NOT LISTED FOR SALE

2402 Monroe St Commerce, TX 75428

Estimated Value: $258,000 - $306,000

5 Beds
3 Baths
3,080 Sq Ft
$88/Sq Ft Est. Value

Last Sold July 09, 2025

Current estimated payment $2,101/month

28 Days on Market

Highlights

  • Dual Staircase
  • Corner Lot
  • Double Oven
  • Wood Flooring
  • Covered Patio or Porch
  • Central Heating and Cooling System

About This Home

As of September 2021

HUD Owned Home FHA Case# 511-297883 Sold AS-IS. A MUST SEE! Very nice turn of the century 2 story craftsman style home. With over 3000 sf living area, this 6 bedroom, 3 full bathrooms, home has so many possibilities. 2 living areas and 2 dining areas. Stylish kitchen with butcher block counters, appliances and breakfast nook. The living room is open to the formal dining and showcases built in cabinetry and a fireplace. There are 2 bedrooms and 1 full bath downstairs and 4 bedrooms and 2 full bathrooms upstairs. Plus a living area upstairs. Tons of natural light with all the large windows and light bright color scheme. The exterior has a large front porch, huge screened in back porch, attached 2 car carport and storage area. This is all sitting on a large lot with street access on 3 sides. Wonderful curb appeal and only minutes to East Texas A&M University. Only a short drive to shopping, dining and I-30 access and within 1 hour from downtown Dallas. Come own a piece of history and a well-cared for home with many upgrades and updates. This home has a lot to offer and will not last at this price. Purchase this home with as little as $100 down when utilizing the HUD FHA Sales Incentive.

Last Agent to Sell the Property

James Crady

Keller Williams Heritage West License #0750398 Listed on: 07/22/2021

Keller Williams Heritage West

Last Buyer's Agent

Kyle Stone

Fathom Realty License #0740399

Fathom Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1906

Lot Details

  • 0.43 Acre Lot
  • Chain Link Fence
  • Corner Lot
  • Many Trees
  • Large Grassy Backyard

Parking

  • 2 Carport Spaces

Home Design

  • Pillar, Post or Pier Foundation
  • Composition Roof
  • Siding

Interior Spaces

  • 3,080 Sq Ft Home
  • 2-Story Property
  • Dual Staircase
  • Wired For A Flat Screen TV
  • Window Treatments
  • Fire and Smoke Detector

Kitchen

  • Double Oven
  • Electric Oven
  • Plumbed For Gas In Kitchen
  • Gas Cooktop
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Schools

  • Commerce Elementary And Middle School
  • Commerce High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Heating System Uses Natural Gas
  • Individual Gas Meter
  • Cable TV Available

Community Details

  • Taylor W J Additon # II Subdivision

Listing and Financial Details

  • Legal Lot and Block 1 / 3
  • Assessor Parcel Number 81675
  • $2,746 per year unexempt tax

Home Details

Home Type

Single Family

Year Built

Built in 1906

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Structural Style: Single Detached
  • Unit Levels: Two
  • Security: Fire Alarm, Smoke Detector(s)
  • Year Built Details: Preowned
  • Multi Parcel I D Y N: No
  • Municipal Utility District Y N: No
  • Will Subdivide: No
  • Accessibility Features Yn: No
  • Ratio Current Price By Building: 74.67532
  • Special Features: None
  • Year Built: 1906

Interior Features

  • Square Footage: 3080.00
  • Windows: Window Coverings
  • Interior Amenities: Cable TV Available, Flat Screen Wiring, Multiple Staircases
  • Flooring: Carpet, Laminate, Wood
  • Appliances: Dishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Plumbed For Gas in Kitchen, Refrigerator, Vented Exhaust Fan
  • Number Of Dining Areas: 1
  • Number Of Living Areas: 1
  • Room Count: 9

Beds/Baths

  • Full Bathrooms: 3
  • Total Bedrooms: 5

Exterior Features

  • Easements: None
  • Pool: No
  • Foundation: Pillar/Post/Pier
  • Fencing: Chain Link
  • Roof: Composition
  • Construction Materials: Siding
  • Exterior Features: Covered Patio/Porch
  • Patio And Porch Features: Covered

Garage/Parking

  • Cooling System: Central Air, Electric
  • Carport Spaces: 2
  • Total Covered Spaces: 2
  • Parking Features: Covered
  • GarageYN: No

Utilities

  • Heating: Central, Natural Gas
  • Utilities: City Sewer, City Water, Concrete, Curbs, Individual Gas Meter, Individual Water Meter

Condo/Co-op/Association

  • Association Type: None

Schools

  • School District: Commerce ISD
  • Elementary School: Commerce
  • High School: Commerce

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: Less Than .5 Acre (not Zero)
  • Lot Features: Corner Lot, Lrg. Backyard Grass, Many Trees
  • Lot Size Units: Acres
  • Lot Size Area: 0.4310
  • Parcel Number: 81675
  • Lot Size Acres: 0.4310
  • Lot Size Sq Ft: 18774.3600

Green Features

  • Smart Home Features Appor Pass Y: No

Building Info

  • Year Built: 1906

Tax Info

  • Unexempt Taxes: 2746
  • TaxBlock: 3
  • Tax Lot: 1

MLS Schools

  • MiddleOrJuniorSchool: Commerce
  • Middle School Name: Commerce
  • Elementary School Name: Commerce
  • High School Name: Commerce

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 2, 2025
Sold by
Us Department Of Housing And Urban Devel
Bought by
Hampton Keathley John and Hampton Magdelene Hoffman
Current Estimated Value
$271,567

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,046
Outstanding Balance
$246,989
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$24,578

Purchase Details

Closed on
Dec 16, 2024
Sold by
Lakeview Loan Servicing Llc
Bought by
Secretary Of Housing And Urban Development

Purchase Details

Closed on
Sep 5, 2024
Sold by
Bruno Lisa
Bought by
Lakeview Loan Servicing Llc

Purchase Details

Listed on
Jul 22, 2021
Closed on
Sep 27, 2021
Sold by
Bosley Donnie
Bought by
Fuller Nathaniel and Fuller Emily
Seller's Agent
James Crady
Keller Williams Heritage West
Buyer's Agent
Kyle Stone
Fathom Realty
List Price
$221,999

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.51%
Original Mortgage
$222,323
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 7, 2016
Sold by
Royal Derek P and Siegfried Amanda A
Bought by
Bosley Donnie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,800
Interest Rate
3.64%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hampton Keathley John -- Kincy Abstract & Sabine Title
Secretary Of Housing And Urban Development -- Servicelink
Lakeview Loan Servicing Llc $210,600 None Listed On Document
Fuller Nathaniel -- North Texas Title
Bosley Donnie -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hampton Keathley John $248,046
Previous Owner Fuller Nathaniel $222,323
Previous Owner Bosley Donnie $62,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/09/2025 07/09/25 Sold -- -- -- View Prior Sale
05/19/2025 05/19/25 Pending -- -- --
04/28/2025 04/28/25 For Sale $250,000 0.0% $79 / Sq Ft
04/07/2025 04/07/25 Pending -- -- --
03/08/2025 03/08/25 For Sale $250,000 +11.1% $79 / Sq Ft
09/23/2021 09/23/21 Sold -- -- --
08/19/2021 08/19/21 Pending -- -- --
07/23/2021 07/23/21 Price Changed $225,000 +1.4% $73 / Sq Ft
07/22/2021 07/22/21 For Sale $221,999 -- $72 / Sq Ft
Source: North Texas Real Estate Information Systems (NTREIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,130 $324,840 $39,230 $285,610
2024 $8,130 $315,380 $38,850 $276,530
2023 $8,130 $305,020 $38,290 $266,730
2022 $6,790 $244,020 $29,280 $214,740
2021 $3,020 $161,630 $27,400 $134,230
2020 $2,851 $122,900 $14,830 $108,070
2019 $2,683 $90,000 $14,830 $75,170
2018 $2,461 $78,500 $9,760 $68,740
2017 $2,448 $78,500 $9,760 $68,740
2016 $3,041 $97,490 $9,760 $87,730
2015 $2,116 $61,070 $9,760 $51,310
2014 $2,116 $65,740 $9,760 $55,980
Source: Public Records

Agents Affiliated with this Home

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Map

Source: North Texas Real Estate Information Systems (NTREIS)

MLS Number: 14632488

North Texas Real Estate Information Systems (NTREIS)

APN: 81675