Seller's Agent in 2025
Elke Gerdes
Structure Real Estate
(319) 240-3034
67 in this area
184 Total Sales
2324 Loma St Cedar Falls, IA 50613
3
Beds
1
Bath
1,896
Sq Ft
0.46
Acres
Highlights
- 3 Car Detached Garage
- Fireplace
- Water Softener is Owned
- Peet Junior High School Rated A-
- Forced Air Heating and Cooling System
About This Home
As of September 2025Discover this spacious ranch home nestled in a desirable Cedar Falls established neighborhood. Boasting over 1,400 square feet on the main floor, this residence offers plenty of room for comfortable living. The property features three bedrooms and one bathroom, perfect for families or those needing extra space. Inside, you'll find two main floor large living spaces, beautiful hardwood floors, an updated kitchen with solid surface countertops, and access to the deck off the dining area overlooking the yard, ideal for outdoor entertaining. The partially finished basement includes a theater room with a screen and a projector, perfect for movie nights. Situated on a generous .46-acre lot, the property provides ample outdoor area, while the 1,000 square foot garage offers plenty of storage and parking solutions. This large-dimension ranch combines spaciousness, modern updates like vinyl windows and siding, and entertaining amenities, making it an excellent opportunity for homebuyers seeking a well-maintained home in a desirable location. Nothing to do here but move in and enjoy the rest of your summer!
Last Agent to Sell the Property
Structure Real Estate License #S59796000 Listed on: 08/07/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,573
Year Built
- Built in 1953
Lot Details
- 0.46 Acre Lot
- Lot Dimensions are 100x198
Parking
- 3 Car Detached Garage
Home Design
- Concrete Foundation
- Block Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,896 Sq Ft Home
- Fireplace
- Laundry on lower level
- Basement
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Schools
- Cedar Heights Elementary School
- Peet Junior High
- Cedar Falls High School
Utilities
- Forced Air Heating and Cooling System
- Gas Water Heater
- Water Softener is Owned
Listing and Financial Details
- Assessor Parcel Number 891319227012
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 29, 2019
Sold by
Dean Chad R and Dean Kellie L
Bought by
Michelson Kaylee J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,650
Outstanding Balance
$155,684
Interest Rate
3.73%
Mortgage Type
New Conventional
Estimated Equity
$108,670
Purchase Details
Closed on
Nov 30, 2012
Sold by
Snuggs Gary N and Snuggs Irene E
Bought by
Dean Chad R and Dean Kellie L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,750
Interest Rate
3.35%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $187,000 | -- | |
| Warranty Deed | $18,500 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $177,650 | New Conventional | |
| Previous Owner | $175,750 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/18/2025 09/18/25 | Sold | $265,000 | 0.0% | $140 / Sq Ft |
| 08/09/2025 08/09/25 | Pending | -- | -- | -- |
| 08/07/2025 08/07/25 | For Sale | $264,950 | -- | $140 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,512 | $228,530 | $41,630 | $186,900 |
| 2023 | $3,262 | $228,530 | $41,630 | $186,900 |
| 2022 | $3,300 | $185,590 | $41,630 | $143,960 |
| 2021 | $3,140 | $185,590 | $41,630 | $143,960 |
| 2020 | $2,978 | $175,300 | $33,300 | $142,000 |
| 2019 | $2,978 | $175,300 | $33,300 | $142,000 |
| 2018 | $3,016 | $175,300 | $33,300 | $142,000 |
| 2017 | $3,088 | $175,300 | $33,300 | $142,000 |
| 2016 | $2,884 | $175,300 | $33,300 | $142,000 |
| 2015 | $2,884 | $175,300 | $33,300 | $142,000 |
| 2014 | $2,688 | $162,390 | $33,300 | $129,090 |
Source: Public Records
Agents Affiliated with this Home
-
Elke Gerdes
-
Lynette Sorensen
Buyer's Agent in 2025
Lynette Sorensen
RE/MAX
(319) 504-2789
21 in this area
37 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20253813
APN: 8913-19-227-012
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