2206 Luz Way Oceanside, CA 92056
Mira Costa Neighborhood
4
Beds
2.5
Baths
1,995
Sq Ft
4,792
Sq Ft Lot
Highlights
- 2 Car Attached Garage
- Laundry Room
- Level Lot
About This Home
As of September 2020Beautiful 4 bedroom, 2 1/2 bathroom, 2 story home in the Montego Village community of Oceanside. This amazing home features a spacious open floor plan with a full master suite downstairs, tile flooring throughout, and vaulted ceilings. A lot of natural light. Located on a cul de sac, featuring a spacious, private backyard perfect for entertaining. Centrally located close to schools, shopping and freeways. Very low HOA and no Mello Roos. Seller will entertain offers $609,000-$639,000.
Last Agent to Sell the Property
A Team Real Estate License #01899675 Listed on: 08/14/2020
Last Buyer's Agent
OUT OF AREA
OUT OF AREA License #0
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,607
Year Built
- Built in 1989
HOA Fees
- $107 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Clay Roof
- Stucco Exterior
Interior Spaces
- 1,995 Sq Ft Home
- 2-Story Property
- Family Room with Fireplace
Kitchen
- Oven or Range
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Additional Features
- Level Lot
- Separate Water Meter
Community Details
- Association fees include common area maintenance
- Montego Village HOA, Phone Number (760) 696-0067
- Montego Village Community
Listing and Financial Details
- Assessor Parcel Number 165-683-14-00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 14, 2020
Closed on
Aug 23, 2020
Sold by
Ju Jingliang and Luo Tingqiu
Bought by
Fregoso Armando Chavez and Hernandez Nelly Y
Seller's Agent
Xiaohong Song
A Team Real Estate
Buyer's Agent
OUT OF AREA
OUT OF AREA
List Price
$639,000
Sold Price
$607,000
Premium/Discount to List
-$32,000
-5.01%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.21%
Original Mortgage
$574,750
Outstanding Balance
$512,364
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$501,848
Purchase Details
Closed on
Oct 3, 2016
Sold by
Ju Jingliang and Luo Tingqiu
Bought by
Ju Jingliang and Luo Tingqiu
Purchase Details
Listed on
Dec 13, 2012
Closed on
Feb 28, 2013
Sold by
Ju Jingliang
Bought by
Luo Tingqui
Seller's Agent
Paul Hervieux
Keller Williams Realty
Buyer's Agent
Matt Kolker
Compass
List Price
$349,000
Sold Price
$349,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.04%
Purchase Details
Listed on
Dec 13, 2012
Closed on
Feb 15, 2013
Sold by
Buchhorn Ralph H and Buchhorn Pamela J
Bought by
Luo Tingqiu
Seller's Agent
Paul Hervieux
Keller Williams Realty
Buyer's Agent
Matt Kolker
Compass
List Price
$349,000
Sold Price
$349,000
Purchase Details
Closed on
May 24, 2006
Sold by
Buchhorn Pamela
Bought by
Buchhorn Ralph H and Buchhorn Pamela J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$448,000
Interest Rate
7.75%
Mortgage Type
Negative Amortization
Purchase Details
Closed on
Apr 11, 2006
Sold by
Buchhorn Ralph
Bought by
Buchhorn Pamela
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$448,000
Interest Rate
7.75%
Mortgage Type
Negative Amortization
Purchase Details
Closed on
Dec 3, 2004
Sold by
Buchhorn Pamela
Bought by
Buchhorn Ralph
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$405,000
Interest Rate
6.12%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 26, 1999
Sold by
Theis John F and Theis Maryann M
Bought by
Buchhorn Ralph H and Buchhorn Pamela J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
4.45%
Purchase Details
Closed on
Aug 13, 1997
Sold by
Healy Matthew D
Bought by
Theis John F and Theis Maryann M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,000
Interest Rate
7.45%
Purchase Details
Closed on
Apr 4, 1995
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Healy Matthew D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,500
Interest Rate
8.44%
Purchase Details
Closed on
Dec 5, 1994
Sold by
Johnson Gregory K and Johnson Karen J
Bought by
Countrywide Funding Corp
Purchase Details
Closed on
Nov 2, 1994
Sold by
Countrywide Funding Corp
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Feb 24, 1989
Similar Homes in Oceanside, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $607,000 | Fidelity Natl Ttl San Diego | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Grant Deed | $349,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | New Century Title Company | |
| Interfamily Deed Transfer | -- | New Century Title Company | |
| Interfamily Deed Transfer | -- | North American Title Co | |
| Grant Deed | $237,500 | First American Title | |
| Grant Deed | $182,000 | Guardian Title Company | |
| Grant Deed | $167,500 | Orange Coast Title Company | |
| Trustee Deed | $155,000 | Continental Lawyers Title Co | |
| Corporate Deed | -- | Continental Lawyers Title | |
| Deed | $179,300 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $200,000 | Credit Line Revolving | |
| Open | $574,750 | New Conventional | |
| Previous Owner | $448,000 | Negative Amortization | |
| Previous Owner | $405,000 | New Conventional | |
| Previous Owner | $268,000 | Unknown | |
| Previous Owner | $33,500 | Credit Line Revolving | |
| Previous Owner | $271,800 | Unknown | |
| Previous Owner | $20,000 | Unknown | |
| Previous Owner | $190,000 | No Value Available | |
| Previous Owner | $72,000 | No Value Available | |
| Previous Owner | $147,500 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/22/2025 07/22/25 | Price Changed | $970,000 | -3.0% | $486 / Sq Ft |
| 07/01/2025 07/01/25 | Price Changed | $999,999 | -1.5% | $501 / Sq Ft |
| 06/19/2025 06/19/25 | Price Changed | $1,015,000 | -1.5% | $509 / Sq Ft |
| 06/05/2025 06/05/25 | For Sale | $1,030,000 | +69.7% | $516 / Sq Ft |
| 09/25/2020 09/25/20 | Sold | $607,000 | -5.0% | $304 / Sq Ft |
| 08/24/2020 08/24/20 | Pending | -- | -- | -- |
| 08/14/2020 08/14/20 | For Sale | $639,000 | 0.0% | $320 / Sq Ft |
| 06/05/2019 06/05/19 | Rented | $2,800 | -3.4% | -- |
| 05/26/2019 05/26/19 | Price Changed | $2,900 | -3.3% | $1 / Sq Ft |
| 05/09/2019 05/09/19 | For Rent | $3,000 | 0.0% | -- |
| 03/29/2013 03/29/13 | Sold | $349,000 | 0.0% | $175 / Sq Ft |
| 12/17/2012 12/17/12 | Pending | -- | -- | -- |
| 12/04/2012 12/04/12 | For Sale | $349,000 | -- | $175 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,607 | $657,033 | $368,026 | $289,007 |
| 2024 | $7,607 | $644,151 | $360,810 | $283,341 |
| 2023 | $7,385 | $631,522 | $353,736 | $277,786 |
| 2022 | $7,279 | $619,140 | $346,800 | $272,340 |
| 2021 | $7,384 | $607,000 | $340,000 | $267,000 |
| 2020 | $4,855 | $392,960 | $123,493 | $269,467 |
| 2019 | $4,728 | $385,256 | $121,072 | $264,184 |
| 2018 | $4,682 | $377,703 | $118,699 | $259,004 |
| 2017 | $4,604 | $370,298 | $116,372 | $253,926 |
| 2016 | $4,469 | $363,039 | $114,091 | $248,948 |
| 2015 | $4,352 | $357,587 | $112,378 | $245,209 |
| 2014 | $4,201 | $350,583 | $110,177 | $240,406 |
Source: Public Records
Agents Affiliated with this Home
-
A
Seller's Agent in 2025
Armando Fregoso
Premier Realty Associates
-
X
Seller's Agent in 2020
Xiaohong Song
A Team Real Estate
-
O
Buyer's Agent in 2020
OUT OF AREA
OUT OF AREA
-
P
Seller's Agent in 2013
Paul Hervieux
Keller Williams Realty
-
M
Buyer's Agent in 2013
Matt Kolker
Compass
Map
Source: San Diego MLS
MLS Number: 200039150
APN: 165-683-14
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