NOT LISTED FOR SALE

Estimated Value: $989,000 - $1,327,000

4 Beds
3 Baths
1,634 Sq Ft
$719/Sq Ft Est. Value

Last Sold October 11, 2023

Last sale price $1,325,000 $811 Per Sq Ft

Est. 11% decrease in value since last sale

Current estimated payment $7,329/month

32 Days on Market

Highlights

  • Golf Course Community
  • Golf Course View
  • Main Floor Bedroom
  • Primary Bedroom Suite
  • Property is near a park
  • Private Yard

About This Home

As of October 2023

One-of-a-kind, gorgeous single story with stunning golf course views and ADU! This is the home you have been dreaming of just four miles from the beach with upgrades, privacy, panoramic sunset views, and an income-generating studio plus loft with a separate entrance - also ideal for multi-generational living! The unique home is on a premium corner lot on a cul-de-sac street with a quiet HOA park on one side that provides additional privacy. The southwest-facing yard overlooks the 15th and 16th hole of the El Camino Country Club with sweeping views of the pond, hillside and entire valley. The 3 bedroom, 2 main home has an open floor plan and the kitchen has been beautifully appointed with granite countertops, newer cabinetry with slow close drawers, Thermador built-in fridge, stove and hood, subway tile backsplash, stainless steel farmer’s sink, custom pendant lighting and marble flooring. The family room features a custom stone fireplace and wood mantle, and French doors leading to a backyard sanctuary with tropical landscaping, fountains, covered patio with Spanish tile and incredible views. French doors off the dining room also lead to a private side patio (perfect for BBQ’s!) Both bathrooms have been remodeled and the primary bathroom has marble counters and shower tile, plus a vanity with dual sinks. No detail has been overlooked with new A/C/furnace, new water heater, new front and side yard pavers, owned solar, marble and wood-like porcelain tile flooring, custom window treatments, updated windows and doors. The two car garage has a custom glass panel garage door, storage, electric car charger and laundry. The permitted, attached ADU is less than three years old and is offered fully equipped and furnished. It features a full kitchen with granite counters and counter seating, white shaker cabinetry, stainless steel appliances, custom subway tile backsplash, studio bedroom with closet, sitting area, queen bed and a loft with King bed (with moveable custom ladder), A/C, laundry closet with stackable W/D and custom doors leading to a view patio. This desirable Montego Village community is centrally located, close to shopping, schools, golf, access to freeways, and features two private HOA parks just steps from this home. Move-in and enjoy relaxing California outdoor living with ocean breezes! No Mello Roos!

Last Agent to Sell the Property

Stephanie Cowan

Compass License #01912040 Listed on: 08/25/2023

Compass

Last Buyer's Agent

Krista Hubbard

Divine Fog Realty San Diego License #02023899

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,662

Year Built

  • Built in 1990

Lot Details

  • 5,624 Sq Ft Lot
  • Landscaped
  • Sprinkler System
  • Private Yard
  • Front Yard
  • Property is zoned R-1:SINGLE FAM-RES

HOA Fees

  • $123 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Pond
  • Golf Course
  • Valley
  • Park or Greenbelt
  • Neighborhood

Home Design

  • Turnkey

Interior Spaces

  • 1,634 Sq Ft Home
  • 1-Story Property
  • Entryway
  • Family Room with Fireplace
  • Living Room
  • Home Office
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Primary Bedroom Suite
  • 3 Full Bathrooms

Eco-Friendly Details

  • Solar Heating System

Location

  • Property is near a park
  • Suburban Location

Utilities

  • Central Air
  • Heating Available
  • 220 Volts in Garage

Listing and Financial Details

  • Tax Tract Number 12027
  • Assessor Parcel Number 1656845400

Community Details

Overview

  • Montego Village Association, Phone Number (760) 746-9127
  • Property is near a preserve or public land

Recreation

  • Golf Course Community
  • Park
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,662

Year Built

Built in 1990

Lot Details

0

HOA Fees

$123 per month

Parking

2

Listing Details

  • Assessments: No
  • Property Attached: No
  • View: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Property Condition: Turnkey
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 1656845400
  • Year Built: 1990
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1634.00 Square Feet
  • Stories: 1
  • Entry Location: 1
  • Common Walls: No Common Walls
  • Appliances: No
  • Full Bathrooms: 3
  • Full And Three Quarter Bathrooms: 3
  • Total Bedrooms: 4
  • Entry Level: 1
  • Fireplace Features: Family Room
  • Levels: One
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Price Per Square Foot: 810.89
  • Room Type: Entry, Family Room, Kitchen, Laundry, Living Room, Main Floor Bedroom, Main Floor Primary Bedroom, Primary Bathroom, Primary Bedroom, Primary Suite, Office

Exterior Features

  • View: Golf Course, Neighborhood, Park/Greenbelt, Pond, Valley
  • Fence: No
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: No
  • Total Parking Spaces: 2.00

Utilities

  • Sprinklers: Yes
  • Heating: Yes
  • Laundry: Yes
  • Electric: 220 Volts in Garage
  • Heating Type: Solar
  • Laundry Features: Individual Room
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Recreational Park
  • Association Fee: 123.00
  • Association Fee Frequency: Monthly
  • Association Name: Montego Village
  • Phone: (760) 746-9127
  • Senior Community: No
  • Community Features: Curbs, Golf, Preserve/Public Land, Sidewalks, Suburban, Biking, Park

Schools

  • School District: Oceanside Unified

Lot Info

  • Land Lease: No
  • Lot Features: Front Yard, Landscaped, Park Nearby, Sprinkler System, Yard
  • Lot Size Sq Ft: 5624.00
  • Lot Size Acres: 0.1291

Multi Family

  • Lease Considered: No
  • Lot Size Area: 5624.0000 Square Feet

Tax Info

  • Tax Tract Number: 012027

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 16, 2024
Sold by
Bonnie Cardenas Trust
Bought by
Bonnie M Cardenas Trust and Cardenas
Total Days on Market
32
Current Estimated Value
$1,175,573

Purchase Details

Listed on
Aug 25, 2023
Closed on
Oct 7, 2023
Sold by
Joseph D Todd And Kimberly L Todd Living
Bought by
Bonnie Cardenas Trust and Cardenas
Seller's Agent
Stephanie Cowan
Compass
Buyer's Agent
Krista Hubbard
Divine Fog Realty San Diego
List Price
$1,395,000
Sold Price
$1,325,000
Premium/Discount to List
-$70,000
-5.02%
Views
252

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.87%

Purchase Details

Listed on
Feb 2, 2017
Closed on
Feb 17, 2017
Sold by
Kwiatkowski Cynthia
Bought by
Todd Joseph D and Todd Kimberly L
Seller's Agent
Steve Ploetz
Realty ONE Group Pacific
Buyer's Agent
Naomi Iwasaki
Coldwell Banker Realty
List Price
$630,000
Sold Price
$630,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.96%

Purchase Details

Listed on
Aug 23, 2013
Closed on
Sep 25, 2013
Sold by
Crespin Jacob V and Crespin Jacqueline E
Bought by
Kwiatkowski Cynthia
Seller's Agent
Steve Ploetz
Realty ONE Group Pacific
Buyer's Agent
Steve Ploetz
Realty ONE Group Pacific
List Price
$443,500
Sold Price
$443,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.68%

Purchase Details

Closed on
Jun 25, 2008
Sold by
Dobson Andrew and Dobson Noelle M
Bought by
Crespin Jacob and Crespin Jacqueline E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$397,900
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 14, 2004
Sold by
Murray Jennifer Marie
Bought by
Murray Christopher Michael

Purchase Details

Closed on
Jul 15, 2004
Sold by
Murray Christopher Michael
Bought by
Murray Joseph H and Murray Vivian M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Interest Rate
5.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 13, 2004
Sold by
Murray Joseph H and Murray Vivian M
Bought by
Schiess Noelle M and Dobson Andrew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Interest Rate
5.94%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bonnie M Cardenas Trust -- None Listed On Document
Bonnie Cardenas Trust $1,325,000 First American Title
Todd Joseph D $630,000 Title 365
Kwiatkowski Cynthia $443,500 Lawyers Title
Crespin Jacob $432,500 Southland Title Company
Murray Christopher Michael -- Lawyers Title
Murray Joseph H -- Lawyers Title
Schiess Noelle M $560,000 Lawyers Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Todd Joseph D $100,000
Previous Owner Todd Joseph D $100,000
Previous Owner Todd Joseph D $180,000
Previous Owner Crespin Jacob $397,900
Previous Owner Dobson Andrew M $25,000
Previous Owner Schiess Noelle M $280,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/11/2023 10/11/23 Sold $1,325,000 -1.5% $811 / Sq Ft
09/27/2023 09/27/23 Pending -- -- --
09/25/2023 09/25/23 Price Changed $1,345,000 -3.6% $823 / Sq Ft
08/25/2023 08/25/23 For Sale $1,395,000 +121.4% $854 / Sq Ft
03/13/2017 03/13/17 Sold $630,000 0.0% $492 / Sq Ft
02/20/2017 02/20/17 Pending -- -- --
02/02/2017 02/02/17 For Sale $630,000 +42.1% $492 / Sq Ft
09/27/2013 09/27/13 Sold $443,500 0.0% $346 / Sq Ft
08/28/2013 08/28/13 Pending -- -- --
08/23/2013 08/23/13 For Sale $443,500 -- $346 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,662 $645,027 $486,996 $158,031
2023 $9,112 $783,711 $487,829 $295,882
2022 $8,980 $768,345 $478,264 $290,081
2021 $9,012 $753,281 $468,887 $284,394
2020 $7,890 $668,558 $464,080 $204,478
2019 $7,673 $655,450 $454,981 $200,469
2018 $7,596 $642,599 $446,060 $196,539
2017 $5,742 $468,441 $325,168 $143,273
2016 $5,571 $459,257 $318,793 $140,464
2015 $5,423 $452,360 $314,005 $138,355
2014 $5,232 $443,500 $307,855 $135,645
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: NDP2306529

California Regional Multiple Listing Service (CRMLS)

APN: 165-684-54