$860,000
$30K PRICE DROP

Estimated payment $5,161/month

Total Views 96,962
5 Beds
4 Baths
4,447 Sq Ft
$193 Price per Sq Ft

Highlights

  • In Ground Pool
  • High Ceiling
  • Home Office
  • Loft
  • Solid Surface Countertops
  • 3 Car Attached Garage

About This Home

5-Bedroom Pulte Home with Pool, Solar Panels & Premium Upgrades in Desirable Live Oak Lake
Welcome to this stunning two-story Pulte home in the highly sought-after Live Oak Lake community in St. Cloud. Situated on a quiet cul-de-sac lot with no rear neighbors, this beautifully designed home offers over 4,400 sq. ft. of living space, including 5 bedrooms, 4 bathrooms, and a 3-car garage.
Step into a spacious open floor plan filled with modern finishes and high-end upgrades throughout. The expansive kitchen features stone countertops, an oversized island with a custom kick plate, stainless steel appliances, and includes a washer and dryer for your convenience.
The first floor boasts a dedicated office, a guest bedroom, and a theatre/media room—perfect for movie nights or game days. You’ll also find upgraded 8-foot doors, 5-inch baseboards, and a utility sink in the laundry room for added functionality.
Upstairs, an oversized loft offers versatile space for a game room, lounge, or study area. The home showcases elegant touches such as wood plank tile flooring, shiplap accent walls, ceiling fans, and a drop zone at the entryway. The garage is wired for an electric vehicle, and the home includes smart features like a programmable thermostat and alarm system.
Step outside to your private backyard oasis, complete with a screened-in covered patio, a fenced backyard, a gorgeous pool and deck area, and a custom covered gazebo—perfect for entertaining or relaxing under the Florida sun.
Live Oak Lake offers low HOA fees, no CDD, and access to resort-style amenities including a community pool, fitness center, playground, and scenic walking trails. All of this in a prime location close to shopping, dining, and major roadways. Don’t miss this opportunity to own a luxurious, move-in-ready home in one of St. Cloud’s premier communities. Schedule your private tour today!

Listing Agent

Nuria Laso

URBAN CITY REALTY LLC Brokerage Phone: 321-436-4224 License #3065965 Listed on: 08/02/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,687

Year Built

  • Built in 2021

Lot Details

  • 9,583 Sq Ft Lot
  • East Facing Home
  • Irrigation Equipment

HOA Fees

  • $98 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 4,447 Sq Ft Home
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Loft
  • Bonus Room
  • Tile Flooring

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • 4 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Pool Deck
  • Chlorine Free

Schools

  • Hickory Tree Elementary School
  • Harmony Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Private Sewer
  • Cable TV Available

Community Details

  • Live Oaks Lake/Krystal Soto Association, Phone Number (877) 221-6919
  • Live Oak Lake Ph 2 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,687

Year Built

Built in 2021

Lot Details

0

HOA Fees

$98 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Frame
  • Fireplace: No
  • Living Area: 4447
  • Lot Size Acres: 0.22
  • New Construction: No
  • Year Built: 2021
  • Building Area Total: 5497
  • Lot Size Sq Ft: 9583
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 510.69
  • Escrow State: FL
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 193.39
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 321-436-4224
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 4
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Window Features: Blinds
  • Living Area Meters: 413.14

Exterior Features

  • Direction Faces: East
  • Pool Features: Chlorine Free, Deck, In Ground
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0280G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Private Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Fee: 98
  • Association Fee Frequency: Monthly
  • Association Name: Live Oaks Lake/Krystal Soto
  • Phone: 877-221-6919
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Please verify with HOA management and county ordinances.
  • Association Fee Requirement: Required
  • Association Email: ksoto@evergreen-lm.com

Fee Information

  • Total Annual Fees: 1176.00
  • Total Monthly Fees: 98.00
  • Monthly HOA Amount: 98.00

Schools

  • Elementary School: Hickory Tree Elem
  • High School: Harmony High
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: RESIDENTIA
  • Parcel Number: 08-26-31-3974-0001-2380
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Please verify with HOA management and county ordinances.

Tax Info

  • Tax Annual Amount: 6687
  • Tax Block: 35
  • Tax Book Number: 29-35-37
  • Tax Lot: 238

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,687 $539,669 -- --
2024 $7,172 $524,460 -- --
2023 $7,172 $509,185 $0 $0
2022 $6,810 $486,123 $0 $0
2021 $719 $50,000 $50,000 $0
2020 $363 $25,000 $25,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/26/2025 08/26/25 Price Changed $860,000 -3.4% $193 / Sq Ft
08/02/2025 08/02/25 For Sale $890,000 -- $200 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $498,400 Pgp Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $398,652 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: O6330440

Stellar MLS

APN: 08-26-31-3974-0001-2380