Amy Diamond
@properties Christie's International Real Estate
(224) 271-9757
287 Total Sales
1 in Downtown Elgin
$290,000 Price
220 Dexter Ave Elgin, IL 60120
Downtown Elgin NeighborhoodEstimated Value: $299,000 - $355,039
4
Beds
4
Baths
--
Sq Ft
6,098
Sq Ft Lot
Highlights
- 2 Car Detached Garage
- Paved or Partially Paved Lot
- 4-minute walk to Advocate Park
About This Home
As of February 2025Here's an excellent investment property opportunity in the heart of Downtown Elgin, offering several standout features: **Prime Location:** Situated in the vibrant downtown area, this property is highly appealing to renters, thanks to its proximity to amenities, transportation, and potential employment hubs. **Income Growth Potential:** The basement unit offers exciting renovation possibilities. Converting it into a fourth rentable space could significantly boost the property's earning potential. **Recent Upgrades:** Major updates, including a new roof (2021), gutters, chimney rebuild, sewer line, and water heaters (2023), enhance the property's value. These improvements reduce the likelihood of costly repairs and make the property more attractive to tenants and buyers alike. City of Elgin will fix front landscaping and front section of cement driveway come spring. **Future City Enhancements:** Planned city infrastructure upgrades, such as lead pipe replacements, will ensure improved water quality for tenants and enhance the property's long-term desirability. Don't miss this fantastic chance to grow your investment portfolio!
Last Agent to Sell the Property
Fulton Grace Realty License #475125581 Listed on: 01/07/2025
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Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,967
Year Built
- Built in 1880 | Remodeled in 2021
Lot Details
- 6,098 Sq Ft Lot
- Lot Dimensions are 54 x 127
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- Parking Included in Price
Home Design
- Asphalt Roof
- Vinyl Siding
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 4 Bathrooms
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Schools
- Hillcrest Elementary School
- Kimball Middle School
- Larkin High School
Utilities
- Radiant Heating System
- Lake Michigan Water
Community Details
Overview
- 4 Units
Building Details
- Electric Expense $200
- Fuel Expense $1,500
- Insurance Expense $1,920
- Water Sewer Expense $2,100
- Gross Income $37,500
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 7, 2025
Closed on
Jan 29, 2025
Sold by
220 Dexter Llc
Bought by
Seller's Agent
Vickie Soupos
Fulton Grace Realty
Buyer's Agent
Jesus Perez
Realty of America, LLC
List Price
$309,900
Sold Price
$286,000
Premium/Discount to List
-$23,900
-7.71%
Views
40
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$42,977
Avg. Annual Appreciation
8.49%
Purchase Details
Listed on
Sep 2, 2020
Closed on
Nov 15, 2020
Sold by
Dominici Jaclyn Marie
Bought by
220 Dexter Llc
Seller's Agent
Holly Connors
@properties Christie's International Real Estate
Buyer's Agent
Georgia Colovos
Fulton Grace Realty
List Price
$284,900
Sold Price
$240,000
Premium/Discount to List
-$44,900
-15.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.21%
Original Mortgage
$216,000
Interest Rate
2.87%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 2, 2020
Closed on
Oct 9, 2020
Sold by
Schulz Thomas D and Umlauf Catherine A
Bought by
Dominici Jaclyn Marie
Seller's Agent
Holly Connors
@properties Christie's International Real Estate
Buyer's Agent
Georgia Colovos
Fulton Grace Realty
List Price
$284,900
Sold Price
$240,000
Premium/Discount to List
-$44,900
-15.76%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
2.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 29, 2004
Sold by
Umlauf Catherine A
Bought by
Schulz Thomas D and Umlauf Catherine A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
5.63%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Nov 26, 2002
Sold by
Camacho William and Camacho Gladys
Bought by
Umlauf Catherine A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
6.01%
Purchase Details
Closed on
Apr 15, 2002
Sold by
Centanni Anthony J and Centanni Shirlee Y
Bought by
Camacho William and Camacho Gladys
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,000
Interest Rate
7.5%
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Elgin, IL
-
Amy Diamond
-
Joanna Krzepkowska
Joanna Krzepkowska
HomeSmart Connect LLC
(630) 250-2995
154 Total Sales
1 in Downtown Elgin
$303,000 Price
-
Diense Baniak
Diense Baniak
Baird & Warner
(224) 306-1304
100 Total Sales
1 in Downtown Elgin
$252,500 Price
-
Chris Bishop
Chris Bishop
eXp Realty - St. Charles
(708) 866-1632
71 Total Sales
1 in Downtown Elgin
$300,000 Price
-
Jeffrey Padesky
Jeffrey Padesky
Real Broker, LLC
(847) 241-1543
114 Total Sales
1 in Downtown Elgin
$280,000 Price
-
Mary Serle
Mary Serle
Coldwell Banker Real Estate Group
(331) 226-1456
84 Total Sales
1 in Downtown Elgin
$325,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $286,000 | Fidelity National Title | ||
| 220 Dexter Llc | -- | Mantas John | |
| Dominici Jaclyn Marie | $240,000 | First American Title | |
| Schulz Thomas D | -- | Integrity Title | |
| Umlauf Catherine A | $163,000 | Multiple | |
| Camacho William | $140,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $216,000 | ||
| Previous Owner | Schulz Thomas D | $50,000 | |
| Previous Owner | Umlauf Catherine A | $130,000 | |
| Previous Owner | Umlauf Catherine A | $130,000 | |
| Previous Owner | Camacho William | $224,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/10/2025 02/10/25 | Sold | $286,000 | -7.7% | -- | |
| 01/16/2025 01/16/25 | Pending | -- | -- | -- | |
| 01/07/2025 01/07/25 | For Sale | $309,900 | +29.1% | -- | |
| 11/13/2020 11/13/20 | Sold | $240,000 | -15.8% | -- | View Prior Sale |
| 09/06/2020 09/06/20 | Pending | -- | -- | -- | |
| 09/02/2020 09/02/20 | For Sale | $284,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,503 | $98,350 | $14,163 | $84,187 |
| 2024 | $7,503 | $90,587 | $13,045 | $77,542 |
| 2023 | $6,976 | $81,838 | $11,785 | $70,053 |
| 2022 | $5,967 | $68,815 | $10,746 | $58,069 |
| 2021 | $5,740 | $64,337 | $10,047 | $54,290 |
| 2020 | $5,602 | $61,419 | $9,591 | $51,828 |
| 2019 | $5,464 | $58,505 | $9,136 | $49,369 |
| 2018 | $5,449 | $55,116 | $8,607 | $46,509 |
| 2017 | $5,359 | $52,105 | $8,137 | $43,968 |
| 2016 | $5,155 | $48,339 | $7,549 | $40,790 |
| 2015 | -- | $44,307 | $6,919 | $37,388 |
| 2014 | -- | $43,760 | $6,834 | $36,926 |
| 2013 | -- | $44,914 | $7,014 | $37,900 |
Source: Public Records
Agents Affiliated with this Home
-
Vickie Soupos
Seller's Agent in 2025
Vickie Soupos
Fulton Grace Realty
(630) 965-6000
1 in this area
95 Total Sales
-
Jesus Perez
Buyer's Agent in 2025
Jesus Perez
Realty of America, LLC
(630) 878-9064
2 in this area
444 Total Sales
-
Holly Connors
Seller's Agent in 2020
Holly Connors
@ Properties
(773) 383-2490
751 Total Sales
-
Noel Walton
Seller Co-Listing Agent in 2020
Noel Walton
The McDonald Group
(224) 531-9900
73 Total Sales
-
Georgia Colovos
Buyer's Agent in 2020
Georgia Colovos
Fulton Grace Realty
(630) 965-6000
26 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12266014
APN: 06-13-151-009
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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