NOT LISTED FOR SALE

232 W Hammond St Otsego, MI 49078

Estimated Value: $177,000 - $222,479

3 Beds
1 Bath
1,627 Sq Ft
$125/Sq Ft Est. Value

Last Sold September 04, 2020

Last sale price $157,000 $96 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $1,368/month

4 Days on Market

Highlights

  • Deck
  • Traditional Architecture
  • 1 Car Detached Garage
  • Recreation Room
  • Wood Flooring
  • Porch

About This Home

As of September 2020

Move In Ready!! Beautifully maintained 3 Bed/1 Bath Traditional home nestled on an oversized .29 acre lot, minutes away from parks, Otsego schools, 131 highway & shopping.! Features of this home include the functional layout, front LR that leads to the dining room w/beautiful wood flooring, room off DR would make an excellent office or 3rd BR. Updated kitchen w/appliances has access to the full bath & door to the adorable deck, & privacy fenced backyard! Upper level w/storage closet & 2 bedrooms complete w/large deep closets. Walkout basement features finished room that would make the perfect craft or play/rec room, Washer & Dryer are conveniently by the door that takes you to the back Sellers have made a number of updates in the last 4 years! This to include; Main Roof (2016), Furnace/Air Conditioner, Water Heater, Privacy Fence, New chimney liner & cap (All 2018) Kitchen & Shower Plumbing, Sump Pump/Wash tub, Tub/Shower Supply, Kitchen Sink Supply, Main House Gutters (All 2019).
This is one house you don't want to miss out on!

Last Agent to Sell the Property

Joe Goldsberry

Five Star Real Estate License #6506046112 Listed on: 07/30/2020

Five Star Real Estate

Last Buyer's Agent

Kevin Kurr

Khoury Real Estate License #6501396789

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,568

Year Built

  • Built in 1900

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 69x180
  • Back Yard Fenced

Parking

  • 1 Car Detached Garage

Home Design

  • Traditional Architecture
  • Composition Roof
  • Aluminum Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Replacement Windows
  • Garden Windows
  • Living Room
  • Recreation Room
  • Wood Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck
  • Patio
  • Porch

Utilities

  • Humidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,568

Year Built

Built in 1900

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1900
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 69X180
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1627.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 1567.59
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Cable2: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Substructure:Walk Out: Yes
  • Additional Items:Humidifier: Yes
  • General Property Info:SqFt Above Grade: 1423.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Fencing:Fenced Back: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Ceiling Fan(s), Humidifier
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Full, Walk-Out Access
  • LivingArea: 1627.0
  • Window Features: Replacement, Garden Window(s)
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Finished SQFT: 204.0
  • Basement Rooms:Total Basement SQFT: 776.0
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Kitchen Features:Garden Window: Yes
  • Below Grade Sq Ft: 204.0

Exterior Features

  • Construction Materials: Aluminum Siding
  • Fencing: Fenced Back
  • List Price: 139900.0
  • Lot Features: Sidewalk
  • Patio and Porch Features: Deck, Patio, Porch(es)
  • Roof: Composition
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Aluminum Siding: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.29
  • Lot Size Area: 0.29
  • Lot Dimensions: 69X180
  • Lot Size Sq Ft: 12632.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1567.59
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 30, 2020
Closed on
Sep 4, 2020
Sold by
Banks Todd M and Banks Christine A
Bought by
Covey Geoffrey D
Seller's Agent
Joe Goldsberry
Five Star Real Estate
Buyer's Agent
Kevin Kurr
Khoury Real Estate
List Price
$139,900
Sold Price
$157,000
Premium/Discount to List
$17,100
12.22%
Current Estimated Value
$203,370

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$46,370
Avg. Annual Appreciation
5.40%
Original Mortgage
$149,150
Outstanding Balance
$133,259
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$70,388

Purchase Details

Closed on
May 31, 1996
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Covey Geoffrey D $157,000 Ata National Title Group Llc
-- $74,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Covey Geoffrey D $149,150
Previous Owner Banks Todd M $81,000
Previous Owner Banks Todd M $38,700
Previous Owner Banks Todd M $60,000
Previous Owner Banks Todd M $110,668
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/04/2020 09/04/20 Sold $157,000 +12.2% $96 / Sq Ft
08/03/2020 08/03/20 Pending -- -- --
07/30/2020 07/30/20 For Sale $139,900 -- $86 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,063 $88,700 $10,600 $78,100
2024 $2,531 $78,600 $6,400 $72,200
2023 $2,819 $69,000 $6,100 $62,900
2022 $2,531 $61,400 $6,100 $55,300
2021 $2,522 $57,700 $6,100 $51,600
2020 $1,589 $56,100 $6,100 $50,000
2019 $1,546 $47,800 $6,100 $41,700
2018 $1,507 $46,800 $6,100 $40,700
2017 $0 $39,800 $6,600 $33,200
2016 $0 $36,700 $4,800 $31,900
2015 -- $36,700 $4,800 $31,900
2014 $1,331 $34,400 $8,400 $26,000
2013 $1,331 $32,500 $6,900 $25,600
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2020

    Joe Goldsberry

    Five Star Real Estate

    (269) 599-7370

    2 in this area

    63 Total Sales

    Section Image
  • Kevin Kurr

    Buyer's Agent in 2020

    Kevin Kurr

    Khoury Real Estate

    (269) 598-2884

    3 in this area

    57 Total Sales

    Section Image
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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20030382

Southwestern Michigan Association of REALTORS®

APN: 54-022-135-00

Michigan Allegan County Otsego 49078

232 W Hammond St, Otsego, MI

This home is located at 232 W Hammond St, Otsego, MI 49078 since 30 July 2020 and is currently estimated at $203,370, approximately $124 per square foot. This property was built in 1900. 232 W Hammond St is a home located in Allegan County with nearby schools including Otsego High School, St. Margaret School, and Otsego Christian Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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