and Larance Jennifer Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,200
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 15, 2005
Sold by
Schwierk Paul S
Bought by
Montross Rachel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,550
Interest Rate
8.99%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 28, 2000
Sold by
Tanner John M and Hildebrand Sherri
Bought by
Schwierk Paul S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,600
Interest Rate
7.92%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $534,000 Legacy Group Title
Warranty Deed $500,000 None Listed On Document
Warranty Deed $440,500 None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $216,000 Colonial Title Insurance
Warranty Deed $183,000 --
Warranty Deed $157,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $524,327 FHA
Previous Owner $374,425 New Conventional
Previous Owner $160,000 New Conventional
Previous Owner $205,200 Purchase Money Mortgage
Previous Owner $155,550 Fannie Mae Freddie Mac
Previous Owner $125,600 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/11/2026 02/11/26 Sold $534,000 +2.7% $294 / Sq Ft
01/21/2026 01/21/26 For Sale $520,000 +4.0% $286 / Sq Ft
08/29/2024 08/29/24 Sold $500,000 -3.8% $273 / Sq Ft View Prior Sale
07/31/2024 07/31/24 Pending -- -- --
07/19/2024 07/19/24 For Sale $520,000 +18.0% $284 / Sq Ft
09/03/2021 09/03/21 Sold $440,500 +2.7% $246 / Sq Ft View Prior Sale
08/09/2021 08/09/21 Pending -- -- --
08/06/2021 08/06/21 For Sale $429,000 0.0% $239 / Sq Ft
06/15/2016 06/15/16 Rented $1,750 0.0% --
06/12/2016 06/12/16 Under Contract -- -- --
06/08/2016 06/08/16 For Rent $1,750 +2.9% --
09/08/2013 09/08/13 Rented $1,700 0.0% --
09/08/2013 09/08/13 For Rent $1,700 -- --
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $492,700 $160,000 $332,700
2024 -- $492,700 $160,000 $332,700
2023 $3,228 $492,700 $160,000 $332,700
2022 $2,094 $242,000 $80,000 $162,000
2021 $2,070 $242,000 $80,000 $162,000
2020 $2,070 $242,000 $80,000 $162,000
2019 $2,064 $242,000 $80,000 $162,000
2018 $2,036 $186,300 $60,000 $126,300
2017 $2,019 $186,300 $60,000 $126,300
2016 $2,015 $186,300 $60,000 $126,300
2015 $1,984 $186,300 $60,000 $126,300
2014 $1,982 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4331406

Canopy MLS (Canopy Realtor® Association)

APN: 001-403-13

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