NOT LISTED FOR SALE

Estimated Value: $509,000 - $542,000

4 Beds
3 Baths
2,828 Sq Ft
$186/Sq Ft Est. Value

Last Sold January 04, 2022

Last sale price $420,000 $149 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $3,809/month

3 Days on Market

Highlights

  • Family Room with Fireplace
  • Whirlpool Bathtub
  • Attached Garage
  • Oswego High School Rated A-

About This Home

As of January 2022

BEAUTIFULLY UPDATED QUALITY BUILT HOME IN ESTABLISHED NEIGHBORHOOD! Nothing to do but move in! Welcoming front porch with plenty of room for seating and enjoying the professionally landscaped yard. Fully Fenced in Backyard with HUGE (30' x 28') concrete patio providing plenty of space for outdoor activities and entertainment. Stylish office on main level just off the front door for those who work remotely. Hardwood Flooring from front door to back! Beautiful trim including transom windows keep the home light and bright! Open concept from kitchen to eating area to Family room (with a bar area tucked around the corner) and great views of the awesome backyard. Kitchen is stylishly updated with white cabinets, granite and stainless appliances. The Master Suite is a great place to escape with a generous 18' x 15' bedroom space with double walk through closets...the second includes a window and is large enough to create a workout space, mini office or nursery. Updates includes Roof (2019), Garage Doors (2019), Dishwasher (2020), Furnace (2020). Property is in a great location with easy access to major highways, Downtown Oswego with many festivities, shopping, restaurants and within minutes of the park and ride!

Last Agent to Sell the Property

Kelly Michelson

Baird & Warner License #475136889 Listed on: 11/27/2021

Baird & Warner

Co-Listed By

Patty Harbin

Baird & Warner License #475133366

Last Buyer's Agent

Amir Henein

Charles Rutenberg Realty of IL License #475167534

Charles Rutenberg Realty of IL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,088

Year Built

  • 1998

Lot Details

  • 0.3

HOA Fees

  • $31 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Interior Spaces

  • 2-Story Property
  • Family Room with Fireplace
  • Unfinished Attic
  • Unfinished Basement

Bedrooms and Bathrooms

  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Community Details

  • Manager Association, Phone Number (630) 554-5058
  • Property managed by Association Property Management

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,088

Year Built

1998

Lot Details

0

HOA Fees

$31 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: 2 Stories
  • Property Sub Type: 2 Stories
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Architectural Style: Traditional
  • Co List Office Mls Id: MRD23156
  • Co List Office Phone: (630) 778-1855
  • Directions: Orchard Rd. to Mill Rd., East to Gates Creek Dr., South to Willowwood Dr.
  • Lot Size: 85 X 155
  • New Construction: No
  • Ownership: Fee Simple w/ HO Assn.
  • Subdivision Name: Gates Creek
  • Special Features: None
  • Year Built: 1998

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Has Basement: Full
  • Fireplace Features: Gas Log, Gas Starter
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2828
  • Basement Description: Unfinished
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate,Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Door Features: French Doors,Storm Door(s),Sliding Glass Door(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Possible Bedrooms: 4
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Bar-Dry, Hardwood Floors, First Floor Laundry, Walk-In Closet(s), Open Floorplan, Granite Counters
  • Other Equipment: Humidifier, Central Vacuum, TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump
  • Dining Room Type: Foyer, Office, Bonus Room, Eating Area

Exterior Features

  • Roof: Asphalt
  • Exterior Features: Patio, Porch
  • Foundation Details: Concrete Perimeter
  • Exterior Building Type: Vinyl Siding,Brick
  • Lot Features: Fenced Yard, Landscaped, Mature Trees
  • Waterfront: No

Garage/Parking

  • Number of Cars: 3
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Garage Spaces: 3

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Electric: Circuit Breakers
  • Laundry Features: Gas Dryer Hookup, Sink
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Association Property Management
  • Management Contact Name: Manager
  • Management Phone: 630-554-5058
  • Association Fee: 375
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved

Fee Information

  • Association Fee Includes: Other

Schools

  • Junior High Dist: 308

Lot Info

  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Exemptions: Homeowner
  • Tax Annual Amount: 9858.48
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 27, 2021
Closed on
Jan 4, 2022
Sold by
Marielle Cage-Couvat
Bought by
Al Zouabi Mahmoud and Matar Alhaj Ali Lujeen
Seller's Agent
Kelly Michelson
Baird & Warner
Buyer's Agent
Amir Henein
Charles Rutenberg Realty of IL
List Price
$424,900
Sold Price
$420,000
Premium/Discount to List
-$4,900
-1.15%
Current Estimated Value
$524,713

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$104,713
Avg. Annual Appreciation
5.55%
Original Mortgage
$336,000
Outstanding Balance
$311,468
Interest Rate
3.25%
Mortgage Type
New Conventional
Estimated Equity
$200,557

Purchase Details

Closed on
Jun 15, 2017
Sold by
Decieco Joseph T and Decieco Stephanue L
Bought by
Couvat Marelle Cage

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,475
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 28, 1998
Sold by
Mccue Builders Inc
Bought by
Decicco Joseph T and Decicco Stephanie L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
6.98%

Purchase Details

Closed on
Aug 30, 1997
Sold by
Standard Bank & Trust Company
Bought by
Mccue Builders

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,000
Interest Rate
7.43%

Purchase Details

Closed on
Jun 24, 1997
Sold by
Standard Bank & Trust Company
Bought by
Mccue Builders Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
7.81%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Al Zouabi Mahmoud $420,000 Baird & Warner Title
Couvat Marelle Cage $305,000 Lake Land Title Services
Decicco Joseph T $240,000 Law Title
Mccue Builders $48,000 Law Title Insurance Company
Mccue Builders Inc $48,000 Law Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Al Zouabi Mahmoud $336,000
Previous Owner Cage Couvat Mariellle $284,000
Previous Owner Couvat Marelle Cage $299,475
Previous Owner Decicco Joseph T $261,000
Previous Owner Decicco Joseph T $173,319
Previous Owner Decicco Joseph T $199,200
Previous Owner Decicco Joseph T $71,800
Previous Owner Decicco Joseph T $208,800
Previous Owner Decicco Joseph T $192,000
Previous Owner Mccue Builders $23,000
Previous Owner Mccue Builders Inc $25,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/04/2022 01/04/22 Sold $420,000 -1.2% $149 / Sq Ft
12/01/2021 12/01/21 Pending -- -- --
11/27/2021 11/27/21 For Sale $424,900 -- $150 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,088 $144,843 $16,512 $128,331
2023 $10,002 $129,590 $14,773 $114,817
2022 $10,002 $117,649 $13,412 $104,237
2021 $9,646 $109,928 $13,412 $96,516
2020 $9,858 $111,927 $13,412 $98,515
2019 $9,707 $108,667 $13,021 $95,646
2018 $9,641 $102,847 $13,021 $89,826
2017 $9,588 $99,392 $13,021 $86,371
2016 $9,065 $92,626 $13,021 $79,605
2015 $8,501 $83,198 $11,225 $71,973
2014 -- $77,272 $11,225 $66,047
2013 -- $77,272 $11,225 $66,047
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11277216

Midwest Real Estate Data (MRED)

APN: 02-13-223-002