$315,000
SOLD FEB 28, 2025

2412 Saint Andrews Blvd Unit 1 Panama City, FL 32405

3 Beds
2.5 Baths
2,134 Sq Ft
2,178 Sq Ft Lot

Recently Sold

$148 Per Sq Ft

7% Below List Price

40 Days on Market

Highlights

  • Gated Community
  • Loft
  • Porch
  • Contemporary Architecture
  • Cul-De-Sac
  • 2 Car Attached Garage

About This Home

As of February 2025

Welcome to your personal oasis in the heart of Florida's natural beauty! This stunning end-unit townhome, nestled on a quiet cul-de-sac in the gated community of Oaks Plantation, offers the perfect blend of comfort, style, and convenience.Step inside through a secluded main entrance and discover a refreshed paradise featuring brand-new floors, fresh paint, all-new appliances, and a new HVAC system. Major structural and roof maintenance, not to mention landscaping, are covered by the association, providing you with peace of mind.The open floor plan invites you to flow effortlessly from the entryway into the kitchen and dining areas, through the spacious living room, and out to the enclosed back patio--perfect for relaxing or entertaining.The ground-floor master suite spans the length of the home, offering a private retreat with a spacious bath and direct access to the patio. Upstairs, a versatile loft awaits--ideal as a playroom, entertainment space, or home office. Two bright and airy bedrooms and a second bath complete the upper level.Additional highlights include a private driveway, a two-car garage, and ample storage throughout the home. An assumable VA mortgage with 3.99% is also available--contact for details!Don't miss the chance to make this peaceful, updated retreat your own. Schedule your tour today and experience the charm of Oaks Plantation living!

Last Agent to Sell the Property

Chris Clubbs, CCIM

Clubbs Real Estate Group LLC License #BK3278268 Listed on: 01/01/2025

Last Buyer's Agent

Sarah Steverson

CENTURY 21 Commander Realty License #3237348

CENTURY 21 Commander Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,407

Year Built

  • Built in 2003

Lot Details

  • Cul-De-Sac
  • Street terminates at a dead end
  • Zero Lot Line

HOA Fees

  • $550 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway
  • Electric Gate
  • Community Parking Structure

Home Design

  • Contemporary Architecture
  • Property Attached
  • Slab Foundation
  • Shingle Roof

Interior Spaces

  • 2,134 Sq Ft Home
  • Recessed Lighting
  • Living Room
  • Dining Room
  • Loft
  • Fire and Smoke Detector

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Accessible Home Design

  • Visitor Bathroom
  • Accessible Kitchen
  • Stair Lift

Outdoor Features

  • Patio
  • Porch

Schools

  • Lucille Moore Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities

Community Details

Overview

  • Association fees include cable TV, insurance, ground maintenance, maintenance structure
  • Oaks Plantation Subdivision

Security

  • Gated Community

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,407

Year Built

Built in 2003

Lot Details

0

HOA Fees

$550 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Accessibility Features: Accessible Kitchen, Stair Lift, Visitor Bathroom
  • Year Built: 2003
  • Property Sub Type: Attached
  • Road Surface Type: Paved
  • Subdivision Name: Oaks Plantation
  • Architectural Style: Contemporary
  • ResoPropertyType: Residential
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Disposal, Microwave, Refrigerator
  • Interior Amenities: Pantry, Recessed Lighting, Loft
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 2134.0
  • Dining Room Type: Bedroom, Dining Room, Kitchen, Laundry, Loft, Living Room, Primary Bedroom, Porch
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Waterfront: No
  • Exterior Features: Patio
  • Foundation Details: Slab
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Electric Gate, Garage, Community Structure
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected, Underground Utilities
  • Security Features: Gated Community, Smoke Detector(s)
  • Cooling: Central Air, Electric, Heat Pump, Separate Meters
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 550.35
  • Community Features: Short Term Rental Allowed, Gated, Sidewalks
  • Senior Community: No
  • Amenities: Gated
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Cable TV, Insurance, Maintenance Grounds, Maintenance Structure

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Cul-De-Sac, Dead End, Zero Lot Line
  • Zoning Description: Resid Multi-Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 3407.0
  • Tax Year: 2023

MLS Schools

  • Elementary School: Lucille Moore
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 1, 2025
Closed on
Feb 28, 2025
Sold by
Fry Christopher L and Fry Katherine
Bought by
Morgan Gradi
Seller's Agent
Chris Clubbs, CCIM
Clubbs Real Estate Group LLC
Buyer's Agent
Sarah Steverson
CENTURY 21 Commander Realty
List Price
$339,500
Sold Price
$315,000
Premium/Discount to List
-$24,500
-7.22%
Views
18
Current Estimated Value
$312,157

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,843
Avg. Annual Appreciation
-0.81%

Purchase Details

Listed on
Jul 14, 2015
Closed on
Feb 19, 2016
Sold by
Ramsey E Dwan and Underwood Priscilla
Bought by
Fry Christopher L
Seller's Agent
Diane Cofer
Coastal Choice Realty LLC
Buyer's Agent
John Shook
Exit Innovative Realty
List Price
$217,000
Sold Price
$190,000
Premium/Discount to List
-$27,000
-12.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.76%
Original Mortgage
$194,085
Interest Rate
3.92%
Mortgage Type
VA

Purchase Details

Listed on
Jul 14, 2015
Closed on
Feb 15, 2016
Sold by
Ramsey Dewey V
Bought by
Ramsey E Dwan and Underwood Priscilla
Seller's Agent
Diane Cofer
Coastal Choice Realty LLC
Buyer's Agent
John Shook
Exit Innovative Realty
List Price
$217,000
Sold Price
$190,000
Premium/Discount to List
-$27,000
-12.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,085
Interest Rate
3.92%
Mortgage Type
VA

Purchase Details

Closed on
Dec 19, 2003
Sold by
The Oaks Development Llc
Bought by
Ramsey Edgar D and Ramsey Flora K
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 Anchor Title
Warranty Deed $315,000 Anchor Title
Warranty Deed $190,000 First American Title Ins Co
Interfamily Deed Transfer -- Attorney
Warranty Deed $199,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $194,085 VA
Previous Owner $175,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/28/2025 02/28/25 Sold $315,000 -4.4% $148 / Sq Ft
02/10/2025 02/10/25 Pending -- -- --
02/07/2025 02/07/25 Price Changed $329,500 -2.9% $154 / Sq Ft
01/01/2025 01/01/25 For Sale $339,500 +78.7% $159 / Sq Ft
07/05/2022 07/05/22 Off Market $190,000 -- --
02/24/2016 02/24/16 Sold $190,000 -12.4% $89 / Sq Ft
01/01/2016 01/01/16 Pending -- -- --
07/14/2015 07/14/15 For Sale $217,000 -- $102 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,407 $194,139 $30,900 $163,239
2023 $3,407 $185,621 $30,900 $157,851
2022 $2,966 $168,746 $25,220 $143,526
2021 $2,904 $160,884 $22,667 $138,217
2020 $2,281 $159,888 $20,000 $139,888
2019 $1,815 $153,123 $20,000 $133,123
2018 $1,859 $162,633 $0 $0
2017 $1,862 $163,642 $0 $0
2016 $2,474 $161,352 $0 $0
2015 $1,944 $162,829 $0 $0
2014 $1,954 $164,432 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 766752

Central Panhandle Association of REALTORS®

APN: 26759-192-000