$190,000
SOLD APR 17, 2025

251 Mattie M Kelly Blvd Unit 304 Destin, FL 32541

2 Beds
2 Baths
1,100 Sq Ft
$648/mo HOA Fee

Recently Sold

$173 Per Sq Ft

28% Below List Price

219 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Separate Shower in Primary Bathroom
  • Living Room
  • Destin Elementary School Rated A-
  • Breakfast Bar
  • Tile Flooring

About This Home

As of April 2025

REO. Escape to Paradise in this Destin Gem! This Freshly Painted Charming 2-bedroom, 2-bathroom condo offers the perfect blend of comfort and convenience. Nestled in the heart of Destin, you're just steps away from pristine beaches, world-class dining, and vibrant nightlife. The spacious interior features an open-concept living area, perfect for entertaining guests or simply unwinding after a long day. The well-appointed kitchen is equipped with modern appliances, making it a joy to prepare meals. With easy access to world-class shopping, dining, and entertainment, you'll never run out of things to do. The Old Bay Condo Complex is a low rise building with 6 condos per floor and secured entry onto each floor. Call for more Details!

Last Agent to Sell the Property

Christine Cleek

Rising Star Real Estate Inc License #3152745 Listed on: 08/26/2024

Last Buyer's Agent

Lena Reeves

Keller Williams Realty FWB

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,258

Year Built

  • Built in 2005

HOA Fees

  • $648 Monthly HOA Fees

Home Design

  • Frame Construction
  • Metal Roof
  • Cement Board or Planked
  • Stucco

Interior Spaces

  • 1,100 Sq Ft Home
  • 3-Story Property
  • Living Room
  • Utility Room

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Wall to Wall Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Separate Shower in Primary Bathroom

Schools

  • Destin Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Association fees include accounting, ground keeping, insurance, management, repairs/maintenance, sewer, water, trash
  • Old Bay Condo Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-1121-0000-0304

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,258

Year Built

Built in 2005

Lot Details

0

HOA Fees

$648 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: OLD BAY CONDO
  • Directions: Highway 98 to Airport Rd. Follow to Mattie M. Kelly Blvd. Turn Left. At the end of the Road is Old Bay Condos. Park on the Portico side. Go in the door to the left which is the elevator. Go to 3rd floor. Open the door across from the elevator which is the staircase entry. There is a Supra on the railing. There are 2 keys in there - 1 opens the access to the hallway the other opens the unit door.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 2005
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Furnished: Furnished - None
  • Appliances: Dishwasher, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Floor Laminate, Floor Tile, Floor WW Carpet, Floor WW Carpet New
  • Interior Amenities: Breakfast Bar
  • Stories: 3
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Floor Laminate: Yes
  • Interior:Floor WW Carpet New: Yes

Exterior Features

  • Construction Type: Frame, Siding CmntFbrHrdBrd, Stucco
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Frame: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Association #2 Fee: 1945.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Management, Repairs/Maintenance, Sewer, Water, Trash

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Bruner

Lot Info

  • Parcel #: 00-2S-22-1121-0000-0304

Tax Info

  • Tax Annual Amount: 2257.82
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2025
Closed on
Apr 9, 2025
Sold by
Lsf10 Master Participation Trust and Us Bank Trust Na
Bought by
Ramsey Jerry
Seller's Agent
Michael Smith
Newcastle Property Management
Buyer's Agent
Michael Smith
Pelican Real Estate
Sold Price
$2,000
Current Estimated Value
$198,060

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$196,060
Avg. Annual Appreciation
15.40%

Purchase Details

Closed on
Apr 24, 2019
Sold by
Old Bay Condominium Owners Assn Inc
Bought by
U S Bank Trust Na and Lsf10 Master Participation Trusts

Purchase Details

Closed on
Aug 17, 2011
Sold by
Stallworth Sean
Bought by
Old Bay Condominium Owners Association I

Purchase Details

Closed on
Oct 20, 2006
Sold by
Pinkerton Drew S
Bought by
Stallworth Sean and Stallworth Mian F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
6.45%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 28, 2005
Sold by
Old Bay Condominium Llc
Bought by
Pinkerton Drew S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,500
Interest Rate
5.51%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $190,000 None Listed On Document
Trustee Deed $95,700 Attorney
Trustee Deed -- None Available
Warranty Deed $200,000 None Available
Special Warranty Deed $190,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $160,000 Purchase Money Mortgage
Previous Owner $40,000 Unknown
Previous Owner $163,500 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/29/2025 05/29/25 For Rent $2,000 0.0% --
05/22/2025 05/22/25 Rented $2,000 0.0% --
04/17/2025 04/17/25 Sold $190,000 -5.0% $173 / Sq Ft
04/02/2025 04/02/25 Pending -- -- --
03/07/2025 03/07/25 Price Changed $199,900 -4.8% $182 / Sq Ft
02/11/2025 02/11/25 Price Changed $209,900 -4.5% $191 / Sq Ft
01/14/2025 01/14/25 Price Changed $219,900 -2.2% $200 / Sq Ft
12/07/2024 12/07/24 Price Changed $224,900 -4.3% $204 / Sq Ft
11/12/2024 11/12/24 Price Changed $234,900 -4.1% $214 / Sq Ft
10/15/2024 10/15/24 Price Changed $244,900 -3.9% $223 / Sq Ft
09/20/2024 09/20/24 Price Changed $254,900 -3.0% $232 / Sq Ft
08/26/2024 08/26/24 For Sale $262,900 0.0% $239 / Sq Ft
02/01/2017 02/01/17 Rented $1,200 0.0% --
02/01/2017 02/01/17 Under Contract -- -- --
11/06/2016 11/06/16 For Rent $1,200 +4.3% --
08/01/2014 08/01/14 Rented $1,150 0.0% --
07/25/2014 07/25/14 Under Contract -- -- --
07/08/2014 07/08/14 For Rent $1,150 +4.5% --
09/15/2012 09/15/12 Rented $1,100 0.0% --
09/15/2012 09/15/12 Under Contract -- -- --
08/19/2012 08/19/12 For Rent $1,100 -- --
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,258 $200,000 -- $200,000
2023 $2,258 $200,000 $0 $200,000
2022 $2,034 $175,000 $0 $175,000
2021 $1,915 $160,500 $0 $160,500
2020 $1,689 $135,000 $0 $135,000
2019 $1,517 $125,000 $0 $125,000
2018 $1,374 $110,000 $0 $0
2017 $1,249 $96,500 $0 $0
2016 $1,117 $86,000 $0 $0
2015 $1,139 $86,000 $0 $0
2014 $1,086 $81,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 957792

Emerald Coast Association of REALTORS®

APN: 00-2S-22-1121-0000-0304