$460,000
SOLD MAR 26, 2025

2499 645th Ave Albia, IA 52531

6 Beds
3 Baths
10,230 Sq Ft
9 Acres

Recently Sold

$45 Per Sq Ft

2% Below List Price

6 Days on Market

About This Home

As of March 2025

This acreage in Monroe County is located on a hard-surface road. It has a house, a steel building, a horse barn, a hay shed, a pond, and over nine acres to enjoy. It’s located just north of Moravia, 3.5 miles, south of Albia, 4.5 miles. This beautiful acreage has a ton of outdoor space for any activity you can think of, whether you want to have horses or livestock out in the pasture or just plenty of room for the kids to roam in the yard. The ranch-style house, being built in 2016, has an open concept floor plan, no steps, and walks right out to the patio/sidewalk. Inside, the living room, kitchen, and dining room are all one big room. The kitchen has recently been outfitted with new, custom cabinets. Next to that are two bedrooms and one full bathroom. Just off the kitchen, there's an extra utility and washroom. A short walk north is a large, steel-sided building built in 2012 that measures 60x120 feet and has a nice overhang on 2 sides. The building has a partial second level and adds up to almost 9,000 total square feet of inside space. The building was once used as a store and there's a large area of concrete adjoining the hard surface road. It is currently being utilized as living quarters, storage space and a shop area, plus a large, commercial-sized kitchen. On the south side of the property is a 40x60 barn also built in 2012. It's currently being utilized for horses, equipped with three stalls and extra hay storage.

Last Agent to Sell the Property

Ben Harshyne

Whitetail Properties Real Estate, LLC Listed on: 01/02/2025

Whitetail Properties Real Estate, LLC

Last Buyer's Agent

Outside Agent-SEIA Outside Agent-SEIA

Outside Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $398

Year Built

  • Built in 2012

Parking

  • 2

Utilities

  • Forced Air Heating System

Home Details

Home Type

Single Family

Est. Annual Taxes

$398

Year Built

Built in 2012

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Year Built: 2012
  • Property Type: Residential
  • Road Frontage Type: Paved Streets
  • Co List Office Mls Id: NOC29443
  • Inclusions: Steel building has over 9k square feet with 4 bedrooms 2 bathrooms, 2 kitchens, in-floor heat, shop, storage areas Horse barn with 3 stalls and hay storage 30x40 hay storage or loafing shed next to pasture Pasture area is roughly 7 acres, is well fenced and has a pond located within There is no electricity on the property; however, it's completely outfitted with propane heating and lighting, along with in-floor heat in most of the large buildings.
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Basement: None
  • Fireplace: No
  • Full Bathrooms: 3
  • Total Bedrooms: 6

Exterior Features

  • Construction Type: Metal Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Detached Garage, Gravel, Concrete, Paved

Utilities

  • Heating: Forced Air
  • Sewer: Septic Tank
  • Cooling: Central Air
  • Water Source: Rural/Municipality

Condo/Co-op/Association

  • Association Name: RLIT

Lot Info

  • Lot Dimensions: 9 ac m/l or 408,593 square feet
  • Lot Size Units: Acres
  • Lot Size Sq Ft: 392040

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 4956

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 2, 2025
Closed on
Mar 26, 2025
Sold by
Borntrager Lavern and Borntrager Rebecca
Bought by
Moyer David and Moyer Nathalee
Seller's Agent
Ben Harshyne
Whitetail Properties Real Estate, LLC
Buyer's Agent
Outside Agent-SEIA Outside Agent-SEIA
Outside Office
List Price
$470,000
Sold Price
$460,000
Premium/Discount to List
-$10,000
-2.13%
Views
22
Current Estimated Value
$355,428

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$104,572
Avg. Annual Appreciation
-39.10%
Original Mortgage
$210,000
Outstanding Balance
$209,103
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$146,325

Purchase Details

Closed on
Aug 29, 2022
Sold by
Byler and Ruth
Bought by
Borntrager Lavern and Borntrager Rebecca

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$337,500
Interest Rate
5.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 1, 2022
Sold by
Kurtz Perry A and Kurtz Ann Sarah
Bought by
Byler Nelson and Byler Ruth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$337,500
Interest Rate
5.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 22, 2014
Sold by
Kurtz Alvin J and Kurtz Marilyn S
Bought by
Kurtz Perry A and Kurtz Sarah Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
4.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 29, 2012
Sold by
Spencer John Richard and Spencer Emily
Bought by
Kurtz Alvin J and Kurtz Marilyn S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 10, 2008
Sold by
Spencer John Richard and Spencer Emily
Bought by
Spencer John Richard and Spencer Emily

Purchase Details

Closed on
Jul 24, 2007
Sold by
Mcreynolds Douglas W and Mcreynolds Jennifer J
Bought by
Spencer John Richard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,500
Interest Rate
6.71%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 12, 2005
Sold by
Vangorden John R and Gorden Elizabeth J
Bought by
Mcreynolds Douglas and Mcreynolds Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
5.83%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $460,000 None Listed On Document
Warranty Deed $450,000 --
Warranty Deed $100,500 --
Warranty Deed $468,750 None Available
Warranty Deed $150,000 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $108,500 None Available
Warranty Deed $105,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $210,000 New Conventional
Previous Owner $337,500 New Conventional
Previous Owner $25,000 New Conventional
Previous Owner $40,000 New Conventional
Previous Owner $108,500 New Conventional
Previous Owner $105,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/26/2025 03/26/25 Sold $460,000 -2.1% $45 / Sq Ft
01/08/2025 01/08/25 Pending -- -- --
01/02/2025 01/02/25 For Sale $470,000 -- $46 / Sq Ft
Source: NoCoast MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $398 $30,780 $5,880 $24,900
2023 $392 $30,780 $5,880 $24,900
2022 $388 $24,750 $4,520 $20,230
2021 $396 $24,750 $4,520 $20,230
2020 $394 $24,240 $3,900 $20,340
2019 $426 $24,240 $3,900 $20,340
2018 $426 $24,240 $0 $0
2017 $428 $24,160 $0 $0
2016 $504 $27,450 $0 $0
2015 $352 $27,190 $0 $0
2014 $352 $27,190 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NoCoast MLS

MLS Number: NOC6323919

NoCoast MLS

APN: 150-521-00-4000000