$415,000
SOLD MAY 30, 2025

2170 Niagara Ct Elgin, IL 60123

3 Beds
2.5 Baths
1,954 Sq Ft
7,841 Sq Ft Lot

Recently Sold

$212 Per Sq Ft

4% Above List Price

4 Days on Market

Highlights

  • Mature Trees
  • Wood Flooring
  • Cul-De-Sac
  • Deck
  • Formal Dining Room
  • Walk-In Closet

About This Home

As of May 2025

Tucked away on a quiet cul-de-sac in one of Elgin's most desirable neighborhoods, this beautifully updated home offers the perfect blend of comfort, style, and convenience. With brand-new hardwood flooring throughout and fresh paint in all bedrooms and the sitting room, every corner feels warm, welcoming, and move-in ready. The open floor plan is ideal for both everyday living and entertaining, featuring brand-new appliances and seamless flow from room to room. Step outside to a spacious backyard perfect for gatherings, barbecues, or simply relaxing. Plus, with a large basement equipped with tons of storage and a centralized location close to schools, parks, and shopping, this home truly has it all for a growing family or first-time buyer.

Last Agent to Sell the Property

Grant Griffiths

O'Neil Property Group, LLC License #475163899 Listed on: 04/18/2025

Last Buyer's Agent

Beatriz Guzman

N. Z. Homes License #471008808

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,812

Year Built

  • Built in 1987 | Remodeled in 2015

Lot Details

  • 7,841 Sq Ft Lot
  • Cul-De-Sac
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,954 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Window Screens
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck

Schools

  • Creekside Elementary School
  • Kimball Middle School
  • Larkin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service

Community Details

  • Valley Creek Subdivision, Custom Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,812

Year Built

Built in 1987 | Remodeled in 2015

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Valley Creek
  • Year Built: 1987
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2015
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2015

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Finished, Crawl Space, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Walk-In Closet(s)
  • LivingArea: 1954
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: No additional rooms
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 1954
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 1954
  • Basement Sq Ft: 854
  • Fireplace Location: Family Room
  • Total Sq Ft: 2808
  • Upper Level Sq Ft: 854
  • Main Level Sq Ft: 1100
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • List Price: 400000
  • Lot Features: Cul-De-Sac, Mature Trees
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Creekside Elementary School
  • High School: Larkin High School
  • Middle/Junior School: Kimball Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.18
  • Lot Dimensions: 7841
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 7812
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 18, 2025
Closed on
May 30, 2025
Sold by
Contreras Juan Carlos and Contreras Juana Ramona
Bought by
Acevedo Carina and Trujano Giselle
Seller's Agent
Grant Griffiths
O'Neil Property Group, LLC
Buyer's Agent
Beatriz Guzman
N. Z. Homes
List Price
$400,000
Sold Price
$415,000
Premium/Discount to List
$15,000
3.75%
Views
42

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-21.13%
Original Mortgage
$10,000
Outstanding Balance
$10,000
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$388,583

Purchase Details

Listed on
Mar 26, 2020
Closed on
Aug 12, 2020
Sold by
Nelson Edward R and Nelson Deborah J
Bought by
Contreras Juan Carlos and Contreras Juana Pamona
Seller's Agent
Joanne Cecchini
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Grant Griffiths
O'Neil Property Group, LLC
List Price
$272,900
Sold Price
$269,900
Premium/Discount to List
-$3,000
-1.1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.40%
Original Mortgage
$125,000
Interest Rate
2.99%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $415,000 Fidelity National Title
Warranty Deed $270,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $10,000 New Conventional
Open $402,550 New Conventional
Previous Owner $125,000 New Conventional
Previous Owner $128,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $65,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 Sold $415,000 +3.8% $212 / Sq Ft
04/22/2025 04/22/25 Pending -- -- --
04/18/2025 04/18/25 For Sale $400,000 +48.2% $205 / Sq Ft
08/14/2020 08/14/20 Sold $269,900 0.0% $138 / Sq Ft
06/11/2020 06/11/20 Pending -- -- --
06/10/2020 06/10/20 Price Changed $269,900 -1.1% $138 / Sq Ft
03/26/2020 03/26/20 For Sale $272,900 -- $140 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,186 $110,287 $31,863 $78,424
2023 $7,812 $99,636 $28,786 $70,850
2022 $7,358 $90,851 $26,248 $64,603
2021 $7,043 $84,939 $24,540 $60,399
2020 $6,848 $81,087 $23,427 $57,660
2019 $6,654 $77,241 $22,316 $54,925
2018 $6,601 $72,766 $21,023 $51,743
2017 $6,458 $68,790 $19,874 $48,916
2016 $6,166 $63,819 $18,438 $45,381
2015 -- $58,496 $16,900 $41,596
2014 -- $57,773 $16,691 $41,082
2013 -- $59,297 $17,131 $42,166
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12341883

Midwest Real Estate Data (MRED)

APN: 06-09-430-024