23812 98th St NW Elk River, MN 55330
4
Beds
3.5
Baths
5,935
Sq Ft
2.55
Acres
Highlights
- Lake Front
- In Ground Pool
- Family Room with Fireplace
- Beach Access
- 111,078 Sq Ft lot
- Bonus Room
About This Home
As of July 2025Exquisite custom rambler on Stone Lake, with a luxurious saltwater in-ground pool and exceptional craftsmanship throughout. Upon entering, you are greeted with an elegant main level with soaring ceilings, gorgeous maple hardwood flooring, and expansive windows with breathtaking lake views. The main level living room boasts a gas fireplace with stone surround and custom built-ins with accent lighting. The kitchen offers custom cabinetry, a walk-through pantry, oversized center island, granite counters, lighted top cabinets, stainless appliances, and a tile backsplash! The main level primary suite creates a sense retreat with a private bath featuring a walk-in shower, jacuzzi tub, heated flooring, built-ins and a spacious walk-in closet. Additional highlights on the main level include a craft/laundry room with cabinetry and a designated gift wrapping station built into the coat closet, a 1⁄2 bath, a full bath and another spacious bedroom. You will love the versatile bonus room which can be used as a home theatre, exercise room, craft room, playroom, or flex space. The walkout lower level features 9-foot ceilings, a cozy gas fireplace surrounded by built-ins, a designed game area, 2 more spacious bedrooms and a stylish wet bar with custom cabinetry, a refrigerator, dishwasher, tile backsplash and wine storage. Step outside to your private 2.5 acre oasis, where you can unwind on the deck or take a dip in the lighted saltwater pool while taking in breathtaking lake views. The pool is surrounded by a spacious concrete patio, with a pool house for extra storage, a charming paver patio - perfect for a designated fire pit area. The fully fenced backyard offers mature trees for added privacy! The maintenance free exterior features steel and vinyl siding and a new roof (siding and roof new in 2024)! Every detail has been carefully considered, including the oversized extra-deep garage with in-floor heating and radiant heating in the detached garage. The property also features a concrete driveway, tasteful landscaping, and a basketball hoop. Situated on a quiet cul-de-sac with minimal traffic, this exceptional property is conveniently located between Elk River and Zimmerman, just 10 minutes from shopping and dining. You can even have ATV’s on the roadways! Designed with high-end finishes and thoughtful details, this well-maintained home has it all.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,236
Year Built
- Built in 2004
Lot Details
- 2.55 Acre Lot
- Lake Front
- Cul-De-Sac
- Property is Fully Fenced
- Irregular Lot
HOA Fees
- $33 Monthly HOA Fees
Parking
- 7 Car Attached Garage
- Heated Garage
- Insulated Garage
- Garage Door Opener
Home Design
- Architectural Shingle Roof
Interior Spaces
- 1-Story Property
- Central Vacuum
- Family Room with Fireplace
- 2 Fireplaces
- Living Room with Fireplace
- Home Office
- Bonus Room
- Utility Room Floor Drain
Kitchen
- Built-In Double Oven
- Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Storage
- Natural lighting in basement
Eco-Friendly Details
- Air Exchanger
Outdoor Features
- In Ground Pool
- Beach Access
Utilities
- Forced Air Heating and Cooling System
- Radiant Heating System
- 200+ Amp Service
- Well
Community Details
- Pinestone Estates Homeowners Association, Phone Number (763) 218-7989
- Pine Stone Estates Second Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 305180115
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 5, 2024
Sold by
Kuker Mathias A and Kuker Teresa A
Bought by
Mathias A Kuker Trust and Teresa A Kuker Trust
Purchase Details
Closed on
Mar 15, 2004
Sold by
Pine Stone Estates Llc
Bought by
Kuker Mathias A and Kuker Teresa A
Similar Homes in Elk River, MN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $500 | None Listed On Document | |
| Quit Claim Deed | $500 | None Listed On Document | |
| Warranty Deed | $109,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $875,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/08/2025 07/08/25 | Sold | $1,075,000 | -2.2% | $181 / Sq Ft |
| 06/08/2025 06/08/25 | Pending | -- | -- | -- |
| 05/16/2025 05/16/25 | Price Changed | $1,099,000 | -4.4% | $185 / Sq Ft |
| 04/03/2025 04/03/25 | For Sale | $1,149,000 | -- | $194 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,236 | $884,100 | $161,700 | $722,400 |
| 2024 | $9,782 | $872,800 | $159,700 | $713,100 |
| 2023 | $9,966 | $875,600 | $172,200 | $703,400 |
| 2022 | $9,510 | $841,800 | $138,400 | $703,400 |
| 2020 | $9,504 | $696,500 | $81,200 | $615,300 |
| 2019 | $8,450 | $674,000 | $74,700 | $599,300 |
| 2018 | $8,398 | $658,300 | $68,700 | $589,600 |
| 2017 | $8,134 | $615,900 | $65,500 | $550,400 |
| 2016 | $7,946 | $585,400 | $45,900 | $539,500 |
| 2015 | $7,682 | $561,700 | $45,900 | $515,800 |
| 2014 | $7,650 | $523,400 | $41,000 | $482,400 |
| 2013 | -- | $500,900 | $41,000 | $459,900 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Christopher Fritch
eXp Realty
(763) 746-3997
18 in this area
681 Total Sales
-
E
Seller Co-Listing Agent in 2025
Elizabeth Kuker
eXp Realty
(320) 500-4397
1 in this area
1 Total Sale
-
B
Buyer's Agent in 2025
Bridge Tusler
Keller Williams Realty Integrity Lakes
(612) 644-3329
1 in this area
3 Total Sales
-
Buyer Co-Listing Agent in 2025
Jordan Kirschner
eXp Realty
(320) 493-3806
1 in this area
65 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6692214
APN: 30-518-0115
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