NOT LISTED FOR SALE

Estimated Value: $521,085 - $550,000

4 Beds
4 Baths
3,440 Sq Ft
$156/Sq Ft Est. Value

Last Sold September 11, 2020

Last sale price $374,000 $109 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $3,892/month

37 Days on Market

Highlights

  • Deck
  • Recreation Room
  • Whirlpool Bathtub
  • Oswego High School Rated A-
  • Wood Flooring
  • Den

About This Home

As of September 2020

Broker owned property - BUYER'S FINANCING FELL THROUGH. Over 4,300 sqft of finished living space on 1/3 acre lot in popular clubhouse and pool community of Southbury! This beautiful home has so much to offer! Four large bedrooms all boasting HUGE walk-in closets. Over-sized family room gives you space to entertain and enjoy this open concept home! Owner's suite features 719 sqft between the bedroom, luxurious bath, and the large walk-in closet for your own private escape within the home. Kitchen features stainless steel appliances, loads of counter space, and incredible cabinet space for all your cooking needs. Den/Office on the first floor with double glass french doors allows for flexible use of the space. Basement is finished and continues the open concept of the home with almost 1,000 square feet of room to spread out in along with an a 3rd full bath and lots of storage space. Walk out into the backyard and you will feel at home with a large patio and deck for your summer entertaining. The deck is surrounded by large trees to give you some shade and privacy during those hot summer days. And at night, warm up next to the fire pit on the stained concrete patio! Home also features so many NEW upgrades! 75 gallon NEW water heater (2020), NEW roof (2019), one NEW A/C compressor (2015), and NEW carpet (2020) throughout the first and second floor! All of this in a highly sought after community that enjoys a beautiful clubhouse with two pools, a hot tub, fitness center, theater room, library, great room, tennis courts, sand volleyball, and a park! Incredibly close to the elementary school, middle school, and the high school! Close to Rt 34 for commuting and shopping, minutes to the picture perfect downtown and river! Don't wait, come see this property before it is gone!

Last Listed By

Dan Chidley

Baird & Warner License #475162364 Listed on: 07/02/2020

Baird & Warner

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,339

Year Built

  • 2005

Lot Details

  • Fenced Yard

HOA Fees

  • $58 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Garage Is Owned

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Entrance Foyer
  • Den
  • Recreation Room
  • Wood Flooring
  • Storm Screens
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Built-In Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Finished Basement

  • Partial Basement
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Patio
  • Fire Pit
  • Porch

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Gas
  • Lake Michigan Water

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $5,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,339

Year Built

2005

Lot Details

0

HOA Fees

$58 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 11-15 Years
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 3.1
  • Total Sq Ft: 3400
  • Type Detached: 2 Stories
  • Estimated Year Built: 2005
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 4350
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2005

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Laundry, Walk-In Closet(s)
  • Number Of Rooms: 9
  • Appliances: Oven-Double, Microwave, Dishwasher, Refrigerator, Disposal, Cooktop, Oven/Built-in
  • Equipment: TV-Cable, CO Detectors, Ceiling Fan, Sump Pump
  • Attic: Unfinished
  • Basement: Partial
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 9X6, On Level: Main Level, Flooring: Vinyl, Windows: None
  • Dining Room: Dimensions: 13X15, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Kitchen Type: Dimensions: 25X15, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Closet
  • Additional Rooms: Den, Recreation Room, Foyer
  • Master Bedroom: Dimensions: 30X14, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 1 Name: Den, Dimensions: 12X13, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 2 Name: Recreation Rm, Dimensions: 20X40, On Level: Basement, Flooring: Carpet, Windows: Blinds
  • Bedroom 2: Dimensions: 12X17, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 3 Name: Foyer, Dimensions: 12X11, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Bedroom 3: Dimensions: 11X13, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 4: Dimensions: 14X13, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 3440
  • Estimated Total Finished Sq Ft: 4350
  • Basement Sq Ft: 950
  • Basement Finished Sq Ft: 950
  • Main Level Sq Ft: 3400
  • Dining Room Type: Separate
  • Family Room: Dimensions: 15X30, On Level: Main Level, Flooring: Carpet

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck, Patio, Porch, Storms/Screens, Fire Pit
  • Acreage: 0.332

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 200+ Amp Service
  • Air Conditioner: Central Air, Zoned
  • Water: Lake Michigan, Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air, 2+ Sep Heating Systems, Zoned

Condo/Co-op/Association

  • Fee Frequency: Quarterly
  • Assessment Includes: Common Insurance, Clubhouse, Exercise Facilities, Pool
  • Assessment Association Fees: 175
  • Management Contact Name: Patti
  • Management Phone: 815-886-0953

Fee Information

  • Management Company: Associa

Schools

  • School District: 308
  • Elementary School: Southbury Elementary School
  • Middle School: Traughber Junior High School
  • High School: Oswego High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 23.8X29.4X29.4X15.2X141X57.8X139.8
  • Lot Description: Fenced Yard
  • Parcel Identification Number: 0316276004

Tax Info

  • Taxes: 9358.31

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 2, 2020
Closed on
Sep 9, 2020
Sold by
Chidley Daniel Aaron and Chidley Kristen Nicole
Bought by
Mcclarien Vincent and Mcclarien Diana
Seller's Agent
Dan Chidley
Baird & Warner
Buyer's Agent
Melissa Walsh
Coldwell Banker Real Estate Group
List Price
$374,900
Sold Price
$374,000
Premium/Discount to List
-$900
-0.24%
Total Days on Market
37
Current Estimated Value
$536,021

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$162,021
Avg. Annual Appreciation
8.52%
Original Mortgage
$355,300
Outstanding Balance
$319,489
Interest Rate
2.75%
Mortgage Type
New Conventional
Estimated Equity
$227,510

Purchase Details

Closed on
Mar 30, 2011
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Chidley Kristen Nicole and Chidley Daniel Aaron

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,662
Interest Rate
4.86%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 3, 2010
Sold by
Finn Ian P
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Aug 9, 2007
Sold by
Finn Ian P
Bought by
Finn Ian P and Finn Nadine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,000
Interest Rate
6.79%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Feb 21, 2005
Sold by
Realen Homes Lp
Bought by
Finn Ian P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$308,700
Interest Rate
4.75%
Mortgage Type
Purchase Money Mortgage

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcclarien Vincent $374,000 Chicago Title
Chidley Kristen Nicole $250,000 Attorneys Title Guaranty Fun
Federal Home Loan Mortgage Corp -- None Available
Finn Ian P -- None Available
Finn Ian P $343,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcclarien Vincent $355,300
Previous Owner Chidley Kristen Nicole $243,662
Previous Owner Finn Ian P $332,000
Previous Owner Finn Ian P $41,000
Previous Owner Finn Ian P $332,000
Previous Owner Finn Ian P $50,000
Previous Owner Finn Ian P $308,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/11/2020 09/11/20 Sold $374,000 -0.2% $109 / Sq Ft
08/08/2020 08/08/20 Pending -- -- --
08/06/2020 08/06/20 For Sale $374,900 0.0% $109 / Sq Ft
07/09/2020 07/09/20 Pending -- -- --
07/02/2020 07/02/20 For Sale $374,900 -- $109 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $10,339 $128,935 $34,891 $94,044
2022 $10,339 $120,500 $32,608 $87,892
2021 $9,688 $109,546 $29,644 $79,902
2020 $9,017 $101,431 $27,448 $73,983
2019 $9,021 $99,980 $27,448 $72,532
2018 $9,820 $102,997 $28,276 $74,721
2017 $9,944 $102,997 $28,276 $74,721
2016 $9,530 $97,628 $26,802 $70,826
2015 $9,586 $93,873 $25,771 $68,102
2014 -- $88,559 $24,312 $64,247
2013 -- $88,559 $24,312 $64,247
Source: Public Records

Agents Affiliated with this Home

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Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10767278

Midwest Real Estate Data (MRED)

APN: 03-16-276-004