220 Front St Cottonwood, MN 56229
Estimated payment $1,360/month
Highlights
- Lake Front
- No HOA
- 2 Car Attached Garage
- Beach Access
- The kitchen features windows
- 3-minute walk to Central Park
About This Home
Dreaming of lake life? This Cottonwood Lake property is a rare opportunity to take a head start on a full interior remodel and finish it your way—creating a custom lakefront retreat that’s truly yours.
The main floor features an open layout designed for relaxation. Imagine cooking and entertaining in a kitchen framed by four large windows showcasing breathtaking lake views, with multiple access points to the backyard that make everyday routines and gatherings even more enjoyable. A generous dining area, comfortable living room, a full bathroom, and a versatile bonus room perfect for an office or hobby space complete this level.
Upstairs offers three bedrooms plus an unfinished room ready for your creativity—ideal for a fourth bedroom, office, or craft space with its own lake view window. You’ll also appreciate the remodeled full bathroom, blending convenience with modern updates.
The lower level holds endless potential with a brick wood-burning fireplace, half bathroom, and plenty of room for a family or entertainment space. A storage area with walkout access to the backyard makes it easy to keep all your lake toys on hand.
Outside, the stunning lakefront yard steals the show—featuring custom brick stairways, retaining walls, lush greenery, and vibrant flowers for a private retreat that feels like paradise.
With so much potential, updates already in place, and unbeatable views, this property is ready for your vision to come to life.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,506
Year Built
- Built in 1910
Lot Details
- Lot Dimensions are 60x125x60x130
- Lake Front
Parking
- 2 Car Attached Garage
Interior Spaces
- 2,006 Sq Ft Home
- 2-Story Property
- Wood Burning Fireplace
- Brick Fireplace
- Lake Views
- Laundry on main level
Kitchen
- Eat-In Kitchen
- The kitchen features windows
Bedrooms and Bathrooms
- 3 Bedrooms
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Outdoor Features
- Beach Access
Utilities
- Forced Air Heating and Cooling System
- 200+ Amp Service
Community Details
- No Home Owners Association
- Tyler & Schutz 2Nd Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 221040150
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,556 | $208,700 | $32,700 | $176,000 |
| 2024 | $2,642 | $206,900 | $32,700 | $174,200 |
| 2023 | $2,618 | $201,200 | $32,700 | $168,500 |
| 2022 | $2,626 | $176,200 | $32,700 | $143,500 |
| 2021 | $2,348 | $168,900 | $28,400 | $140,500 |
| 2020 | $2,058 | $150,600 | $28,400 | $122,200 |
| 2019 | $1,904 | $144,300 | $28,400 | $115,900 |
| 2018 | $2,430 | $129,300 | $28,400 | $100,900 |
| 2017 | $2,430 | $129,600 | $28,400 | $101,200 |
| 2016 | $2,460 | $0 | $0 | $0 |
| 2015 | -- | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/09/2025 11/09/25 | Price Changed | $219,000 | 0.0% | $109 / Sq Ft | |
| 11/09/2025 11/09/25 | For Sale | $219,000 | +4.3% | $109 / Sq Ft | |
| 09/19/2025 09/19/25 | Pending | -- | -- | -- | |
| 09/11/2025 09/11/25 | For Sale | $210,000 | +22.1% | $105 / Sq Ft | |
| 01/31/2025 01/31/25 | Sold | $172,000 | -7.0% | $62 / Sq Ft | View Prior Sale |
| 01/01/2025 01/01/25 | Pending | -- | -- | -- | |
| 12/27/2024 12/27/24 | Price Changed | $185,000 | -2.6% | $67 / Sq Ft | |
| 11/08/2024 11/08/24 | Price Changed | $190,000 | -9.5% | $68 / Sq Ft | |
| 10/16/2024 10/16/24 | Price Changed | $210,000 | -4.5% | $76 / Sq Ft | |
| 08/26/2024 08/26/24 | For Sale | $220,000 | -- | $79 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $172,000 | Lyon County Abstract & Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $120,400 | New Conventional |
Source: NorthstarMLS
MLS Number: 6785567
APN: 22-104015-0
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