Seller's Agent in 2021
Vernon Smith
Coldwell Banker (NRT-Southeast-MidAtlantic)
(443) 340-8146
5 Total Sales
251 Stem Rd Union Bridge, MD 21791
Estimated Value: $428,000 - $522,000
3
Beds
2.5
Baths
3,106
Sq Ft
$158/Sq Ft
Est. Value
Highlights
- Deck
- Traditional Floor Plan
- Rambler Architecture
- Private Lot
- Partially Wooded Lot
- Wood Flooring
About This Home
As of May 2021Those looking for a little slice of heaven in rural Carroll County have to see this lovely rancher with integral two car garage. Privately situated on nearly two acres, this 3 bedroom, 2.5 bath could be your private retreat. Horses graze just outside the fenced rear yard. The house is nestled among mature hardwood trees. Well maintained throughout, this property has a new HVAC Heat Pump installed in 20XX, and an updated water system. The main level includes the 3 bedrooms, 2 full baths, a spacious living room with fireplace/pellet stove insert, country kitchen and large family room which is over the 2 car garage. The spacious rustic basement is about 75% finished with bar, propane fireplace, tiled floor and half bath. Enjoy the rear deck view of the fenced yard and neighboring farm. A storage shed with electric is an added bonus. Don't wait to see the inside. This one is NOT a ride by.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,637
Year Built
- Built in 1968
Lot Details
- 1.93 Acre Lot
- Back Yard Fenced
- Chain Link Fence
- Landscaped
- Private Lot
- Partially Wooded Lot
- Property is in good condition
Parking
- 2 Car Direct Access Garage
- Basement Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Rambler Architecture
- Brick Exterior Construction
- Asphalt Roof
- Chimney Cap
Interior Spaces
- Property has 2 Levels
- Traditional Floor Plan
- Central Vacuum
- Built-In Features
- Chair Railings
- Crown Molding
- Ceiling Fan
- Recessed Lighting
- 3 Fireplaces
- Flue
- Electric Fireplace
- Gas Fireplace
- Double Pane Windows
- Window Treatments
- Bay Window
- Window Screens
- Six Panel Doors
- Family Room Off Kitchen
- Living Room
- Combination Kitchen and Dining Room
- Game Room
- Utility Room
- Storm Doors
- Attic
Kitchen
- Country Kitchen
- Electric Oven or Range
- Built-In Microwave
- Extra Refrigerator or Freezer
- Ice Maker
- Dishwasher
Flooring
- Wood
- Partially Carpeted
- Concrete
- Tile or Brick
- Vinyl
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
Laundry
- Electric Dryer
- Washer
Improved Basement
- Basement Fills Entire Space Under The House
- Interior and Side Basement Entry
- Garage Access
- Laundry in Basement
Outdoor Features
- Deck
- Exterior Lighting
- Shed
- Porch
Schools
- Elmer A Wolfe Elementary School
- Northwest Middle School
- Francis Scott Key Senior High School
Utilities
- Heat Pump System
- Back Up Electric Heat Pump System
- Heating System Powered By Leased Propane
- Underground Utilities
- Water Holding Tank
- Well
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Home warranty included in the sale of the property
- Assessor Parcel Number 0712000081
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 5, 2021
Closed on
May 21, 2021
Sold by
Truax Robert I and Truax Alice K
Bought by
Krempel Michael and Soliva Christine B
Seller's Agent
Vernon Smith
Coldwell Banker Realty
Buyer's Agent
Kenneth Grant
Pearson Smith Realty, LLC
List Price
$379,900
Sold Price
$404,940
Premium/Discount to List
$25,040
6.59%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,603
Avg. Annual Appreciation
3.94%
Original Mortgage
$384,693
Outstanding Balance
$349,581
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$127,645
Purchase Details
Closed on
Nov 16, 2007
Sold by
Craig Schneider R
Bought by
Truax Robert I and Truax Alice K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$324,000
Interest Rate
6.78%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 12, 2007
Sold by
Craig Schneider R
Bought by
Truax Robert I and Truax Alice K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$324,000
Interest Rate
6.78%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 1, 1986
Sold by
Barnhart Larry I
Bought by
Schneider R Craig
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
10.62%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Krempel Michael | $404,940 | Legacy House Title | |
| Truax Robert I | $405,000 | -- | |
| Truax Robert I | $405,000 | -- | |
| Schneider R Craig | $87,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Krempel Michael | $384,693 | |
| Previous Owner | Truax Robert I | $275,000 | |
| Previous Owner | Truax Robert I | $318,700 | |
| Previous Owner | Truax Robert I | $324,000 | |
| Previous Owner | Truax Robert I | $324,000 | |
| Previous Owner | Schneider R C | $100,000 | |
| Previous Owner | Schneider R Craig | $60,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/21/2021 05/21/21 | Sold | $404,940 | +6.6% | $130 / Sq Ft |
| 04/11/2021 04/11/21 | Pending | -- | -- | -- |
| 04/05/2021 04/05/21 | For Sale | $379,900 | -- | $122 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,007 | $377,633 | $0 | $0 |
| 2024 | $4,007 | $352,467 | $0 | $0 |
| 2023 | $3,725 | $327,300 | $134,300 | $193,000 |
| 2022 | $3,685 | $323,733 | $0 | $0 |
| 2021 | $0 | $320,167 | $0 | $0 |
| 2020 | $3,605 | $316,600 | $134,300 | $182,300 |
| 2019 | $3,221 | $316,433 | $0 | $0 |
| 2018 | $3,608 | $316,267 | $0 | $0 |
| 2017 | $3,540 | $316,100 | $0 | $0 |
| 2016 | -- | $310,800 | $0 | $0 |
| 2015 | -- | $305,500 | $0 | $0 |
| 2014 | -- | $300,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Vernon Smith
-
Kenneth Grant
Buyer's Agent in 2021
Kenneth Grant
Pearson Smith Realty, LLC
(301) 520-1840
241 Total Sales
Map
Source: Bright MLS
MLS Number: MDCR203308
APN: 12-000081
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