NOT LISTED FOR SALE

21922 Oak Heights Cir Cold Spring, MN 56320

Estimated Value: $319,000 - $332,625

5 Beds
2 Baths
2,505 Sq Ft
$131/Sq Ft Est. Value

Sale Details

Date Sold: November 5, 2025

Last sale price $323,000 $129 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,016 / mo

13 Days on Market

Highlights

  • Second Kitchen
  • Family Room with Fireplace
  • Home Office
  • 43,560 Sq Ft lot
  • No HOA
  • Hobby Room

About This Home

As of November 2025

Welcome to this spacious, updated 5 bedroom, 2-bath split-foyer set on a serene one-acre lot with mature trees. Inside you’ll find granite countertops, stainless steel appliances, and updated windows that bring in abundant natural light. With three fireplaces, this home offers warm and inviting gathering spaces on both levels. The open kitchen and dining area connect to a large deck overlooking the beautiful mature trees, creating a peaceful, wooded retreat right at home. Bedrooms and living spaces are generous in size, offering flexibility for a home office, guest rooms, or hobbies. Convenient access to Hwy 23, local parks, lakes, and everyday amenities. The property combines comfort, space, and privacy while still being close to town convenience

Last Agent to Sell the Property

Brenda Cummings

Fish MLS Realty Listed on: 10/03/2025

Co-Listed By

Randall Cummings

Fish MLS Realty

Last Buyer's Agent

Ann Riesner

Central MN Realty LLC

Central MN Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,768

Year Built

  • Built in 1979

Lot Details

  • 1 Acre Lot
  • Lot Dimensions are 199x214x199x224
  • Many Trees

Parking

  • 2 Car Attached Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Cedar

Interior Spaces

  • Two Way Fireplace
  • Brick Fireplace
  • Gas Fireplace
  • Family Room with Fireplace
  • 3 Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Hobby Room

Kitchen

  • Second Kitchen
  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction
  • Basement Storage
  • Natural lighting in basement

Accessible Home Design

  • Grab Bar In Bathroom

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Vented Exhaust Fan
  • Baseboard Heating
  • 200+ Amp Service
  • Well
  • Electric Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Oak Heights Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 36245800004

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,768

Year Built

Built in 1979

Lot Details

1 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Wall Unit(s)
  • Garage Spaces: 2
  • Accessibility Features: Grab Bars In Bathroom
  • Fireplaces: 3
  • Water Source: Well
  • Year Built: 1979
  • Above Grade Finished Sq Ft: 1427
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Finished, Full, Storage Space
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Two Sided, Brick, Family Room, Gas, Living Room, Other
  • Living Area: 2505
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1078
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Laundry, Hobby Room, Office, Kitchen- 2nd, Bedroom 5

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 5

Exterior Features

  • Roof: Asphalt
  • PoolFeatures: None
  • Fencing: None
  • Other Structures: Storage Shed
  • ConstructionMaterialsDesc: Brick,Frame

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage

Utilities

  • Heating: Baseboard, Fireplace(s)
  • Sewer: Private Sewer
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Electric,Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Cable,Ceiling Fan(s),Deck,Exercise Room,Kitchen Center Island,Kitchen Window,Other,Patio,Satelite Dish,Washer/Dryer Hookup

Schools

  • Junior High Dist: Rocori
  • SchoolDistrictPhone: 320-685-4901

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 199x214x199x224
  • Lot Size Sq Ft: 43560
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Cedar, Fiber Cement, Fiber Board

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 36245800004
  • Tax Annual Amount: 2768
  • TaxWithAssessments: 2768.0000

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 3, 2025
Closed on
Nov 5, 2025
Sold by
Bought by
Seller's Agent
Brenda Cummings
Fish MLS Realty
Buyer's Agent
Ann Riesner
Central MN Realty LLC
List Price
$325,000
Sold Price
$323,000
Premium/Discount to List
-$2,000
-0.62%
Views
50
Current Estimated Value
$326,906

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,906
Avg. Annual Appreciation
1.96%
Original Mortgage
$306,850
Outstanding Balance
$306,850
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$20,056

Purchase Details

Closed on
Jan 7, 2021
Sold by
Bought by

Purchase Details

Closed on
Sep 27, 2007
Sold by
Bought by

Purchase Details

Closed on
Jul 11, 1997
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$323,000 North Title
$279,900 First American Title
$192,000 --
$117,000 --
$279,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $306,850
Closed $265,905
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/05/2025 11/05/25 Sold $323,000 -0.6% $129 / Sq Ft
10/16/2025 10/16/25 Pending -- -- --
10/03/2025 10/03/25 For Sale $325,000 -- $130 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,008 $328,000 $102,100 $225,900
2024 $2,862 $310,900 $97,800 $213,100
2023 $2,768 $293,700 $80,500 $213,200
2022 $2,518 $239,700 $62,200 $177,500
2021 $2,394 $239,700 $62,200 $177,500
2020 $381 $223,600 $62,200 $161,400
2019 $674 $215,900 $62,200 $153,700
2018 $608 $200,500 $59,700 $140,800
2017 $1,686 $193,400 $57,700 $135,700
2016 $1,760 $0 $0 $0
2015 $1,648 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Brenda Cummings

    Seller's Agent in 2025

    Brenda Cummings

    Fish MLS Realty

    (612) 860-2989

    79 Total Sales

    Brenda Cummings
    Section Image

  • R

    Seller Co-Listing Agent in 2025

    Randall Cummings

    Fish MLS Realty

    (612) 860-9494

    34 Total Sales

    Randall Cummings
    Section Image

  • A

    Buyer's Agent in 2025

    Ann Riesner

    Central MN Realty LLC

    (320) 248-8144

    79 Total Sales

    Ann Riesner
    Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6796883

NorthstarMLS

APN: 36.24580.0004

Minnesota Stearns County Cold Spring 56320

21922 Oak Heights Cir, Cold Spring, MN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

NorthstarMLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.