$155,000
SOLD SEP 23, 2025
2 Beds
2 Baths
1,100 Sq Ft
$545/mo HOA Fee

Recently Sold

$141 Per Sq Ft

3% Below List Price

0 Day on Market

Highlights

  • Active Adult
  • Furnished
  • Family Room Off Kitchen
  • Sun or Florida Room
  • Community Pool
  • Crown Molding

About This Home

As of September 2025

Looking for a lovely, reasonably priced unit in a 55+ community with exceptional amenities and activities? This two-bedroom, two-bathroom furnished condo has everything you need to move in and enjoy life at On Top of the World. It has 1100 square feet of space that has been beautifully maintained and upgraded with many nice features. The area adjacent to the kitchen can be used either as a dining space or a Florida room with a new (2025) window overlooking quiet green space, and convenient access to the primary bedroom. Other improvements include a tankless hot water system, colonial doors throughout, new ensuite vanity, new light fixtures and quality furniture in every room. The primary bedroom offers ample space, ceiling fan, private bathroom and adequate closet space. The second bedroom is also spacious, with a generous closet and ceiling fan. Hurricane windows provide quiet and protection. A new refrigerator was purchased in 2025. AND, it has an approved washer hookup!

OTOW offers the security and comfort of being situated on one of the highest points in Pinellas County, safe from any potential storm surge. The buildings are made of concrete, built to withstand hurricane winds, and the Milestone Study has been completed with no need for Phase II. Additionally, OTOW has a long history of careful budgeting, resulting in NO special assessments during its five-decade history.

The 55+ community offers a wealth of amenities, with two activity centers, two heated swimming pools, a fitness center, tennis and pickleball courts, walking paths, and two private golf courses with 9 and 18 holes, free exclusively for residents, and more. OTOW is a very pet-friendly community, with a fenced dog park available just a few blocks from your condo. There are also hobby studios, and a wood shop for the exclusive use of residents. Association activities include swimming, fitness classes, dancing, clubs, cards, billiards, entertainment, educational classes, tennis, pickleball, and much more. Close to beaches, transportation, shopping, entertainment, and dining. Whether you’re looking for a year-round residence or a seasonal retreat, this home has everything you need for an enjoyable and comfortable lifestyle.

Last Agent to Sell the Property

David Kelly

FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #3524901 Listed on: 07/12/2025

FUTURE HOME REALTY INC

Last Buyer's Agent

David Kelly

FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #3524901 Listed on: 07/12/2025

FUTURE HOME REALTY INC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,907

Year Built

  • Built in 1982

HOA Fees

  • $545 Monthly HOA Fees

Parking

  • 1 Parking Garage Space

Home Design

  • Entry on the 3rd floor
  • Slab Foundation
  • Built-Up Roof
  • Block Exterior

Interior Spaces

  • 1,100 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Crown Molding
  • Ceiling Fan
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Laundry closet

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Central Air
  • Heating Available
  • Tankless Water Heater
  • Private Sewer
  • Fiber Optics Available
  • Cable TV Available

Additional Features

  • Reclaimed Water Irrigation System
  • Outdoor Storage
  • Southwest Facing Home

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, pool, internet, maintenance structure, ground maintenance, recreational facilities, sewer, trash, water
  • Interview Office Association
  • On Top Of The World Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Community Pool
  • Dog Park

Pet Policy

  • Dogs and Cats Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,907

Year Built

Built in 1982

Lot Details

0

HOA Fees

$545 per month

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Internet, Maintenance Structure, Maintenance Grounds, Recreational Facilities, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1100
  • New Construction: No
  • Year Built: 1982
  • Building Area Total: 1100
  • Status: Sold
  • Ownership: Condominium
  • Entry Level: 3
  • Escrow City: Dunedin
  • Escrow State: FL
  • Escrow Street Name: Douglas Avenue
  • Floor Number: 3
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 140.91
  • Water Access YN: 0
  • MFR_NumAssignedParkingSpaces: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-855-4982
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, Living Room/Dining Room Combo
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator, Tankless Water Heater
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Stories: 3
  • Living Area Meters: 102.19

Exterior Features

  • Direction Faces: Southwest
  • Exterior Features: Storage
  • Roof: Built-Up
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0088G

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Cable Connected, Electricity Connected, Fiber Optics, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Laundry Closet
  • Sewer: Private Sewer
  • Water Source: Private

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Deed Restrictions, Dog Park, Irrigation-Reclaimed Water, Pool
  • Association Fee: 545.26
  • Association Fee Frequency: Monthly
  • Association Name: Interview Office
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Owners must control and clean up after their pets.
  • Association Fee Requirement: Required
  • Condo Fees: 0
  • Condo Land Included YN: 0
  • Max Pet Weight: 999

Fee Information

  • Total Annual Fees: 6543.12
  • Total Monthly Fees: 545.26
  • Monthly HOA Amount: 545.26

Lot Info

  • Parcel Number: 31-28-16-64078-060-0590
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Furnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact Community Service office for details.

Tax Info

  • Tax Annual Amount: 1907
  • Tax Block: n/a
  • Tax Book Number: 45-124
  • Tax Lot: 00

Multi Family

  • Approval Process: Contact Community Service Office

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2025
Closed on
Sep 23, 2025
Sold by
Butler Grayson and Butler Lillian
Bought by
Formica Sebastiano Lucio and Formica Cynthia Ann
Seller's Agent
David Kelly
FUTURE HOME REALTY INC
Buyer's Agent
David Kelly
FUTURE HOME REALTY INC
List Price
$159,900
Sold Price
$155,000
Premium/Discount to List
-$4,900
-3.06%
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.81%
Original Mortgage
$100,750
Outstanding Balance
$100,660
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$54,114

Purchase Details

Closed on
Nov 24, 2009
Sold by
Pidgeon Kimberly Ann
Bought by
Butler Grayson and Butler Lillian

Purchase Details

Closed on
Nov 20, 2009
Sold by
Costello Andrew T
Bought by
Butler Grayson and Butler Lillian

Purchase Details

Closed on
Nov 13, 2009
Sold by
Costello Kevin F
Bought by
Butler Grayson and Butler Lillian

Purchase Details

Closed on
Jun 16, 1999
Sold by
Zuclich Spero S and Zuclich Rose
Bought by
Williams Mary C
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Limited Warranty Deed $155,000 City Title Services
Personal Reps Deed $56,000 Attorney
Deed -- Attorney
Deed -- Attorney
Deed -- Attorney
Warranty Deed $36,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,750 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/23/2025 09/23/25 Sold $155,000 -3.1% $141 / Sq Ft
07/12/2025 07/12/25 Pending -- -- --
07/12/2025 07/12/25 For Sale $159,900 -- $145 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,914 $130,376 -- $130,376
2023 $1,914 $135,482 $0 $135,482
2022 $1,679 $107,300 $0 $107,300
2021 $1,515 $80,335 $0 $0
2020 $1,422 $74,566 $0 $0
2019 $1,328 $68,969 $0 $68,969
2018 $1,219 $60,374 $0 $0
2017 $1,126 $54,340 $0 $0
2016 $1,044 $49,265 $0 $0
2015 $931 $42,307 $0 $0
2014 $851 $38,256 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8397903

Stellar MLS

APN: 31-28-16-64078-060-0590