$855,000
SOLD FEB 10, 2026
3 Beds
2 Baths
1,281 Sq Ft
4,517 Sq Ft Lot

Recently Sold

$667 Per Sq Ft

1% Below List Price

9 Days on Market

Highlights

  • Contemporary Architecture
  • High Ceiling
  • Home Office
  • Main Floor Bedroom
  • Private Yard
  • Breakfast Area or Nook

About This Home

As of February 2026

INGLE STORY 3 bedroom, 2 bathroom Home in the Montego Community of Rancho Del Oro, the southern area of Oceanside. This home is on a corner and in a Cul-De-Sac with only 4 homes on the street. Easy to maintain the backyard. Patio sitting area to enjoy the cool breezes and relax or entertain. The kitchen has a dining room that has lots of windows. This home is light n bright and is separate from the Formal Dining room. The formal Dining room in the living room area has a fireplace. The primary bathroom has a skylight for more light. One bedroom can be used for an office or you can use it as a spare bedroom. There is a greenbelt one street over that's nice to sit at and enjoy the views and cool breezes that come over the golf course. Shopping, restaurants, theaters, parks, grocery stores, fast foods restaurants of all kinds The nearby freeways are the 78 freeway and 5 freeway which are close by. You are 2-3 miles from the beach, Buccaneer Beach, Oceanside pier. What a great location!

Last Agent to Sell the Property

Ingrid Szalwinski

First Team Real Estate Brokerage Phone: 949-874-0432 License #01828821 Listed on: 01/17/2026

First Team Real Estate

Last Buyer's Agent

Vincent Barna

eXp Realty of California, Inc. License #01992932

eXp Realty of California, Inc.

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1990

Lot Details

  • 4,516 Sq Ft Lot
  • Wood Fence
  • Private Yard
  • Lawn
  • Back and Front Yard

HOA Fees

  • $129 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Open Parking Spaces
  • Parking Available
  • Single Garage Door

Home Design

  • Contemporary Architecture
  • Entry on the 1st floor
  • Planned Development
  • Slab Foundation
  • Tile Roof

Interior Spaces

  • 1,281 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Laminate Flooring

Kitchen

  • Breakfast Area or Nook
  • Gas Oven
  • Gas Range
  • Dishwasher
  • Tile Countertops

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Upgraded Bathroom
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry in Garage

Outdoor Features

  • Patio

Utilities

  • Central Heating
  • 220 Volts in Garage

Listing and Financial Details

  • Tax Lot 55
  • Tax Tract Number 12027
  • Assessor Parcel Number 1656841600
  • $485 per year additional tax assessments

Community Details

Overview

  • Montego Association
  • Oceanside Subdivision

Recreation

  • Hiking Trails

Home Details

Home Type

Single Family

Year Built

Built in 1990

Lot Details

4,516 Sq Ft Lot

HOA Fees

$129 per month

Parking

2

Listing Details

  • Structure Type: House
  • Assessments: No
  • Property Attached: No
  • Road Surface Type: Paved
  • Subdivision Name Other: Oceanside
  • View: No
  • Architectural Style: Contemporary
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 1656841600
  • Year Built: 1990
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1281.00 Square Feet
  • Interior Amenities: High Ceilings
  • Stories: 1
  • Common Walls: No Common Walls
  • Flooring: Laminate
  • Appliances: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Eating Area: Breakfast Nook, Dining Room
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: One
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Price Per Square Foot: 667.45
  • Room Type: All Bedrooms Down, Kitchen, Laundry, Living Room, Main Floor Bedroom, Main Floor Primary Bedroom, Primary Bathroom, Primary Bedroom, Office
  • Bathroom Features: Shower, Shower In Tub, Double Sinks In Primary Bath, Main Floor Full Bath, Upgraded
  • Room Kitchen Features: Tile Counters

Exterior Features

  • Patio: Yes
  • Foundation: Slab
  • Fence: Yes
  • Fencing: Wood
  • Patio And Porch Features: Patio
  • Pool Private: No
  • Roof: Tile
  • Spa: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: Yes
  • Parking Features: Garage - Single Door
  • Total Parking Spaces: 4.00
  • Uncovered Spaces: 2.00

Utilities

  • Utilities: Electricity Available, Sewer Available, Water Available
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Gas Oven, Gas Range
  • Electric: 220 Volts in Garage
  • Heating Type: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Hiking Trails, Pet Rules
  • Association Fee: 129.00
  • Association Fee Frequency: Monthly
  • Association Name: Montego
  • Phone: 000-000-0000
  • Senior Community: No
  • Common Interest: Planned Development
  • Community Features: Hiking
  • Association Management: unknown

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Features: Back Yard, Front Yard, Lawn, Yard
  • Lot Size Sq Ft: 4516.00
  • Lot Size Acres: 0.1037
  • Latitude Manual: 33.19295500

Multi Family

  • Lease Considered: Yes
  • Lot Size Area: 4516.0000 Square Feet
  • Number Of Units Total: 80

Tax Info

  • Tax Lot: 55
  • Tax Tract Number: 12027
  • TaxOtherAnnualAssessmentAmount: 485.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 17, 2026
Closed on
Jan 29, 2026
Sold by
Giras Craig B and Craig B Giras Separate Property Trust
Bought by
Omelia James Robert and Omelia Lourdes
Seller's Agent
Ingrid Szalwinski
First Team Real Estate
Buyer's Agent
Vincent Barna
eXp Realty of California, Inc.
List Price
$864,000
Sold Price
$855,000
Premium/Discount to List
-$9,000
-1.04%
Views
71

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.19%
Original Mortgage
$513,000
Outstanding Balance
$513,000
Interest Rate
6.18%
Mortgage Type
New Conventional
Estimated Equity
$346,220

Purchase Details

Closed on
Oct 5, 2023
Sold by
Giras Family Trust
Bought by
Craig B Giras Separate Property Trust and Giras

Purchase Details

Closed on
Apr 5, 2021
Sold by
Giras Joan M
Bought by
Giras Joan M and The Giras Family Trust

Purchase Details

Closed on
Nov 22, 1989
Bought by
Giras Paul F Joan M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $855,000 Western Resources Title Compan
Quit Claim Deed -- None Listed On Document
Interfamily Deed Transfer -- None Available
Deed $186,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $513,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/10/2026 02/10/26 Sold $855,000 -1.0% $667 / Sq Ft
01/26/2026 01/26/26 Pending -- -- --
01/17/2026 01/17/26 For Sale $864,000 0.0% $674 / Sq Ft
01/31/2023 01/31/23 Rented $3,590 0.0% --
01/25/2023 01/25/23 Under Contract -- -- --
12/28/2022 12/28/22 For Rent $3,590 -- --
Source: California Regional Multiple Listing Service (CRMLS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,695 $749,088 $541,008 $208,080
2024 $8,695 $734,400 $530,400 $204,000
2023 $8,441 $720,000 $520,000 $200,000
2022 $1,134 $65,787 $25,381 $40,406
2021 $1,135 $64,498 $24,884 $39,614
2020 $1,114 $63,837 $24,629 $39,208
2019 $1,094 $62,587 $24,147 $38,440
2018 $1,085 $61,361 $23,674 $37,687
2017 $71 $60,159 $23,210 $36,949
2016 $1,049 $58,980 $22,755 $36,225
2015 $1,031 $58,095 $22,414 $35,681
2014 $1,009 $56,958 $21,975 $34,983
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: OC26011244

California Regional Multiple Listing Service (CRMLS)

APN: 165-684-16

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