$790,000
$20K PRICE DROP

251 Westlake Cir Madison, MS 39110

Estimated payment $4,614/month

Total Views 10,733
4 Beds
4 Baths
3,272 Sq Ft
$241 Price per Sq Ft

Highlights

  • Open Floorplan
  • Community Lake
  • Traditional Architecture
  • Mannsdale Elementary School Rated A-
  • Multiple Fireplaces
  • Wood Flooring

About This Home

Assumable 3% loan on this impeccable home in Madison's premier neighborhood: Westlake. Elevate your homebuying experience with the added advantage of an assumable 3% loan, which provides a unique opportunity for qualified buyers to step into a home of unparalleled luxury and save thousands. This is more than just a dream home—it's a once-in-a-decade financing opportunity.

Qualified buyers may assume the current 3% mortgage and combine it with additional funding through a local bank's assumptive loan program, making your monthly payments comparable to those on a $460,000 mortgage (based on 20% down).

This unique arrangement offers exceptional value and affordability in today's market—don't miss your chance to take advantage of these favorable terms.

Indulge in refined living with this stunning 4-bedroom, 4-bathroom home, where timeless design meets impeccable functionality. Move-in ready and beautifully finished, this home features a thoughtful open and split floor plan, a serene neutral palette inside and out, and sophisticated touches throughout.

The spacious main floor includes the tranquil primary suite and two oversized secondary bedrooms, each with their own private or adjoining bathrooms. The luxurious primary suite is a peaceful retreat with spa-like features including a soaking tub, a fully tiled shower, dual vanities with ample storage, and an oversized custom closet complete with built-ins and a full-length framed mirror.

On the opposite wing, one secondary bedroom boasts a private bath, while the other shares an adjoining bath accessible from the hallway—ideal for family or guests. Each bedroom offers generous space and large closets.

At the heart of the home lies an open-concept, L-shaped gourmet kitchen—set slightly apart for increased cabinetry and seamless counter space. Quartz countertops, a large eat-at island, and abundant storage make it a chef's dream. The kitchen flows into the keeping room, breakfast nook, family room, and formal dining—creating a perfect setting for both entertaining and everyday living.

Transitions between formal and informal spaces are gracefully integrated, with no wasted space and natural light pouring into every room. Elegant lighting options include recessed can lights and designer fixtures, all complemented by wide-plank light oak hardwoods and refined trim throughout.

Off the garage entrance, a functional hallway leads to a private office space, a walk-in pantry with a built-in workstation, and a spacious laundry room with a sink and extra appliance space. The upstairs suite—accessed from this same wing—offers an additional bedroom and full bath, ideal for guests, teens, or a second office.

Step outside to your private backyard oasis. Mature shade trees and a well-manicured lawn set the scene for an impressive outdoor living area featuring a fireplace, built-in cooking station, and cafe-style lighting—perfect for evening entertaining. Enjoy serene views of the lake right from your front porch.

Contact your agent today to schedule a private showing and receive full financing details. Opportunities like this are rare and won't last!

Contact your agent today to schedule a private showing and receive full financing details. Opportunities like this are rare and won't last!

Listing Agent

Kim Shelton

Keystone Realty Corporation License #S50317 Listed on: 05/29/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,100

Year Built

  • Built in 2020

Lot Details

  • 0.59 Acre Lot
  • Privacy Fence
  • Back Yard Fenced
  • Many Trees

Parking

  • 3 Car Garage
  • 3 Carport Spaces
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 3,272 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Multiple Fireplaces
  • Gas Log Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Combination Kitchen and Living
  • Storage

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Double Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Quartz Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Dual Closets
  • 4 Full Bathrooms
  • Double Vanity
  • Bathtub Includes Tile Surround
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Sink Near Laundry

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Outdoor Fireplace
  • Outdoor Kitchen
  • Outdoor Gas Grill
  • Rear Porch

Schools

  • Mannsdale Elementary School
  • Germantown Middle School
  • Germantown High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Connected
  • Tankless Water Heater
  • Cable TV Available

Community Details

  • Property has a Home Owners Association
  • Association fees include ground maintenance
  • Westlake Subdivision
  • Community Lake

Listing and Financial Details

  • Assessor Parcel Number 081f-23-002/04.07

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,100

Year Built

Built in 2020

Lot Details

0

Parking

3

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: One and One Half
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2020
  • Lot Size Acres: 0.59
  • Subdivision Name: Westlake
  • Directions: LOT 7 WESTLAKE PHASE 1 SUBD OUTSIDE PER/BT CORN DRN DIST
  • Garage Yn: Yes
  • New Construction: No
  • Appliances Microwave: Yes
  • General Property Information:New Construction: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Tankless Water Heater, Vented Exhaust Fan
  • AtticFeaturesAttic: Yes
  • BasementFeaturesBasement: No
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Outside
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Breakfast Bar, Built-in Features, Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Storage
  • Window Features: Insulated Windows
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Plan: Yes
  • Kitchen Features:KitchenFamily Room View: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Open Floorplan: Yes
  • Kitchen Features:Walk-in Pantry: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Appliances:Cooktop: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Tankless Water Heater: Yes
  • Attic Features:Ridge Vent: Yes
  • Interior Features:Entrance Foyer: Yes
  • Kitchen Features:Custom Cabinets: Yes
  • Kitchen Features:Quartz Counters: Yes
  • Interior Features:His and Hers Closets: Yes
  • Interior Features:Storage2: Yes
  • Appliances:Vented Exhaust Fan: Yes
  • Bathroom Features:Ceramic Tile2: Yes
  • Community Features:Lake: Yes

Exterior Features

  • Disclosures: None
  • Exterior Features: Gas Grill, Outdoor Kitchen
  • Fencing: Back Yard, Privacy
  • Foundation Details: Slab
  • Lot Features: Fenced, Many Trees
  • Roof: Architectural Shingles
  • Patio And Porch Features: Rear Porch
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • Construction Type: Brick
  • Lot Features:Many Trees: Yes
  • General Property Information:Accessibility Features: No
  • Patio And Porch Features:Patio - Covered: Yes
  • Driveway Features:Concrete Drive: Yes
  • Lot Features:Fenced: Yes
  • Exterior Features:Outdoor Kitchen: Yes
  • Window Features:Insulated Windows: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Exterior Features:Gas Grill: Yes
  • Exterior Features:Outside Fireplace: Yes

Garage/Parking

  • Carport Spaces: 3.0
  • Garage Spaces: 3.0
  • Parking Features: Garage Door Opener, Storage, Concrete
  • Attached Garage: No
  • Parking Features:Garage2: Yes
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage Spaces: 3.0

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central, Fireplace(s)
  • Laundry Features: Laundry Room, Main Level, Sink
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Fireplace(s): Yes

Condo/Co-op/Association

  • Community Features: Lake
  • Association: Yes

Association/Amenities

  • HorseAmenitiesHorseAmenities: No
  • Tax and Financial Information:Association: Yes
  • Association Fee Includes:Maintenance Grounds: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Mannsdale
  • High School: Germantown
  • Middle Or Junior School: Germantown Middle

Lot Info

  • Parcel #: 081f-23-002/04.07
  • Lot Size Sq Ft: 25700.4

Tax Info

  • Tax Annual Amount: 4100.0
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,076 $42,616 $0 $0
2023 $4,076 $42,616 $0 $0
2022 $4,076 $42,616 $0 $0
2021 $6,176 $61,344 $0 $0
2020 $589 $5,850 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 Price Changed $790,000 -2.5% $241 / Sq Ft
05/29/2025 05/29/25 For Sale $809,900 +8.0% $248 / Sq Ft
02/23/2024 02/23/24 Sold -- -- --
01/05/2024 01/05/24 Pending -- -- --
01/04/2024 01/04/24 For Sale $750,000 +29.3% $229 / Sq Ft
07/13/2020 07/13/20 Sold -- -- --
06/06/2020 06/06/20 Pending -- -- --
05/20/2020 05/20/20 For Sale $579,900 -- $180 / Sq Ft
Source: MLS United

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Covenant Title
Warranty Deed -- Covenant Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $510,400 New Conventional
Source: Public Records

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Source: MLS United

MLS Number: 4114644

MLS United

APN: 081F-23 -002/04.07