$315,000
SOLD MAY 31, 2012

240 Water St Unit 1A Saint Joseph, MI 49085

2 Beds
2.5 Baths
2,100 Sq Ft
$486/mo HOA Fee

Recently Sold

$150 Per Sq Ft

30% Below List Price

303 Days on Market

Highlights

  • Docks
  • In Ground Pool
  • Clubhouse
  • Upton Middle School Rated A
  • Waterfront
  • 1-minute walk to Margaret Upton Arboretum

About This Home

As of November 2024

Waterfront Condominium... Beautiful carefree living next to Lake Michigan. Located next to Silver Beach on the Saint Joseph River. Gracious gated community with elevators and private covered parking. This condo boasts nearly 2100 sf of living space on two levels of living, 2 bedrooms, 2.5 baths an open floor plan with many updates. The floor plan offers generous living areas, hardwood floors, open kitchen, large master suite and floor to ceiling windows. Perfect location one block to Lake Michigan, offers Deep Water Marina at your back door plus heated pool to enjoy during the summer. Includes detached 1 car garage and plenty of guest parking. Located close to area downtown restaurants, Carousel, interactive fountain, Silver Beach and Harbor Shores - Jack Nicklaus Signature Course. Boat Slip maybe available to purchase separate

Last Agent to Sell the Property

Mary Wortman

Chris Crawford Ltd. Listed on: 08/02/2011

Last Buyer's Agent

David Kaminski

@properties Christie's International R.E. License #6501347405

@properties Christie's International R.E.

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,958

Year Built

  • Built in 1988

HOA Fees

  • $486 Monthly HOA Fees

Parking

  • 1 Car Detached Garage

Home Design

  • Traditional Architecture
  • Rubber Roof
  • Metal Roof
  • Stucco

Interior Spaces

  • 2,100 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • Ceramic Tile Flooring
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Oven
  • Dishwasher
  • Snack Bar or Counter
  • Trash Compactor

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Whirlpool Bathtub

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Water Access
  • Docks
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Waterfront
  • Mineral Rights Excluded

Community Details

Amenities

  • Clubhouse
  • Community Storage Space

Recreation

  • Community Pool

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,958

Year Built

Built in 1988

Lot Details

0

HOA Fees

$486 per month

Parking

1

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1988
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Condominium
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 00
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2100.0
  • General Property Info:Design: Traditional
  • Tax Info:Annual Property Tax: 5958.0
  • Waterfront Options:Water Access YN: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Ceramic Floor: Yes
  • Additional Items:Window Treatments: Yes
  • Mineral Rights:No: Yes
  • Roofing:Metal: Yes
  • Garage Type Detached: Yes
  • Pool:OutdoorInground: Yes
  • Additional Items:Whirlpool Tub: Yes
  • Roofing:Rubber: Yes
  • General Property Info:SqFt Above Grade: 2100.0
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dryer, Washer, Dishwasher, Oven, Refrigerator, Trash Compactor
  • Interior Amenities: Ceiling Fans, Ceramic Floor, Whirlpool Tub, Eat-in Kitchen, Pantry
  • Fireplace: No
  • Total Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Other
  • LivingArea: 2100.0
  • Window Features: Insulated Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Kitchen Features Pantry: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Appliances:Trash Compactor: Yes

Exterior Features

  • Construction Materials: Stucco
  • Exterior Features: Deck(s)
  • List Price: 399900.0
  • Pool Features: Outdoor/Inground
  • Road Surface Type: Paved
  • Water Body Name: St Joseph River
  • Waterfront Features: Dock
  • Waterfront: Yes
  • Driveway Paved: Yes
  • Exterior Features:Deck(s): Yes
  • Exterior Material:Stucco: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Paved
  • Garage:Garage2: Yes
  • Garage Type:_one_: Yes

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air, Electric, Natural Gas
  • Heating: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heat Source:Electric2: Yes

Condo/Co-op/Association

  • Association Amenities: Pets Allowed, Club House, Storage, Pool
  • Association Fee: 486.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Info:Approx Assoc Fee2: 486.0
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:Storage: Yes

Lot Info

  • Lot Dimensions: 00
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5958.0
  • Tax Year: 2011

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 30, 2024
Closed on
Nov 14, 2024
Sold by
Cynthia Lagrow Living Trust and Lagrow Cynthia
Bought by
Phelan Daniel J and Phelan Adriana M
Seller's Agent
David Kaminski
@properties Christie's International R.E.
Buyer's Agent
Traci Lauricella
RE/MAX Harbor Country @ New Buffalo
List Price
$850,000
Sold Price
$805,000
Premium/Discount to List
-$45,000
-5.29%
Views
72

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.96%
Original Mortgage
$603,700
Outstanding Balance
$599,095
Interest Rate
6.32%
Mortgage Type
New Conventional
Estimated Equity
$173,016

Purchase Details

Listed on
Jul 28, 2017
Closed on
Sep 20, 2017
Sold by
Kelly Lorraine
Bought by
Cynthia Lagrow Living Trust
Seller's Agent
Doug Yntema
Assist 2 Sell Buyers & Sellers
Buyer's Agent
David Kaminski
@properties Christie's International R.E.
List Price
$393,900
Sold Price
$350,000
Premium/Discount to List
-$43,900
-11.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.34%

Purchase Details

Listed on
Aug 2, 2011
Closed on
Jul 25, 2012
Sold by
Kelly Lorraine
Bought by
Kelly Lorraine and Lorraine Kelly Family Wealth Trust
Seller's Agent
Mary Wortman
Chris Crawford Ltd.
Buyer's Agent
David Kaminski
@properties Christie's International R.E.
List Price
$449,900
Sold Price
$315,000
Premium/Discount to List
-$134,900
-29.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.00%

Purchase Details

Listed on
Aug 2, 2011
Closed on
May 31, 2012
Sold by
Williams Karen S
Bought by
Kelly Lorraine
Seller's Agent
Mary Wortman
Chris Crawford Ltd.
Buyer's Agent
David Kaminski
@properties Christie's International R.E.
List Price
$449,900
Sold Price
$315,000
Premium/Discount to List
-$134,900
-29.98%

Purchase Details

Closed on
Nov 1, 2000

Purchase Details

Closed on
Apr 30, 1999

Purchase Details

Closed on
Mar 16, 1998

Purchase Details

Closed on
Jan 1, 1994

Purchase Details

Closed on
Jul 29, 1992

Purchase Details

Closed on
Apr 25, 1990
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- First American Title
Warranty Deed -- Chicago Title Of Michigan In
Interfamily Deed Transfer -- None Available
Warranty Deed $315,000 Multiple
Deed $100 --
Deed $240,000 --
Deed $245,000 --
Deed -- --
Deed -- --
Deed $235,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 Credit Line Revolving
Open $603,700 New Conventional
Previous Owner $125,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2025 07/15/25 Price Changed $750,000 -6.2% $357 / Sq Ft
06/25/2025 06/25/25 Price Changed $799,999 -5.9% $381 / Sq Ft
06/09/2025 06/09/25 For Sale $850,000 +5.6% $405 / Sq Ft
11/14/2024 11/14/24 Sold $805,000 +1.3% $383 / Sq Ft
10/09/2024 10/09/24 Pending -- -- --
08/05/2024 08/05/24 Price Changed $795,000 -4.2% $379 / Sq Ft
07/16/2024 07/16/24 Price Changed $830,000 -2.4% $395 / Sq Ft
06/30/2024 06/30/24 For Sale $850,000 +142.9% $405 / Sq Ft
09/20/2017 09/20/17 Sold $350,000 -11.1% $167 / Sq Ft
09/01/2017 09/01/17 Pending -- -- --
07/28/2017 07/28/17 For Sale $393,900 +25.0% $188 / Sq Ft
05/31/2012 05/31/12 Sold $315,000 -30.0% $150 / Sq Ft
05/31/2012 05/31/12 Pending -- -- --
08/02/2011 08/02/11 For Sale $449,900 -- $214 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,158 $384,500 $0 $0
2024 $12,886 $326,400 $0 $0
2023 $12,332 $251,300 $0 $0
2022 $11,762 $231,600 $0 $0
2021 $11,592 $227,900 $81,800 $146,100
2020 $11,434 $218,200 $0 $0
2019 $11,308 $186,400 $78,800 $107,600
2018 $11,099 $186,400 $0 $0
2017 $9,570 $172,600 $0 $0
2016 $6,371 $167,500 $0 $0
2015 $6,294 $166,300 $0 $0
2014 $6,405 $174,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 11043324

Southwestern Michigan Association of REALTORS®

APN: 11-76-8500-0003-00-3