Seller's Agent in 2025
Karen Ruffin
Benchmark Realty, LLC
(256) 503-3899
72 Total Sales
2227 Black Rd Prospect, TN 38477
4
Beds
2.5
Baths
2,400
Sq Ft
88,862
Sq Ft Lot
Highlights
- Bluff View
- 2 Car Attached Garage
- Heating Available
- No HOA
- Cooling Available
About This Home
As of August 2025This listing offers a spacious 4-bedroom, 2 1/2-bathroom home set on approximately 2 acres of land, ideal for those seeking a blend of comfort and space. With ample bedrooms, this property is perfect for families or those who enjoy hosting guests. The half-bathroom adds convenience, particularly for larger households or social gatherings. The expansive acreage provides endless possibilities, whether you envision creating a lush garden, setting up a hobby farm, or simply enjoying the privacy and tranquility of your own open space. This property presents a unique opportunity to enjoy both a comfortable living environment and the serenity of rural life. Property is owned by the US Dept. HUD case 483-664317. Seller makes no representations or warranties as to property condition. HUD Homes are sold "AS-IS". Equal Housing Opportunity.
Last Agent to Sell the Property
Benchmark Realty, LLC Brokerage Phone: 6159825802 License #87954,340062 Listed on: 02/14/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,528
Year Built
- Built in 2018
Lot Details
- 2.04 Acre Lot
Parking
- 2 Car Attached Garage
- Front Facing Garage
Property Views
- Bluff
- Valley
Home Design
- Aluminum Siding
Interior Spaces
- 2,400 Sq Ft Home
- Property has 2 Levels
- Laminate Flooring
- Fire and Smoke Detector
- Washer and Electric Dryer Hookup
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
Schools
- Minor Hill Elementary And Middle School
- Giles Co High School
Utilities
- Cooling Available
- Heating Available
- Septic Tank
Community Details
- No Home Owners Association
- Metes And Bounds Subdivision
Listing and Financial Details
- Assessor Parcel Number 147 02404 000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 14, 2025
Closed on
Jul 28, 2025
Sold by
Secretary Of Housing And Urban Developme
Bought by
Ostrander Eric
Seller's Agent
Karen Ruffin
Benchmark Realty, LLC
Buyer's Agent
Melissa Burt
Leading Edge Real Estate Group
List Price
$350,000
Sold Price
$260,000
Premium/Discount to List
-$90,000
-25.71%
Views
294
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,563
Avg. Annual Appreciation
26.34%
Original Mortgage
$208,000
Outstanding Balance
$205,108
Interest Rate
5.96%
Mortgage Type
New Conventional
Estimated Equity
$95,455
Purchase Details
Closed on
Oct 2, 2024
Sold by
Essex Mortgage and Data Mortgage Inc
Bought by
Secretary Of Housing And Urban Development
Purchase Details
Closed on
Sep 17, 2024
Sold by
Wilson & Associates Pllc
Bought by
Essex Mortgage and Data Mortgage Inc
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $260,000 | Metropolitan Escrow | |
| Warranty Deed | $260,000 | Metropolitan Escrow | |
| Special Warranty Deed | $313,410 | None Listed On Document | |
| Special Warranty Deed | $313,410 | None Listed On Document | |
| Trustee Deed | $313,410 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $208,000 | New Conventional | |
| Closed | $208,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/01/2025 08/01/25 | Sold | $260,000 | -2.3% | $108 / Sq Ft | |
| 06/13/2025 06/13/25 | Pending | -- | -- | -- | |
| 06/10/2025 06/10/25 | Price Changed | $266,000 | -9.5% | $111 / Sq Ft | |
| 05/09/2025 05/09/25 | Price Changed | $294,000 | -8.7% | $123 / Sq Ft | |
| 04/02/2025 04/02/25 | Price Changed | $322,000 | -8.0% | $134 / Sq Ft | |
| 02/14/2025 02/14/25 | For Sale | $350,000 | +1.4% | $146 / Sq Ft | |
| 07/26/2021 07/26/21 | Sold | $345,000 | +1.5% | $90 / Sq Ft | View Prior Sale |
| 07/05/2021 07/05/21 | Pending | -- | -- | -- | |
| 06/10/2021 06/10/21 | For Sale | $340,000 | -- | $89 / Sq Ft |
Source: Realtracs
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,773 | $76,925 | $7,450 | $69,475 |
| 2024 | $1,528 | $76,925 | $7,450 | $69,475 |
| 2023 | $1,528 | $76,925 | $7,450 | $69,475 |
| 2022 | $1,528 | $76,925 | $7,450 | $69,475 |
| 2021 | $1,350 | $47,775 | $2,900 | $44,875 |
| 2020 | $1,636 | $57,900 | $2,900 | $55,000 |
| 2019 | $82 | $57,900 | $2,900 | $55,000 |
| 2018 | $82 | $57,900 | $2,900 | $55,000 |
| 2017 | $323 | $11,425 | $11,425 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Ruffin
-
Melissa Burt
Buyer's Agent in 2025
Melissa Burt
Leading Edge Real Estate Group
(931) 993-6446
215 Total Sales
-
Darrin Hasley
Seller's Agent in 2021
Darrin Hasley
Capstone Realty
(256) 617-0242
119 Total Sales
-
MaryGail Anderson
Buyer's Agent in 2021
MaryGail Anderson
EXIT Realty Refined
(615) 210-2775
109 Total Sales
Map
Source: Realtracs
MLS Number: 2792020
APN: 147 02404000
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Based on information submitted to the MLS GRID
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