Seller's Agent in 2025
Rich Ayers
Ayers Realty Group
(630) 430-5927
32 in this area
78 Total Sales
231 Grays Dr Unit 1 Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $284,195
2
Beds
2.5
Baths
1,338
Sq Ft
1995
Built
Highlights
- Cathedral Ceiling
- 2 Car Attached Garage
- Patio
- Cul-De-Sac
- Breakfast Bar
- Living Room
About This Home
As of June 2025Welcome to the Winding Waters subdivision and 231 Grays Dr in Oswego, IL!! This stunning, move-in ready end-unit townhome is located in an impeccably maintained neighborhood. Featuring 2 spacious bedrooms and 2.1 baths, this beautiful home has been professionally painted and showcases brand-new carpeting upstairs along with stylish, new luxury vinyl plank flooring throughout the main level. When you walk in, sunlight lights up the 2 story living room with fireplace! The large, inviting kitchen is perfect for entertaining or everyday living, complete with an island and a brand-new stove (April 2025). Convenience continues with an attached 2-car garage offering ample storage and protection from the elements. With its ideal location and meticulous updates, this townhome truly checks every box-just unpack and settle in! Located right across the street from all the shopping on Ogden Ave and 5 minutes to downtown Oswego! If you love golfing, you can literally walk across the street to the Fox Bend Golf Course! Don't miss out on this well priced home!
Last Agent to Sell the Property
Ayers Realty Group License #471001732 Listed on: 04/05/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,248
Year Built
- Built in 1995
HOA Fees
- $231 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,338 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Dining Room
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Separate Shower
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Home Security
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 100 Amp Service
Additional Features
- Patio
- Cul-De-Sac
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, exterior maintenance, lawn care, snow removal
- 4 Units
- Office Association, Phone Number (630) 748-8310
- Winding Waters Subdivision, Raintree Floorplan
- Property managed by Advocate Prop Mgmt
Pet Policy
- Dogs and Cats Allowed
Security
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 5, 2025
Closed on
Jun 3, 2025
Sold by
Anne E Riley Revocable Trust and Riley Ann E
Bought by
Ferrin Ryan
Seller's Agent
Rich Ayers
Ayers Realty Group
Buyer's Agent
Tracy McGinnis
RE/MAX Professionals Select
List Price
$285,000
Sold Price
$277,500
Premium/Discount to List
-$7,500
-2.63%
Views
314
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,695
Avg. Annual Appreciation
2.13%
Original Mortgage
$249,750
Outstanding Balance
$249,101
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$33,526
Purchase Details
Closed on
Nov 2, 2021
Sold by
Riley Anne E
Bought by
Anne E Riley Revocable Trust
Purchase Details
Listed on
May 14, 2020
Closed on
May 22, 2020
Sold by
Philipps Joseph A and The Yovonne N Moore Living Tru
Bought by
Riley Anne E
Seller's Agent
Rich Ayers
Ayers Realty Group
Buyer's Agent
Rich Ayers
Ayers Realty Group
List Price
$159,900
Sold Price
$159,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.14%
Purchase Details
Closed on
Nov 11, 2016
Sold by
Moore Yvonne N
Bought by
Moore Yvonne N and Phillipps Joseph A
Purchase Details
Closed on
Apr 27, 2004
Sold by
Hahn Arthur J
Bought by
Moore Yvonne N
Purchase Details
Closed on
Jun 13, 2003
Sold by
Farrar Christopher E
Bought by
Hahn Arthur J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,040
Interest Rate
5.31%
Mortgage Type
VA
Purchase Details
Closed on
Dec 30, 1999
Sold by
Amwoza Shane R and Amwoza Sarah L
Bought by
Farrar Christopher
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,625
Interest Rate
7.76%
Purchase Details
Closed on
Aug 20, 1997
Sold by
Amwoza Brandon L and Amwoza Shane R
Bought by
Amwoza Shane R and Amwoza Sarah L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,900
Interest Rate
7.2%
Purchase Details
Closed on
Oct 1, 1995
Bought by
Amwoza Brandon L and Amwoza Shane R
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ferrin Ryan | $277,500 | Chicago Title | |
| Anne E Riley Revocable Trust | -- | None Available | |
| Riley Anne E | $160,000 | Fidelity National Title Ins | |
| Moore Yvonne N | -- | None Available | |
| Moore Yvonne N | $156,000 | Midwest Title Services | |
| Hahn Arthur J | $152,000 | Midwest Title Services Llc | |
| Farrar Christopher | $117,500 | Ticor Title Insurance Compan | |
| Amwoza Shane R | $2,500 | -- | |
| Amwoza Brandon L | $108,600 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ferrin Ryan | $249,750 | |
| Previous Owner | Hahn Arthur J | $155,040 | |
| Previous Owner | Farrar Christopher | $111,625 | |
| Previous Owner | Amwoza Shane R | $108,900 | |
| Closed | Amwoza Brandon L | -- |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/04/2025 06/04/25 | Sold | $277,500 | -2.6% | $207 / Sq Ft | |
| 05/01/2025 05/01/25 | Pending | -- | -- | -- | |
| 04/05/2025 04/05/25 | For Sale | $285,000 | +78.2% | $213 / Sq Ft | |
| 05/26/2020 05/26/20 | Sold | $159,900 | 0.0% | $120 / Sq Ft | View Prior Sale |
| 05/18/2020 05/18/20 | Pending | -- | -- | -- | |
| 05/14/2020 05/14/20 | For Sale | $159,900 | -- | $120 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,618 | $75,813 | $12,196 | $63,617 |
| 2023 | $4,870 | $65,924 | $10,605 | $55,319 |
| 2022 | $4,870 | $59,931 | $9,641 | $50,290 |
| 2021 | $4,830 | $57,626 | $9,270 | $48,356 |
| 2020 | $4,720 | $55,948 | $9,000 | $46,948 |
| 2019 | $2,638 | $55,027 | $9,000 | $46,027 |
| 2018 | $2,747 | $48,969 | $7,656 | $41,313 |
| 2017 | $2,817 | $44,926 | $7,024 | $37,902 |
| 2016 | $2,858 | $43,617 | $6,819 | $36,798 |
| 2015 | -- | $40,016 | $6,256 | $33,760 |
| 2014 | -- | $38,477 | $6,015 | $32,462 |
| 2013 | -- | $38,866 | $6,076 | $32,790 |
Source: Public Records
Agents Affiliated with this Home
-
Rich Ayers
-
Tracy McGinnis
Buyer's Agent in 2025
Tracy McGinnis
RE/MAX
(630) 602-5873
3 in this area
71 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12304607
APN: 03-09-456-005
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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