Seller's Agent in 2025
Julie Williams
Southern Homes of the Carolinas, Inc
(704) 890-0592
12 in this area
107 Total Sales
21907 Torrence Chapel Rd Cornelius, NC 28031
5
Beds
2.5
Baths
2,825
Sq Ft
0.4
Acres
Highlights
- Deck
- Wood Flooring
- Plantation Shutters
- Bailey Middle School Rated A-
- Built-In Double Oven
- 2 Car Attached Garage
About This Home
As of November 2025Tour this IMMACULATELY cared for 5 bed/2.5 bathroom home in the heart of Cornelius. Complete kitchen and 1/2 bathroom renovation in 2023 including: new cabinets, quartz counters, stainless appliances, double oven, vent hood, backsplash, and flooring. Gorgeous red oak hardwood floors throughout most of the house--no carpet! New roof and Trex deck in 2021. New tankless water heater 2023. AC cooling coil and furnace control board replaced recently. Plantation blinds on 1st floor. Refrigerator, washer and dryer to remain. All 5 bedrooms have walk in closets! Home is situated on a large, flat corner lot perfect for a pool! LOCATION! This beautiful home is within a mile of shopping, restaurants, Lake Norman, gym and interstate 77. 1/2 mile to Torrence Chapel Park offering baseball fields, basketball, playground, tennis & pickleball, and walking trail. Torrence Chapel is a dead end road accessed primarily by residents. Virtual tour available.
Last Agent to Sell the Property
Southern Homes of the Carolinas, Inc Brokerage Email: julie@juliewilliamsrealestate.com License #196105 Listed on: 04/18/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2005
HOA Fees
- $30 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Brick Exterior Construction
- Slab Foundation
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Gas Fireplace
- Plantation Shutters
- Pull Down Stairs to Attic
Kitchen
- Breakfast Bar
- Built-In Double Oven
- Electric Cooktop
- Range Hood
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Walk-In Closet
- Garden Bath
Laundry
- Laundry Room
- Laundry on upper level
- Washer and Dryer
Schools
- Cornelius Elementary School
- Bailey Middle School
- William Amos Hough High School
Utilities
- Forced Air Heating and Cooling System
- Tankless Water Heater
- Gas Water Heater
Additional Features
- Deck
- Property is zoned GR
Community Details
- Torrence Chapel Estates Association
- Torrence Chapel Estates Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 001-743-06
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 18, 2025
Closed on
Nov 11, 2025
Sold by
Costello Joseph and Costello Joanne
Bought by
Eckman Jay and Helms Joseph
Seller's Agent
Julie Williams
Southern Homes of the Carolinas, Inc
Buyer's Agent
Chris Klebba
EXP Realty LLC Ballantyne
List Price
$650,000
Sold Price
$577,875
Premium/Discount to List
-$72,125
-11.1%
Views
140
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.94%
Original Mortgage
$529,188
Outstanding Balance
$529,188
Interest Rate
6.34%
Mortgage Type
FHA
Estimated Equity
$58,617
Purchase Details
Closed on
Oct 11, 2005
Sold by
The Ryland Group Inc
Bought by
Costello Joseph and Costello Joanne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$222,813
Interest Rate
5.66%
Mortgage Type
Fannie Mae Freddie Mac
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $578,000 | Executive Title | |
| Warranty Deed | $223,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $529,188 | FHA | |
| Previous Owner | $222,813 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/14/2025 11/14/25 | Sold | $577,875 | -0.4% | $205 / Sq Ft |
| 10/07/2025 10/07/25 | Pending | -- | -- | -- |
| 09/03/2025 09/03/25 | Price Changed | $580,000 | -3.3% | $205 / Sq Ft |
| 08/08/2025 08/08/25 | Price Changed | $600,000 | -3.2% | $212 / Sq Ft |
| 07/16/2025 07/16/25 | Price Changed | $620,000 | -0.8% | $219 / Sq Ft |
| 06/11/2025 06/11/25 | Price Changed | $625,000 | -3.7% | $221 / Sq Ft |
| 05/07/2025 05/07/25 | Price Changed | $649,000 | -0.2% | $230 / Sq Ft |
| 04/18/2025 04/18/25 | For Sale | $650,000 | -- | $230 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,059 | $458,700 | $95,000 | $363,700 |
| 2024 | $3,059 | $458,700 | $95,000 | $363,700 |
| 2023 | $3,059 | $458,700 | $95,000 | $363,700 |
| 2022 | $2,699 | $313,300 | $75,000 | $238,300 |
| 2021 | $2,668 | $313,300 | $75,000 | $238,300 |
| 2020 | $2,668 | $313,300 | $75,000 | $238,300 |
| 2019 | $2,662 | $313,300 | $75,000 | $238,300 |
| 2018 | $2,225 | $203,800 | $40,000 | $163,800 |
| 2017 | $2,206 | $203,800 | $40,000 | $163,800 |
| 2016 | $2,203 | $203,800 | $40,000 | $163,800 |
| 2015 | $2,169 | $203,800 | $40,000 | $163,800 |
| 2014 | $2,167 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Julie Williams
-
Chris Klebba
Buyer's Agent in 2025
Chris Klebba
EXP Realty LLC Ballantyne
(704) 241-4162
17 in this area
93 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4248222
APN: 001-743-06
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