Seller's Agent in 2023
Steven Ritchie
Railey Realty, Inc.
(301) 616-9980
52 Total Sales
220 Summit Dr Swanton, MD 21561
Estimated Value: $411,000 - $542,000
3
Beds
2.5
Baths
2,082
Sq Ft
$230/Sq Ft
Est. Value
Highlights
- Boat Dock
- Home fronts navigable water
- View of Trees or Woods
- Beach
- Water Access
- Open Floorplan
About This Home
As of November 2023Charming Lake Access Chalet in sought-after Sky Valley! This 3 bedroom, 2 1/2 bath home is nicely set against the surrounding trees offering serenity and easy living on almost 1.5 acres. The spacious living room, featuring wood floors, open beam vaulted ceiling, and woodstove, flows into the dining area with access from both rooms to the large side deck. The vaulted ceiling and lots of windows make for bright and airy main level living and dining areas. The large country kitchen has a natural flow for cooking and entertaining and is just steps to the dining table. Also tucked away on the main level is a quaint side seating area overlooking the beautiful back yard and the trees and leads into a fun game room for family and friends. A guest bedroom and a cute bunkroom share use of another full bath on the main level. The main ensuite, upper-level bedroom, offers privacy. The lower-level family room, with fireplace, provides another versatile space for entertainment and relaxation. Additional living space on the lower level includes a recreation room with hot tub, a convenient half-bath, and laundry room, along with an integral 2-car garage. Enjoy the Sky Valley Community offering lake access, private boat launch ramp, swimming area with sandy beach, children's playground, basketball court, and fishpond. Home ownership includes the possibility of leasing a boat slip via the Sky Valley Community Boat Slip and Marina Policy. Find a new lifestyle and renewed inspiration in this private lake access retreat!
Last Agent to Sell the Property
(301) 616-9980 steve@railey.com Railey Realty, Inc. License #303089 Listed on: 10/06/2023
Last Buyer's Agent
(301) 616-7450 danshockey@tmsales.com Taylor Made Deep Creek Vacations & Sales License #5002478
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,908
Year Built
- Built in 1979
Lot Details
- 1.43 Acre Lot
- Home fronts navigable water
- Property is zoned LR1
HOA Fees
- $86 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Basement Garage
- Driveway
Home Design
- Chalet
- Block Foundation
- Frame Construction
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Beamed Ceilings
- Wood Burning Stove
- Gas Fireplace
- Family Room
- Sitting Room
- Living Room
- Dining Room
- Game Room
- Wood Flooring
- Views of Woods
- Basement Fills Entire Space Under The House
- Laundry Room
Bedrooms and Bathrooms
- Whirlpool Bathtub
Outdoor Features
- Water Access
- Property is near a lake
- Lake Privileges
Utilities
- Window Unit Cooling System
- Heating System Uses Oil
- Hot Water Baseboard Heater
- Well
- Electric Water Heater
- Septic Equal To The Number Of Bedrooms
Listing and Financial Details
- Tax Lot 24
- Assessor Parcel Number 1218015781
Community Details
Overview
- $1,028 Capital Contribution Fee
- Association fees include common area maintenance, road maintenance, snow removal
- $3 Other Monthly Fees
- Sky Valley HOA
- Sky Valley Subdivision
Amenities
- Common Area
Recreation
- Boat Dock
- Beach
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 6, 2023
Closed on
Nov 24, 2023
Sold by
Lamare Genese and Zarate Patricia
Bought by
Lynn Todd Earl and Lynn Bobbilyn Ann
Seller's Agent
Steven Ritchie
Railey Realty, Inc.
Buyer's Agent
Dan Shockey
Taylor Made Deep Creek Vacations & Sales
List Price
$429,000
Sold Price
$375,000
Premium/Discount to List
-$54,000
-12.59%
Views
100
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$104,149
Avg. Annual Appreciation
12.38%
Original Mortgage
$300,000
Outstanding Balance
$294,645
Interest Rate
7.38%
Mortgage Type
New Conventional
Estimated Equity
$184,504
Purchase Details
Listed on
Mar 6, 2020
Closed on
Jul 22, 2020
Sold by
Shipley Scott C and Shipley Louise
Bought by
Lamare Gensese and Zarate Patricia
Seller's Agent
The KNAPP Real Estate Group, LLC.
The Knapp Real Estate Group
Buyer's Agent
Debra Savage
Railey Realty, Inc.
List Price
$299,900
Sold Price
$270,000
Premium/Discount to List
-$29,900
-9.97%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.34%
Original Mortgage
$202,500
Interest Rate
3.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 8, 2003
Sold by
Lynch Thomas E and Lynch Elizabeth J
Bought by
Shipley Scott C and Shipley Louise
Purchase Details
Closed on
Dec 1, 1986
Sold by
Reed Keith R and Reed Roxanne A
Bought by
Lynch Thomas E and Lynch Elizabeth J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,500
Interest Rate
9.5%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Lynn Todd Earl | $375,000 | Lake Title | |
| Lynn Todd Earl | $375,000 | Lake Title | |
| Lamare Gensese | $270,000 | None Available | |
| Shipley Scott C | $200,000 | -- | |
| Lynch Thomas E | $95,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Lynn Todd Earl | $300,000 | |
| Closed | Lynn Todd Earl | $300,000 | |
| Previous Owner | Lamare Gensese | $202,500 | |
| Previous Owner | Lynch Thomas E | $85,500 | |
| Closed | Shipley Scott C | -- |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/30/2023 11/30/23 | Sold | $375,000 | -12.6% | $180 / Sq Ft | |
| 10/30/2023 10/30/23 | Pending | -- | -- | -- | |
| 10/06/2023 10/06/23 | For Sale | $429,000 | +58.9% | $206 / Sq Ft | |
| 07/29/2020 07/29/20 | Sold | $270,000 | -3.5% | $130 / Sq Ft | View Prior Sale |
| 06/30/2020 06/30/20 | Pending | -- | -- | -- | |
| 05/04/2020 05/04/20 | Price Changed | $279,900 | -6.7% | $134 / Sq Ft | |
| 03/06/2020 03/06/20 | For Sale | $299,900 | -- | $144 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,829 | $335,600 | $114,300 | $221,300 |
| 2024 | $3,429 | $291,000 | $0 | $0 |
| 2023 | $2,908 | $246,400 | $0 | $0 |
| 2022 | $2,387 | $201,800 | $62,400 | $139,400 |
| 2020 | $2,357 | $201,800 | $62,400 | $139,400 |
| 2019 | $2,399 | $202,800 | $77,400 | $125,400 |
| 2018 | $2,265 | $202,800 | $77,400 | $125,400 |
| 2017 | $2,284 | $202,800 | $0 | $0 |
| 2016 | -- | $205,500 | $0 | $0 |
| 2015 | -- | $205,500 | $0 | $0 |
| 2014 | -- | $205,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Steven Ritchie
-
Debra Savage
Seller Co-Listing Agent in 2023
Debra Savage
Railey Realty, Inc.
(301) 616-4085
49 Total Sales
-
Dan Shockey
D
Buyer's Agent in 2023
Dan Shockey
Taylor Made Deep Creek Vacations & Sales
(301) 616-7450
66 Total Sales
-
The KNAPP Real Estate Group, LLC.
Seller's Agent in 2020
The KNAPP Real Estate Group, LLC.
The Knapp Real Estate Group
(301) 639-7347
25 Total Sales
-
Robert Knapp
Seller Co-Listing Agent in 2020
Robert Knapp
The Knapp Real Estate Group
(301) 401-8765
25 Total Sales
Map
Source: Bright MLS
MLS Number: MDGA2005984
APN: 18-015781
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