Seller's Agent in 2020
Rich Ayers
Ayers Realty Group
(630) 430-5927
37 in this area
89 Total Sales
222 Loradale Rd Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $512,000 - $526,653
4
Beds
3
Baths
2,967
Sq Ft
$176/Sq Ft
Est. Value
Highlights
- Vaulted Ceiling
- Traditional Architecture
- Walk-In Pantry
- Churchill Elementary School Rated A-
- Bonus Room
- Double Oven
About This Home
As of March 2020Outstanding VALUE in Churchill Club! 4 bedroom, 2.1 BA home with large Bonus Room upstairs! You are greeted by a large 2 story foyer with wood railings and hardwood floors. Kitchen boasts 42" maple cabinets, large island, Corian countertops, recessed lighting, double oven and over-sized eating area! Full deep-pour basement with 3rd bath rough-in! Beautiful stone surround fireplace in family room with new carpet. Large 1st floor laundry room! Master suite has large walk in closet and vaulted ceiling! Upgraded Ultra Bath, with dual maple vanities, separate shower and soaker tub!. New roof in 2019! Cedar siding on the front! Great home for the money! Walk to on-site grade school and junior high! Sought after Clubhouse Community with multiple pools, tennis/vball/bball courts, exercise room and miles of walking paths!
Last Agent to Sell the Property
Ayers Realty Group License #471001732 Listed on: 12/16/2019
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,466
Year Built
- 2007
Lot Details
- 10,019
HOA Fees
- $42 per month
Parking
- Attached Garage
- Garage ceiling height seven feet or more
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Traditional Architecture
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
- Cedar
Interior Spaces
- Vaulted Ceiling
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Dining Area
- Bonus Room
- Unfinished Basement
- Partial Basement
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Double Oven
- Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- Primary Bathroom is a Full Bathroom
- Soaking Tub
- Separate Shower
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Additional Features
- Brick Porch or Patio
- East or West Exposure
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 16, 2019
Closed on
Feb 27, 2020
Sold by
Yanos Ronald M and Yanos Ernest Amy
Bought by
Cheverez Edwin R and Cheverez Londy M
Seller's Agent
Rich Ayers
Ayers Realty Group
Buyer's Agent
Amy Adorno Burley
Executive Realty Group LLC
List Price
$325,000
Sold Price
$284,369
Premium/Discount to List
-$40,631
-12.5%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$236,544
Avg. Annual Appreciation
10.65%
Original Mortgage
$255,600
Interest Rate
3.99%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 27, 2008
Sold by
Ernest Amy M
Bought by
Ernest Amy M and Yanos Ronald M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,947
Interest Rate
5.95%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 30, 2007
Sold by
Hovstone Properties Illinois Llc
Bought by
Ernest Amy M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$355,000
Interest Rate
9.75%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Cheverez Edwin R | $284,500 | Fidelity National Ttl Ins Co | |
| Ernest Amy M | -- | Ticor Title Insurance Co | |
| Ernest Amy M | $355,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Cheverez Edwin R | $255,600 | |
| Previous Owner | Ernest Amy M | $334,947 | |
| Previous Owner | Ernest Amy M | $355,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/05/2020 03/05/20 | Sold | $284,369 | -12.5% | $96 / Sq Ft |
| 12/21/2019 12/21/19 | Pending | -- | -- | -- |
| 12/16/2019 12/16/19 | For Sale | $325,000 | -- | $110 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,466 | $148,480 | $26,645 | $121,835 |
| 2023 | $10,441 | $132,571 | $23,790 | $108,781 |
| 2022 | $10,441 | $121,625 | $21,826 | $99,799 |
| 2021 | $10,074 | $113,668 | $20,398 | $93,270 |
| 2020 | $9,963 | $111,439 | $19,998 | $91,441 |
| 2019 | $9,824 | $108,347 | $19,998 | $88,349 |
| 2018 | $9,885 | $107,197 | $23,711 | $83,486 |
| 2017 | $9,655 | $100,184 | $22,160 | $78,024 |
| 2016 | $9,253 | $94,961 | $21,005 | $73,956 |
| 2015 | $9,354 | $91,750 | $20,295 | $71,455 |
| 2014 | -- | $86,556 | $19,146 | $67,410 |
| 2013 | -- | $87,034 | $19,252 | $67,782 |
Source: Public Records
Agents Affiliated with this Home
-
Rich Ayers
-
Amy Adorno Burley
Buyer's Agent in 2020
Amy Adorno Burley
Executive Realty Group LLC
(630) 881-8221
239 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10593741
APN: 03-11-258-005
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