NOT LISTED FOR SALE

21790 Cove Ln Leonardtown, MD 20650

Estimated Value: $852,000 - $876,950

3 Beds
3 Baths
3,150 Sq Ft
$275/Sq Ft Est. Value

Last Sold March 14, 2025

Last sale price $875,000 $278 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $5,397/month

3 Days on Market

Highlights

  • 295 Feet of Waterfront
  • 4 Dock Slips
  • In Ground Pool
  • Leonardtown Middle School Rated A-
  • Access to Tidal Water
  • Fishing Allowed

About This Home

As of March 2025

Welcome to your dream waterfront retreat on Cherry Cove Creek! This stunning 3-bedroom, 3-bathroom rambler sits on 2.79 picturesque acres in Leonardtown, offering over 3,150 square feet of thoughtfully designed living space. As the seller is in the process of moving, professional interior photos are on the way, but you don’t have to wait to explore the incredible features of this home.

The home’s centerpiece is the custom kitchen, featuring cherry cabinets, granite countertops, a Sub-Zero refrigerator, Dacor double ovens, a Miele dishwasher, a Thermador induction cooktop, and a Thermador range hood. A spacious pantry room connects to the laundry/utility area, making it as functional as it is stylish. The large family room on the left wing of the house provides ample space for relaxation or entertaining, while the formal dining room with a wood-burning fireplace creates the perfect ambiance for hosting dinner parties.

The right wing of the home houses three bedrooms including the primary bed/bath and a hall bath, along with a cozy library nook. The expansive primary suite includes a double closet that’s twice as deep as standard closets and a primary bath with a separate soaking tub & shower is ready to shine with a touch of personalization. Throughout the home, thoughtful features like storm windows and hot water baseboard heat paired with central air conditioning ensure year-round comfort.

Step outside to discover your private outdoor oasis. The property boasts a gunnite pool with an 8-foot diving depth, surrounded by extensive hardscape patio and decking, ideal for summer gatherings. For boating enthusiasts, the 110-foot pier offers water and electric service, a floating dock, a 40x20 slip, and a 50x16 slip, providing sail boat depth water access to Cherry Cove Creek. A spacious shed with attic storage and electric service, along with an oversized 4-car attached garage, ensures all your storage needs are met.

The 2.79 Acre lot is waiting for the perfect buyer to manicure it and bring it back to life. It is mostly flat with a previous garden and fruit trees throughout. The home is constructed with durable Hardie board siding, and recent updates include a newer roof and AC system. With a blend of modern amenities and classic charm, this property is perfect for those seeking a waterfront lifestyle with room to customize and make it their own. Schedule a tour today to see the potential of this incredible home!

Last Agent to Sell the Property

Mark Frisco

CENTURY 21 New Millennium Listed on: 01/21/2025

CENTURY 21 New Millennium

Last Buyer's Agent

Tracey Summers

CENTURY 21 New Millennium License #622796

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,480

Year Built

  • Built in 1961

Lot Details

  • 2.79 Acre Lot
  • 295 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Partially Fenced Property
  • Landscaped
  • No Through Street
  • Level Lot
  • Cleared Lot
  • Back, Front, and Side Yard
  • Property is zoned RPD, Rural Preservation Dist.

Parking

  • 4 Car Attached Garage
  • 8 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Rambler Architecture
  • Block Wall
  • Architectural Shingle Roof
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • 3,150 Sq Ft Home
  • Property has 1 Level
  • Traditional Floor Plan
  • Built-In Features
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Fireplace Mantel
  • Brick Fireplace
  • Family Room Off Kitchen
  • Formal Dining Room
  • Library
  • Utility Room
  • Wood Flooring
  • Creek or Stream Views
  • Crawl Space
  • Storm Doors
  • Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Built-In Double Oven
  • Cooktop with Range Hood
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 3 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Gunite Pool

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Sail
  • Dock has a Storage Area
  • Swimming Allowed
  • 4 Dock Slips
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • 3 Powered Boats Permitted
  • 3 Non-Powered Boats Permitted
  • Deck
  • Patio
  • Shed
  • Outbuilding

Schools

  • Benjamin Banneker Elementary School
  • Leonardtown Middle School
  • Chopticon High School

Utilities

  • Central Air
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Hot Water Baseboard Heater
  • Well
  • Oil Water Heater
  • On Site Septic

Additional Features

  • Level Entry For Accessibility
  • Property is near a creek

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 1903007812

Community Details

Overview

  • No Home Owners Association
  • Rosebank Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,480

Year Built

Built in 1961

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1961
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to your dream waterfront retreat on Cherry Cove Creek! This stunning 3-bedroom, 3-bathroom rambler sits on 2.79 picturesque acres in Leonardtown, offering over 3,150 square feet of thoughtfully designed living space. As the seller is in the process of moving, professional interior photos are on the way, but you don’t have to wait to explore the incredible features of this home. The home’s centerpiece is the custom kitchen, featuring cherry cabinets, granite countertops, a Sub-Zero refrigerator, Dacor double ovens, a Miele dishwasher, a Thermador induction cooktop, and a Thermador range hood. A spacious pantry room connects to the laundry/utility area, making it as functional as it is stylish. The large family room on the left wing of the house provides ample space for relaxation or entertaining, while the formal dining room with a wood-burning fireplace creates the perfect ambiance for hosting dinner parties. The right wing of the home houses three bedrooms including the primary bed/bath and a hall bath, along with a cozy library nook. The expansive primary suite includes a double closet that’s twice as deep as standard closets and a primary bath with a separate soaking tub & shower is ready to shine with a touch of personalization. Throughout the home, thoughtful features like storm windows and hot water baseboard heat paired with central air conditioning ensure year-round comfort. Step outside to discover your private outdoor oasis. The property boasts a gunnite pool with an 8-foot diving depth, surrounded by extensive hardscape patio and decking, ideal for summer gatherings. For boating enthusiasts, the 110-foot pier offers water and electric service, a floating dock, a 40x20 slip, and a 50x16 slip, providing sail boat depth water access to Cherry Cove Creek. A spacious shed with attic storage and electric service, along with an oversized 4-car attached garage, ensures all your storage needs are met. The 2.79 Acre lot is waiting for the perfect buyer to manicure it and bring it back to life. It is mostly flat with a previous garden and fruit trees throughout. The home is constructed with durable Hardie board siding, and recent updates include a newer roof and AC system. With a blend of modern amenities and classic charm, this property is perfect for those seeking a waterfront lifestyle with room to customize and make it their own. Schedule a tour today to see the potential of this incredible home!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Oven - Double, Oven - Wall, Range Hood, Refrigerator, Washer, Built-In Microwave, Stainless Steel Appliances, Water Heater
  • Flooring Type: Hardwood
  • Interior Amenities: Breakfast Area, Built-Ins, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Pantry, Wood Floors, Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Combination Kitchen/Dining, Family Room Off Kitchen, Kitchen - Gourmet, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Upgraded Countertops
  • Fireplace Features: Brick, Mantel(s), Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm
  • Wall Ceiling Types: Block Walls, Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Library, Laundry, Utility Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: No
  • Laundry Type: Dryer In Unit, Has Laundry, Main Floor, Washer In Unit
  • Total Sq Ft: 3150
  • Living Area Sq Ft: 3150
  • Price Per Sq Ft: 277.78
  • Above Grade Finished Sq Ft: 3150
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 21790

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 3

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Combination, Vinyl Siding, Stone
  • Exterior Features: Outbuilding(s), Secure Storage
  • Pool Features: Gunite, In Ground
  • Road Surface Type: Black Top, Paved
  • Roof: Architectural Shingle
  • Spa: No
  • View: Creek/Stream
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Cherry Cove
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 295

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Paved Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 4
  • Total Garage And Parking Spaces: 12
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Oil
  • Heating Type: Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Oil
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • Elementary School: BENJAMIN BANNEKER
  • Middle School: LEONARDTOWN
  • High School: CHOPTICON
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121138839208
  • School District Source: Listing Agent
  • Elementary School: BENJAMIN BANNEKER
  • High School: CHOPTICON
  • Middle Or Junior School: LEONARDTOWN

Lot Info

  • Additional Parcels: No
  • Fencing: Partially
  • Land Use Code: R
  • Lot Features: Cleared, Front Yard, Landscaping, Level, No Thru Street, Rear Yard, Sideyard(s), Stream/Creek
  • Lot Size Acres: 2.79
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 121532.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Year Assessed: 2024
  • Zoning: RPD
  • Zoning Description: Rural Preservation Dist.
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Multi Family

  • Mean Low Water Feet: 8
  • Waterfront Features: Private Dock Site

Tax Info

  • Tax Annual Amount: 6480.00
  • Assessor Parcel Number: 1903007812
  • Tax Lot: 2
  • Tax Total Finished Sq Ft: 3150
  • Tax Year: 2024
  • Close Date: 03/14/2025

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 21, 2025
Closed on
Mar 14, 2025
Sold by
Cooke Patricia Ann and Weiland Robert F
Bought by
Baumann John M and Baumann Diana L
Seller's Agent
Mark Frisco
CENTURY 21 New Millennium
Buyer's Agent
Tracey Summers
CENTURY 21 New Millennium
List Price
$874,900
Sold Price
$875,000
Premium/Discount to List
$100
0.01%
Views
78
Current Estimated Value
$866,238

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,762
Avg. Annual Appreciation
-3.32%
Original Mortgage
$700,000
Outstanding Balance
$699,414
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$165,296

Purchase Details

Closed on
May 18, 1993
Sold by
Stevens Herman M
Bought by
Weiland Robert F and Patricia Ann Cooke

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$282,800
Interest Rate
7.42%

Purchase Details

Closed on
Mar 17, 1980
Sold by
Everly Josiah S
Bought by
Stevens Herman M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
15.4%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Baumann John M $875,000 Interstate Title
Weiland Robert F $353,800 --
Stevens Herman M $120,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Baumann John M $700,000
Previous Owner Weiland Robert F $282,800
Previous Owner Stevens Herman M $60,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/14/2025 03/14/25 Sold $875,000 0.0% $278 / Sq Ft
01/24/2025 01/24/25 Pending -- -- --
01/24/2025 01/24/25 Price Changed $875,000 0.0% $278 / Sq Ft
01/21/2025 01/21/25 For Sale $874,900 -- $278 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,243 $675,133 $0 $0
2023 $6,841 $656,967 $0 $0
2022 $6,654 $638,800 $426,800 $212,000
2021 $6,641 $637,733 $0 $0
2020 $6,628 $636,667 $0 $0
2019 $6,616 $635,600 $426,800 $208,800
2018 $6,614 $635,600 $426,800 $208,800
2017 $6,595 $635,600 $0 $0
2016 -- $640,100 $0 $0
2015 $5,441 $640,100 $0 $0
2014 $5,441 $640,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDSM2022356

Bright MLS

APN: 03-007812