$3,570,000

Estimated payment $20,403/month

Total Views 8,561
6 Beds
5 Baths
5,178 Sq Ft
$689 Price per Sq Ft

Highlights

  • 106 Feet of Bay Harbor Waterfront
  • White Water Ocean Views
  • Water access To Gulf or Ocean
  • Largo High School Rated A-
  • Dock has access to electricity
  • Boat Lift

About This Home

One or more photo(s) has been virtually staged. DEEP WATER ACCESS & STUNNING VIEWS! Discover the ultimate Florida waterfront lifestyle with this stunning 6-bedroom, 5-bathroom home in the prestigious Harbor Bluffs neighborhood. This is a rare opportunity to own a NON-FLOOD ZONE, WATERFRONT property on over a half-acre, boasting an impressive 106 feet of deep waterfront. Enjoy panoramic water views from almost every room, including the bright living room and cozy family room, and witness breathtaking sunsets from your own backyard. This classic home is a boater's paradise with deep water access and a covered 12,000 lb boat lift, providing direct access to the Intracoastal Waterway and the Gulf. The private backyard is a true oasis featuring a newly updated, custom-designed deep water pool and a spacious patio perfect for entertaining. Inside, you'll find elegant hardwood floors, a welcoming Chicago brick archway, and a sun-filled bonus room. The chef-inspired kitchen features a gas range and ample space for gatherings. With two primary suites (one on each level), this home offers flexible living. The main-floor primary suite includes a luxurious ensuite and a custom walk-in closet with a maple island. The second level offers another ensuite and four additional bedrooms, plus a full-length patio with incredible water views. Recent upgrades include a newer roof, three new high-efficiency AC units, and a newer heat pump hot water tank. Almost all windows and doors are hurricane-rated for added security. The property also has a deep water well for irrigation. Located close to top-rated Gulf Beaches, renowned golf courses, and fine dining, this waterfront estate is an unparalleled find. Experience the quintessential coastal living you've always dreamed of but with the security of X-FLOOD ZONE.

Listing Agent

Chase Walseth

KELLER WILLIAMS REALTY PORTFOLIO COLLECTION Brokerage Phone: 727-489-0800 License #3286199 Listed on: 06/11/2025

KELLER WILLIAMS REALTY PORTFOLIO COLLECTION

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $18,244

Year Built

  • Built in 1972

Lot Details

  • 0.66 Acre Lot
  • Lot Dimensions are 106x288
  • 106 Feet of Bay Harbor Waterfront
  • Property fronts an intracoastal waterway
  • Property fronts a saltwater canal
  • East Facing Home
  • Fenced
  • Landscaped
  • Oversized Lot
  • Well Sprinkler System
  • Garden
  • Property is zoned R-3

HOA Fees

  • $30 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Side Facing Garage
  • Garage Door Opener
  • Circular Driveway

Property Views

  • White Water Ocean
  • Intracoastal
  • Canal
  • Pool

Home Design

  • French Provincial Architecture
  • Slab Foundation
  • Tile Roof
  • Block Exterior

Interior Spaces

  • 5,178 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Built-In Desk
  • Shelving
  • Crown Molding
  • Tray Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • French Doors
  • Family Room
  • Living Room with Fireplace
  • Breakfast Room
  • Formal Dining Room
  • Inside Utility
  • Hurricane or Storm Shutters
  • Attic

Kitchen

  • Breakfast Bar
  • Built-In Convection Oven
  • Range
  • Microwave
  • Bosch Dishwasher
  • Dishwasher
  • Wine Refrigerator
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal
  • Whole House Reverse Osmosis System

Flooring

  • Wood
  • Carpet
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 5 Full Bathrooms
  • Makeup or Vanity Space
  • Single Vanity
  • Private Water Closet
  • Whirlpool Bathtub
  • Bathtub With Separate Shower Stall
  • Shower Only
  • Garden Bath
  • Multiple Shower Heads
  • Built-In Shower Bench
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Pool is Self Cleaning
  • Spa
  • Diving Board
  • Pool Lighting

Outdoor Features

  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • Fishing Pier
  • Property is near a marina
  • Access to Saltwater Canal
  • Seawall
  • Boat Lift
  • Covered Boat Lift
  • Dock has access to electricity
  • Dock made with wood
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting
  • Outdoor Grill
  • Rain Gutters

Location

  • Property is near public transit

Schools

  • Mildred Helms Elementary School
  • Largo Middle School
  • Largo High School

Utilities

  • Zoned Heating and Cooling System
  • Thermostat
  • Natural Gas Connected
  • Well
  • Electric Water Heater
  • Water Softener
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Professional Condo Concepts/ Nikki Mcconnell Association, Phone Number (727) 584-6695
  • Visit Association Website
  • Harbor Bluffs Sec 2 Subdivision

Recreation

  • Fish Cleaning Station
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$18,244

Year Built

Built in 1972

Lot Details

0

HOA Fees

$30 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: French Provincial
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 5178
  • Lot Size Acres: 0.66
  • New Construction: No
  • Year Built: 1972
  • Building Area Total: 6538
  • Lot Size Sq Ft: 28684
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 607.40
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: South Ft Harrison Ave, Suite 201
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 689.46
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood,Dock w/Electric,Fish Cleaning Station,Lift
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Water Access,Waterfront
  • Attribution Contact: 727-489-0800
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Gas, Living Room
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Wood
  • Full Bathrooms: 5
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Central Vaccum, Crown Molding, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener, Whole House R.O. System, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 6
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Yn: Yes
  • Stories: 2
  • Additional Rooms: Attic,Breakfast Room Separate,Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 481.05

Exterior Features

  • Direction Faces: East
  • Pool Features: Diving Board, Gunite, In Ground, Lighting, Salt Water, Self Cleaning
  • Exterior Features: Balcony, French Doors, Garden, Hurricane Shutters, Lighting, Outdoor Grill, Rain Gutters
  • Roof: Tile
  • Pool Private: Yes
  • View: Pool, Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Rear Porch
  • Road Surface Type: Asphalt, Paved
  • Water Access: Bay/Harbor,Canal - Saltwater,Gulf/Ocean,Gulf/Ocean to Bay,Intracoastal Waterway
  • Water Extras: Fishing Pier,Lift - Covered,Sailboat Water,Seawall - Concrete
  • Water View: Bay/Harbor - Full,Canal,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 106
  • Water Frontage Feet Bay Harbor: 106

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Sprinkler Well, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Zoned
  • Laundry Features: Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public, Well

Condo/Co-op/Association

  • Community Features: Park
  • Association Fee: 360
  • Association Fee Frequency: Annually
  • Association Name: Professional Condo Concepts/ Nikki McConnell
  • Phone: 727-584-6695
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: procondo@tampabay.rr.com
  • Association URL: www.harborbluffsneighborhood.com

Fee Information

  • Total Annual Fees: 360.00
  • Total Monthly Fees: 30.00
  • Monthly HOA Amount: 30.00

Schools

  • Elementary School: Mildred Helms Elementary-PN
  • High School: Largo High-PN
  • Middle Or Junior School: Largo Middle-PN

Lot Info

  • Zoning: R-3
  • Parcel Number: 32-29-15-35748-010-0130
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: City Limits, In County, Landscaped, Near Marina, Near Public Transit, Oversized Lot, Paved
  • Lot Dimensions: 106x288
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Please Verify all lease restrictions and guidelines with the association.

Tax Info

  • Tax Annual Amount: 18244.48
  • Tax Block: J
  • Tax Book Number: 49-57
  • Tax Lot: 13

Multi Family

  • Waterfront Features: Bay/Harbor, Canal - Saltwater, Intracoastal Waterway
  • Approval Process: Please verify with the association.

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $18,029 $1,099,361 -- --
2023 $18,029 $1,067,341 $0 $0
2022 $17,662 $1,036,253 $0 $0
2021 $18,032 $1,006,071 $0 $0
2020 $18,182 $992,180 $0 $0
2019 $17,923 $969,873 $0 $0
2018 $17,824 $951,789 $0 $0
2017 $17,718 $932,213 $0 $0
2016 $17,614 $913,039 $0 $0
2015 $17,886 $906,692 $0 $0
2014 $17,812 $899,496 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/11/2025 06/11/25 For Sale $3,570,000 -- $689 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $740,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $592,000 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: TB8393776

Stellar MLS

APN: 32-29-15-35748-010-0130