240 Water St Unit 1A Saint Joseph, MI 49085
2
Beds
2.5
Baths
2,100
Sq Ft
$486/mo
HOA Fee
Highlights
- 40 Feet of Waterfront
- In Ground Pool
- Deck
- Upton Middle School Rated A
- Clubhouse
- 1-minute walk to Margaret Upton Arboretum
About This Home
As of November 2024Enjoy relaxed living by Lake Michigan at prestigious development in St. Joseph known as ''The Waterfront Condominiums.'' You'll love living just steps away from Silver Beach, downtown shopping, restaurants and the famous carousel! This extra-large condo offers 2100 Square foot condo has 2 levels with 2 Bedrooms, 2 full Baths and 1 half bath. The updated open floor plan is spacious and perfect for entertaining friends and family. You'll love the huge private master suite with walk-in closet, shower, and tub. New windows throughout overlooking the deep water marina. The exterior has undergone extensive renovation. Amenities include a one car garage with a new door, clubhouse and heated pool and whirlpool. Jack Nicklaus Signature Course nearby. All furniture included. Located in southwest Michigan just 90 minutes from Chicago.
Last Agent to Sell the Property
Assist 2 Sell Buyers & Sellers License #6502345067 Listed on: 07/28/2017
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $6,293
Year Built
- Built in 1988
HOA Fees
- $486 Monthly HOA Fees
Parking
- 1 Car Detached Garage
Home Design
- Traditional Architecture
- Rubber Roof
- Metal Roof
- Stucco
Interior Spaces
- 2,100 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Insulated Windows
- Window Treatments
- Living Room
- Dining Area
- Recreation Room
- Ceramic Tile Flooring
- Water Views
Kitchen
- Eat-In Kitchen
- Oven
- Dishwasher
- Snack Bar or Counter
- Trash Compactor
Bedrooms and Bathrooms
- 2 Bedrooms
- Whirlpool Bathtub
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- In Ground Pool
- Water Access
- Shared Waterfront
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- 40 Feet of Waterfront
- Mineral Rights Excluded
Community Details
Amenities
- Clubhouse
- Community Storage Space
Recreation
- Community Pool
Pet Policy
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 30, 2024
Closed on
Nov 14, 2024
Sold by
Cynthia Lagrow Living Trust and Lagrow Cynthia
Bought by
Phelan Daniel J and Phelan Adriana M
Seller's Agent
David Kaminski
@properties Christie's International R.E.
Buyer's Agent
Traci Lauricella
RE/MAX Harbor Country @ New Buffalo
List Price
$850,000
Sold Price
$805,000
Premium/Discount to List
-$45,000
-5.29%
Views
72
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.54%
Original Mortgage
$603,700
Outstanding Balance
$600,264
Interest Rate
6.32%
Mortgage Type
New Conventional
Estimated Equity
$224,603
Purchase Details
Listed on
Jul 28, 2017
Closed on
Sep 20, 2017
Sold by
Kelly Lorraine
Bought by
Cynthia Lagrow Living Trust
Seller's Agent
Doug Yntema
Assist 2 Sell Buyers & Sellers
Buyer's Agent
David Kaminski
@properties Christie's International R.E.
List Price
$393,900
Sold Price
$350,000
Premium/Discount to List
-$43,900
-11.14%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.34%
Purchase Details
Listed on
Aug 2, 2011
Closed on
Jul 25, 2012
Sold by
Kelly Lorraine
Bought by
Kelly Lorraine and Lorraine Kelly Family Wealth Trust
Seller's Agent
Mary Wortman
Chris Crawford Ltd.
Buyer's Agent
David Kaminski
@properties Christie's International R.E.
List Price
$449,900
Sold Price
$315,000
Premium/Discount to List
-$134,900
-29.98%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.00%
Purchase Details
Listed on
Aug 2, 2011
Closed on
May 31, 2012
Sold by
Williams Karen S
Bought by
Kelly Lorraine
Seller's Agent
Mary Wortman
Chris Crawford Ltd.
Buyer's Agent
David Kaminski
@properties Christie's International R.E.
List Price
$449,900
Sold Price
$315,000
Premium/Discount to List
-$134,900
-29.98%
Purchase Details
Closed on
Nov 1, 2000
Purchase Details
Closed on
Apr 30, 1999
Purchase Details
Closed on
Mar 16, 1998
Purchase Details
Closed on
Jan 1, 1994
Purchase Details
Closed on
Jul 29, 1992
Purchase Details
Closed on
Apr 25, 1990
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | First American Title | |
| Warranty Deed | -- | Chicago Title Of Michigan In | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $315,000 | Multiple | |
| Deed | $100 | -- | |
| Deed | $240,000 | -- | |
| Deed | $245,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $235,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | Credit Line Revolving | |
| Open | $603,700 | New Conventional | |
| Previous Owner | $125,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/15/2025 07/15/25 | Price Changed | $750,000 | -6.2% | $357 / Sq Ft |
| 06/25/2025 06/25/25 | Price Changed | $799,999 | -5.9% | $381 / Sq Ft |
| 06/09/2025 06/09/25 | For Sale | $850,000 | +5.6% | $405 / Sq Ft |
| 11/14/2024 11/14/24 | Sold | $805,000 | +1.3% | $383 / Sq Ft |
| 10/09/2024 10/09/24 | Pending | -- | -- | -- |
| 08/05/2024 08/05/24 | Price Changed | $795,000 | -4.2% | $379 / Sq Ft |
| 07/16/2024 07/16/24 | Price Changed | $830,000 | -2.4% | $395 / Sq Ft |
| 06/30/2024 06/30/24 | For Sale | $850,000 | +142.9% | $405 / Sq Ft |
| 09/20/2017 09/20/17 | Sold | $350,000 | -11.1% | $167 / Sq Ft |
| 09/01/2017 09/01/17 | Pending | -- | -- | -- |
| 07/28/2017 07/28/17 | For Sale | $393,900 | +25.0% | $188 / Sq Ft |
| 05/31/2012 05/31/12 | Sold | $315,000 | -30.0% | $150 / Sq Ft |
| 05/31/2012 05/31/12 | Pending | -- | -- | -- |
| 08/02/2011 08/02/11 | For Sale | $449,900 | -- | $214 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,158 | $384,500 | $0 | $0 |
| 2024 | $12,886 | $326,400 | $0 | $0 |
| 2023 | $12,332 | $251,300 | $0 | $0 |
| 2022 | $11,762 | $231,600 | $0 | $0 |
| 2021 | $11,592 | $227,900 | $81,800 | $146,100 |
| 2020 | $11,434 | $218,200 | $0 | $0 |
| 2019 | $11,308 | $186,400 | $78,800 | $107,600 |
| 2018 | $11,099 | $186,400 | $0 | $0 |
| 2017 | $9,570 | $172,600 | $0 | $0 |
| 2016 | $6,371 | $167,500 | $0 | $0 |
| 2015 | $6,294 | $166,300 | $0 | $0 |
| 2014 | $6,405 | $174,800 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
M
Seller's Agent in 2025
Madyson Green
Green Towne Coastal Realty
-
D
Seller's Agent in 2024
David Kaminski
@ Properties
-
T
Buyer's Agent in 2024
Traci Lauricella
RE/MAX Michigan
-
D
Seller's Agent in 2017
Doug Yntema
Assist 2 Sell Buyers & Sellers
-
M
Seller's Agent in 2012
Mary Wortman
Chris Crawford Ltd.
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 17037727
APN: 11-76-8500-0003-00-3
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