Seller's Agent in 2021
Elizabeth Osborn
Coldwell Banker (NRT-Southeast-MidAtlantic)
(443) 699-2689
15 in this area
77 Total Sales
22 Mayo Ave Annapolis, MD 21403
Estimated Value: $1,221,000 - $1,714,000
3
Beds
2
Baths
2,300
Sq Ft
$613/Sq Ft
Est. Value
Highlights
- Marina
- 5 Dock Slips
- Canoe or Kayak Water Access
- Boat Ramp
- Home fronts navigable water
- Fishing Allowed
About This Home
As of July 2021The quintessential Bay Ridge cottage a stone's throw from the Chesapeake Bay! You will not want to miss your opportunity to own this wonderful home with classic charm on one of the cutest streets in the neighborhood -just steps away from "Mayo Beach". Built in the 1940's, it was expanded and renovated in the 2000's and is now over 2300 square feet. (Tax records are incorrect). So much style - including original wood floors, vaulted ceilings, classic trim and rooms filled with natural light throughout! Relax on your large and private screened porch that overlooks your large private backyard! Enjoy cozy nights in front of the wood burning fireplace in your living room. The kitchen, with white cabinets and stainless steel appliances opens to the family and dining room -the perfect place for family and friends. A first floor bedroom with attached full bath can be your primary bedroom, a room for guests -(and living here you will have many) or a large home office. With the beach just steps away you can pop down for a swim in the Bay then come back and wash the sand from your feet in your outdoor shower! There are two large bedrooms on the upper floor as well as a huge Jack and Jill bathroom! This is a great primary residence, investment or a second home getaway! The sought after Bay Ridge Community features community beaches on both the River and the Bay, a community Marina with a newly renovated clubhouse. A community pool with a clubhouse, that is located right on the Bay-you will always feel like you are on vacation! Basketball Court, playground, ball fields and community common areas to enjoy the water and community activities galore! Walk for miles or ride your bike along the water and enjoy all the treasures of Bay Ridge it is truly a magical place to live! Minutes from all the Annapolis attractions and lifestyle: maritime, arts, restaurants, cafe's, quaint shopping areas and special events that make Annapolis such a special place to call home!
Last Agent to Sell the Property
(443) 699-2689 liz.osborn@cbmove.com Coldwell Banker Realty License #644596 Listed on: 06/11/2021
Last Buyer's Agent
(443) 694-7366 philgerdes@thegerdesteam.com Real Broker, LLC - Annapolis License #0225261065
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,951
Year Built
- Built in 1940
Lot Details
- 10,000 Sq Ft Lot
- Property fronts the bay but unit may not have water views
- Home fronts navigable water
- Picket Fence
- Landscaped
- Private Lot
- Backs to Trees or Woods
- Back and Front Yard
- Property is in very good condition
- Property is zoned R2
Home Design
- Cottage
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Wood Burning Fireplace
- Window Treatments
- Family Room Off Kitchen
- Living Room
- Dining Room
- Basement
- Laundry in Basement
- Attic
Kitchen
- Built-In Oven
- Cooktop
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
Laundry
- Dryer
- Washer
Parking
- 4 Parking Spaces
- 4 Driveway Spaces
- Stone Driveway
- Off-Street Parking
Outdoor Features
- Outdoor Shower
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Swimming Allowed
- Boat Ramp
- Physical Dock Slip Conveys
- 5 Dock Slips
- Dock made with Treated Lumber
- Powered Boats Permitted
- Shed
Utilities
- Central Air
- Heating System Uses Oil
- Heat Pump System
- Vented Exhaust Fan
- Well
- Oil Water Heater
- Water Conditioner is Owned
Listing and Financial Details
- Tax Lot 12
- Assessor Parcel Number 020204704292200
Community Details
Overview
- No Home Owners Association
- Bay Ridge Subdivision
- Community Lake
Amenities
- Picnic Area
- Common Area
- Clubhouse
- Community Center
Recreation
- Boat Ramp
- Boat Dock
- Pier or Dock
- 25 Community Slips
- 5 Community Docks
- Mooring Area
- Marina
- Beach
- Community Pool
- Pool Membership Available
- Fishing Allowed
- Jogging Path
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 11, 2021
Closed on
Jul 12, 2021
Sold by
Galloway John M and The John M Galloway Trust
Bought by
Simmons Janice D and Simmons Janice D
Seller's Agent
Elizabeth Osborn
Coldwell Banker Realty
Buyer's Agent
Phil Gerdes
Real Broker, LLC - Annapolis
List Price
$1,050,000
Sold Price
$1,162,000
Premium/Discount to List
$112,000
10.67%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$247,554
Avg. Annual Appreciation
4.50%
Original Mortgage
$548,250
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 26, 2005
Sold by
Thomas William B
Bought by
Galloway John M and Galloway Christine D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
5.85%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 21, 2005
Sold by
Thomas William B
Bought by
Galloway John M and Galloway Christine D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
5.85%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 3, 2002
Sold by
Thomas William B
Bought by
Thomas William B and Thomas Wendy C
Purchase Details
Closed on
Dec 30, 1998
Sold by
Gilbert Alice F
Bought by
Thomas William B and Averette Wendy C
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Simmons Janice D | $1,162,000 | Sage Title Group Llc | |
| Galloway John M | $910,000 | -- | |
| Galloway John M | $910,000 | -- | |
| Thomas William B | -- | -- | |
| Thomas William B | $210,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Simmons Janice D | $548,250 | |
| Previous Owner | Galloway John M | $500,000 | |
| Previous Owner | Galloway John M | $500,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/12/2021 07/12/21 | Sold | $1,162,000 | +10.7% | $505 / Sq Ft |
| 06/15/2021 06/15/21 | Pending | -- | -- | -- |
| 06/11/2021 06/11/21 | For Sale | $1,050,000 | -- | $457 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,809 | $929,633 | -- | -- |
| 2024 | $9,809 | $845,367 | $0 | $0 |
| 2023 | $9,389 | $761,100 | $623,000 | $138,100 |
| 2022 | $8,813 | $719,433 | $0 | $0 |
| 2021 | $0 | $677,767 | $0 | $0 |
| 2020 | $7,825 | $636,100 | $473,000 | $163,100 |
| 2019 | $7,813 | $636,100 | $473,000 | $163,100 |
| 2018 | $6,450 | $636,100 | $473,000 | $163,100 |
| 2017 | $7,519 | $639,300 | $0 | $0 |
| 2016 | -- | $625,933 | $0 | $0 |
| 2015 | -- | $612,567 | $0 | $0 |
| 2014 | -- | $599,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Elizabeth Osborn
-
Phil Gerdes
Buyer's Agent in 2021
Phil Gerdes
Real Broker, LLC - Annapolis
(443) 694-7366
16 in this area
571 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA470790
APN: 02-047-04292200
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