2505 Whispering Palms Loop Chula Vista, CA 91915
Eastlake NeighborhoodEstimated Value: $812,000 - $927,000
3
Beds
2.5
Baths
2,236
Sq Ft
$398/Sq Ft
Est. Value
Highlights
- Private Pool
- 2.18 Acre Lot
- Neighborhood Views
- Eastlake Middle School Rated A-
- Clubhouse
- 2 Car Attached Garage
About This Home
As of May 2023Masters Collection Community of Eastlake Greens ! Beautiful Home 3 Br 2.5 Ba. Plus a spacious Loft ! perfect for office, Den or studio, Formal Living room, Double sided Fireplace, Beautiful high vaulted ceilings, spacious Dinning room, open concept kitchen and breakfast nook that opens to Family room with the fireplace! Master Suite with vaulted ceilings includes soaking tub with separate shower, his and hers individual sinks, two spacious closets. Sparkling private pool in backyard with no house behind, great area for family gatherings., Solar Panels, just Lovely ! don't miss it ! Award winning community ! the most complete Club House ! Golf course, 4 Pools, Tennis Courts, Basket ball and volleyball courts ! plus Dolphin Beach and Otay Lake very close by . High ranking schools! NO MELLO ROOS!
Last Agent to Sell the Property
Coldwell Banker West License #01402106 Listed on: 03/25/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,826
Year Built
- Built in 1994
Lot Details
- 2.18 Acre Lot
- Density is up to 1 Unit/Acre
- Property is zoned R-1:SINGLE FAM-RES
HOA Fees
Parking
- 2 Car Attached Garage
- 2 Open Parking Spaces
Interior Spaces
- 2,236 Sq Ft Home
- 2-Story Property
- Family Room with Fireplace
- Neighborhood Views
Bedrooms and Bathrooms
- 3 Bedrooms
- All Upper Level Bedrooms
Laundry
- Laundry Room
- Laundry in Garage
Additional Features
- Private Pool
- No Heating
Listing and Financial Details
- Tax Tract Number 12923
- Assessor Parcel Number 5953215025
Community Details
Overview
- Masters Collection Association, Phone Number (619) 200-0750
- Eastlake Ii Association
- Masters Collections
Amenities
- Picnic Area
- Clubhouse
Recreation
- Community Playground
- Community Pool
- Park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 25, 2023
Closed on
Apr 4, 2023
Sold by
Watson Michael Philip and Watson Paula Ann
Bought by
Dela Puerta Ramon Arturo and Cancino Blanca Cynthia
Seller's Agent
Fabiola Gonzalez
Coldwell Banker West
Buyer's Agent
Eddie Quezada
Empire Homes & Loans
List Price
$835,000
Sold Price
$830,000
Premium/Discount to List
-$5,000
-0.6%
Views
41
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$59,530
Avg. Annual Appreciation
4.18%
Original Mortgage
$814,966
Outstanding Balance
$795,858
Interest Rate
6.42%
Mortgage Type
FHA
Estimated Equity
$110,249
Purchase Details
Closed on
May 22, 2007
Sold by
Watson Michael Phillip and Watson Paula Ann
Bought by
Watson Michael Philip and Watson Paula Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,500
Interest Rate
5.85%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Dec 27, 2004
Sold by
Watson Michael Philip and Watson Paula Ann
Bought by
Watson Michael Philip and Watson Paula Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.69%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Jan 30, 2004
Sold by
Watson Michael Philip and Watson Paula Ann
Bought by
Watson Michael Philip and Watson Paula Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
5.8%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Dec 19, 2003
Sold by
Watson Michael Philip
Bought by
Watson Michael Philip and Watson Paula Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
5.8%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Nov 5, 2002
Sold by
Watson Michael
Bought by
Watson Michael Philip and Watson Paula Ann
Purchase Details
Closed on
Jun 7, 2002
Sold by
Watson Paula
Bought by
Watson Michael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,000
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 15, 2000
Sold by
Uwjt Watson Michael and Uwjt Paula Southers
Bought by
Watson Michael and Watson Paula
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,000
Interest Rate
7.96%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
May 12, 1999
Sold by
Cuzzocrea John L and Cuzzocrea Lorry
Bought by
Watson Michael and Southers Paula
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$183,200
Interest Rate
9.15%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 24, 1994
Sold by
Lane Kuhn Pacific Homes Ltd Prtnrshp #1
Bought by
Cuzzocrea John L and Cuzzocrea Lorry
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
8.83%
Mortgage Type
VA
Similar Homes in Chula Vista, CA
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Dela Puerta Ramon Arturo | $830,000 | First American Title | |
| Watson Michael Philip | -- | United Title Company | |
| Watson Michael Philip | -- | -- | |
| Watson Michael Philip | -- | Orange Coast | |
| Watson Michael Philip | -- | Security Union Title | |
| Watson Michael Philip | -- | Security Union Title | |
| Watson Michael Philip | -- | -- | |
| Watson Michael | -- | Fidelity Title | |
| Watson Michael | -- | United Title Company | |
| Watson Michael | $229,000 | Commonwealth Land Title Co | |
| Cuzzocrea John L | $185,000 | First American Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Dela Puerta Ramon Arturo | $814,966 | |
| Previous Owner | Watson Michael Philip | $91,500 | |
| Previous Owner | Watson Michael Philip | $457,500 | |
| Previous Owner | Watson Michael Philip | $180,000 | |
| Previous Owner | Watson Michael Philip | $100,000 | |
| Previous Owner | Watson Michael Philip | $50,000 | |
| Previous Owner | Watson Michael Philip | $328,000 | |
| Previous Owner | Watson Michael Phillip | $69,800 | |
| Previous Owner | Watson Michael | $248,000 | |
| Previous Owner | Watson Michael | $77,000 | |
| Previous Owner | Watson Michael | $183,200 | |
| Previous Owner | Cuzzocrea John L | $22,500 | |
| Previous Owner | Cuzzocrea John L | $184,450 | |
| Previous Owner | Cuzzocrea John L | $184,000 | |
| Closed | Watson Michael | $45,800 | |
| Closed | Watson Michael | $25,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/08/2023 05/08/23 | Sold | $830,000 | -1.2% | $371 / Sq Ft |
| 03/30/2023 03/30/23 | Pending | -- | -- | -- |
| 03/30/2023 03/30/23 | Price Changed | $840,000 | +0.6% | $376 / Sq Ft |
| 03/25/2023 03/25/23 | For Sale | $835,000 | -- | $373 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,826 | $846,600 | $596,700 | $249,900 |
| 2023 | $3,977 | $345,045 | $105,468 | $239,577 |
| 2022 | $3,865 | $338,280 | $103,400 | $234,880 |
| 2021 | $3,772 | $331,648 | $101,373 | $230,275 |
| 2020 | $3,685 | $328,248 | $100,334 | $227,914 |
| 2019 | $3,586 | $321,813 | $98,367 | $223,446 |
| 2018 | $4,922 | $315,504 | $96,439 | $219,065 |
| 2017 | $12 | $309,319 | $94,549 | $214,770 |
| 2016 | $4,696 | $303,255 | $92,696 | $210,559 |
| 2015 | $4,620 | $298,701 | $91,304 | $207,397 |
| 2014 | $5,023 | $292,851 | $89,516 | $203,335 |
Source: Public Records
Agents Affiliated with this Home
-
Fabiola Gonzalez
Seller's Agent in 2023
Fabiola Gonzalez
Coldwell Banker West
(619) 279-7167
9 in this area
101 Total Sales
-
Eddie Quezada
Buyer's Agent in 2023
Eddie Quezada
Empire Homes & Loans
(619) 289-9008
1 in this area
5 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PTP2301397
APN: 595-321-50-25
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