$439,000
PENDING

2212 Saint Andrews Blvd Panama City, FL 32405

Estimated payment $2,504/month

Total Views 2,087
3 Beds
2 Baths
2,602 Sq Ft
$169 Price per Sq Ft

Highlights

  • Lake Front
  • Cathedral Ceiling
  • Home Office
  • Craftsman Architecture
  • Wood Flooring
  • Walk-In Pantry

About This Home

Welcome to your next investment — not just a home, but an opportunity with future rezoning potential! This spacious residence sits directly off Hwy 390, offering both convenience and flexibility under Bay County (not Panama City) jurisdiction — meaning lower property taxes, fewer restrictions, and room for creative use. Enjoy gardening, raise chickens, or explore the option of converting this into your next business front (inquire about rezoning possibilities). Location is key! Centrally positioned in the heart of town, you'll be close to dining, shopping, schools, and local amenities.

Listing Agent

Vianah Seamon

Anchor Realty Florida License #3379653 Listed on: 11/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,284

Year Built

  • Built in 1981

Lot Details

  • 0.45 Acre Lot
  • Lot Dimensions are 257x110
  • Lake Front
  • Back Yard Fenced
  • Sprinkler System

Parking

  • 2 Car Attached Garage

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Dimensional Roof
  • Wood Siding
  • Wood Trim

Interior Spaces

  • 2,602 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Cathedral Ceiling
  • Recessed Lighting
  • Fireplace
  • Living Room
  • Dining Room
  • Home Office
  • Lake Views

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only
  • Primary Bathroom includes a Walk-In Shower

Outdoor Features

  • Outdoor Shower
  • Covered Deck
  • Porch

Schools

  • Northside Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 26718-040-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,284

Year Built

Built in 1981

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.45
  • Lot Size: 257X110
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: NO RECORDED SUBDIVISION
  • Directions: From 23rd Street and 390 head north on 390, home will be on the left.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1981
  • Remarks Misc:Remarks: Welcome to your next investment — not just a home, but an opportunity with future rezoning potential! This spacious residence sits directly off Hwy 390, offering both convenience and flexibility under Bay County (not Panama City) jurisdiction — meaning lower property taxes, fewer restrictions, and room for creative use. Enjoy gardening, raise chickens, or explore the option of converting this into your next business front (inquire about rezoning possibilities). Location is key! Centrally positioned in the heart of town, you'll be close to dining, shopping, schools, and local amenities.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Utilities:Septic Tank: Yes
  • Rooms:Dining Room: Yes
  • Utilities:Private Well: Yes
  • Appliances Microwave: Yes
  • Waterview:Lake2: Yes
  • Waterfront:Lake: Yes
  • Rooms:Office2: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Ceiling Cathedral, Fireplace, Kitchen Island, Lighting Recessed, Pantry, Wet Bar
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Interior:Ceiling Cathedral: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Wet Bar: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Lot Features: Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Brick, Siding Wood, Trim Wood
  • Exterior Features: Fenced Back Yard, Shower, Sprinkler System
  • Patio And Porch Features: Deck Covered, Porch
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Exterior:Porch: Yes
  • Exterior:Deck Covered: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Shower: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • ConstructionSiding:Brick: Yes
  • ConstructionSiding:Trim Wood: Yes
  • ConstructionSiding:Siding Wood: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer, Septic Tank
  • Utilities: Electric, Public Water
  • Water Source: Well

Schools

  • Elementary School: Northside
  • High School: Bay
  • Middle Or Junior School: Jinks

Lot Info

  • Lot Size Sq Ft: 19602.0
  • Parcel #: 26718-040-000
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 2283.74
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,237 $220,942 -- --
2023 $2,237 $214,507 $0 $0
2022 $2,005 $208,259 $0 $0
2021 $1,996 $202,193 $0 $0
2020 $1,984 $199,401 $36,540 $162,861
2019 $1,999 $200,878 $36,036 $164,842
2018 $2,409 $194,586 $0 $0
2017 $1,986 $194,210 $0 $0
2016 $1,832 $177,925 $0 $0
2015 $1,882 $176,688 $0 $0
2014 $1,861 $175,286 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/19/2025 11/19/25 Pending -- -- --
11/04/2025 11/04/25 For Sale $439,000 -- $169 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $285,000 None Available
Warranty Deed -- Attorney
Warranty Deed -- None Available
Warranty Deed -- None Available
Warranty Deed $162,000 Lawyers Title Agency N Fl In
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $199,500 New Conventional
Previous Owner $129,600 No Value Available
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 989326

Emerald Coast Association of REALTORS®

APN: 26718-040-000

Florida Bay County Panama City 32405

2212 Saint Andrews Blvd, Panama City, FL

Pending

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Emerald Coast Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Vianah Seamon
Listing Agent
Vianah Seamon
Section Image
Anchor Realty Florida
(448) 233-4566