NOT LISTED FOR SALE

220 Vista Montana Way Oceanside, CA 92054

Loma Alta Neighborhood

Estimated Value: $828,460 - $961,000

2 Beds
2 Baths
1,225 Sq Ft
$420/mo HOA Fee

Last Sold August 28, 2023

Last sale price $763,000 $623 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $5,943/month

3 Days on Market

Highlights

  • 2 Car Garage
  • Property is Fully Fenced
  • Level Lot

About This Home

As of August 2023

Welcome to Vista Montana, come check out this bright, move in ready home! Features an open floor concept, newer kitchen cabinets, quartz counter tops and attached 2 car garage. Enjoy the amazing views from your rear patio, private sunsets, mountain views and low maintenance yard! Walking distance to Todd Park and only 2 miles from the Beach! Home is equipped with brand new stainless steel appliances, new windows, new rear fencing and a gorgeous fireplace to enjoy those cozy cool nights. Sellers installed new HVAC system, water heater in 2022, wood laminate flooring and updated bathrooms. HOA covers front landscaping and irrigation water. FHA & VA accepted.

Last Agent to Sell the Property

Irma Mendez

Century Homes License #01140408 Listed on: 08/02/2023

Last Buyer's Agent

Jimmy Vu

Century 21 Real Estate Alliance Inc License #01281099

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $8,570

Year Built

  • Built in 1979

Lot Details

  • 0.59

HOA Fees

  • $420 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Entry on the 1st floor
  • Clay Roof
  • Stucco Exterior

Interior Spaces

  • 1,225 Sq Ft Home
  • 1-Story Property
  • Six Burner Stove

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Gas Dryer Hookup

Additional Features

  • Property is Fully Fenced
  • Separate Water Meter

Community Details

  • Association fees include exterior bldg maintenance, roof maintenance
  • 2 Units
  • HOA Nexus Association, Phone Number (619) 359-3457
  • Vista Montana Community
  • Planned Unit Development

Listing and Financial Details

  • Assessor Parcel Number 149-100-55-00

Property Details

Home Type

Condominium

Est. Annual Taxes

$8,570

Year Built

Built in 1979

Lot Details

0

HOA Fees

$420 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Residential Styles: All Other Attached
  • Market Area: Coastal North
  • Cross Street: Mesa Dr
  • Neighborhood: Vista Montana
  • LP / Sq Ft: 600.0
  • Price Per Sq Ft: 622.86
  • SP/ Sq Ft: 622.86
  • Stories: 1 Story
  • Stories In Building: 1
  • Ownership: Fee Simple, Pud
  • Total Stories: 1
  • Year Built: 1979
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Equipment Available: 6 Burner Stove
  • Total Bedrooms: 2
  • Bedrooms: 2
  • Master Bedroom Dimensions: 13x15
  • Full Bathrooms: 2
  • Laundry Location: Garage
  • Estimated Sq Ft: 1225
  • Total Bathrooms: 2

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Full
  • Roof: Tile/Clay

Garage/Parking

  • Garage Details: Attached
  • Garage Spaces: 2
  • Non Garage Parking: Detached, Driveway
  • Garage Spaces: 2
  • Parking Spaces Total: 4

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Gas
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Complex Name: Vista Montana
  • Total Fees: 5040.0
  • Units In Building: 2
  • Total Number of Units: 22
  • Community: OCEANSIDE
  • Home Owner Association: HOA NEXUS
  • Home Owner Association Fee Includes: Exterior Bldg Maintenance, Roof Maintenance
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 420.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 619-359-3457

Association/Amenities

  • Entry Level Unit: 1

Fee Information

  • Total Monthly Fees: 420

Lot Info

  • Lot Size: 1-3,999 SF
  • Topography: Level
  • Assessor Parcel Number: 149-100-55-00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2023
Closed on
Aug 9, 2023
Sold by
Mitchell Sara and Oster Luke M
Bought by
Hay John and Arterbum Natalie
Seller's Agent
Irma Mendez
Century Homes
Buyer's Agent
Jimmy Vu
Century 21 Real Estate Alliance Inc
List Price
$735,000
Sold Price
$763,000
Premium/Discount to List
$28,000
3.81%
Views
32
Current Estimated Value
$907,115

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$144,115
Avg. Annual Appreciation
8.46%
Original Mortgage
$779,404
Outstanding Balance
$762,134
Interest Rate
6.96%
Mortgage Type
VA
Estimated Equity
$144,981

Purchase Details

Closed on
Oct 28, 2019
Sold by
Moody Bruce M and Gillespie Moody Family Trust
Bought by
Oster Luke M and Mitchell Sarah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$382,500
Interest Rate
3.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 6, 2011
Sold by
Moody Bruce M and Moody Joy A
Bought by
Moody Bruce M and Moody Joy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,000
Interest Rate
4.5%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Feb 2, 2003
Sold by
Gillespie Joy A
Bought by
Gillespie Joy A

Purchase Details

Closed on
Jul 12, 2000
Sold by
Riffel April P
Bought by
Young Connie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,900
Interest Rate
8.12%

Purchase Details

Closed on
Apr 11, 2000
Sold by
Davis Ardis E
Bought by
Riffel April P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
8.22%

Purchase Details

Closed on
Aug 27, 1998
Sold by
Cline Deanna J
Bought by
Davis Alden A and Davis Ardis E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
6.88%

Purchase Details

Closed on
Feb 24, 1984
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hay John $763,000 First American Title
Oster Luke M $425,000 Corinthian Title
Moody Bruce M -- Stewart Title Of California
Gillespie Joy A -- --
Young Connie A $170,000 Fidelity National Title Co
Riffel April P $168,000 Fidelity National Title Co
Davis Alden A $135,000 Fidelity National Title Co
-- $86,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hay John $779,404
Previous Owner Oster Luke M $382,500
Previous Owner Moody Bruce M $10,000
Previous Owner Young Connie A $135,900
Previous Owner Riffel April P $100,000
Previous Owner Davis Alden A $40,000
Closed Young Connie A $16,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/28/2023 08/28/23 Sold $763,000 +3.8% $623 / Sq Ft
08/06/2023 08/06/23 Pending -- -- --
08/02/2023 08/02/23 For Sale $735,000 -- $600 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,570 $778,260 $612,000 $166,260
2024 $8,570 $763,000 $600,000 $163,000
2023 $4,975 $446,747 $207,771 $238,976
2022 $4,900 $437,989 $203,698 $234,291
2021 $4,919 $429,402 $199,704 $229,698
2020 $4,767 $425,000 $197,657 $227,343
2019 $2,713 $249,880 $116,213 $133,667
2018 $2,683 $244,982 $113,935 $131,047
2017 $2,632 $240,179 $111,701 $128,478
2016 $2,545 $235,470 $109,511 $125,959
2015 $2,470 $231,934 $107,867 $124,067
2014 $2,374 $227,392 $105,755 $121,637
Source: Public Records

Agents Affiliated with this Home

  • Irma Mendez

    Seller's Agent in 2023

    Irma Mendez

    Century Homes

    (619) 913-5842

    1 in this area

    174 Total Sales

    Irma Mendez
    Section Image

  • J

    Buyer's Agent in 2023

    Jimmy Vu

    Century 21 Real Estate Alliance Inc

  • A

    Buyer's Agent in 2023

    Aja Lechowicz

    eXp Realty of California, Inc

    Section Image
See All Agents

Map

Source: San Diego MLS

MLS Number: 230014863

San Diego MLS

APN: 149-100-55

California San Diego County Oceanside 92054 Loma Alta

220 Vista Montana Way, Oceanside, CA

This home is located at 220 Vista Montana Way, Oceanside, CA 92054 since 02 August 2023 and is currently estimated at $907,115, approximately $740 per square foot. This property was built in 1979. 220 Vista Montana Way is a home located in San Diego County with nearby schools including Lincoln Middle School, Oceanside High School, and Oceanside Adventist Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

San Diego MLS This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property.
BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly
prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2025 San Diego MLS.

Nearby Homes