NOT LISTED FOR SALE

Estimated Value: $644,000 - $766,000

4 Beds
3 Baths
2,418 Sq Ft
$289/Sq Ft Est. Value

Last Sold October 18, 2024

Last sale price $710,000 $294 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $4,035/month

157 Days on Market

Highlights

  • Boathouse
  • 100 Feet of Waterfront
  • Boat Lift
  • Harmony Community School Rated 9+
  • Docks
  • RV Access or Parking

About This Home

As of October 2024

Prime Location /Alligator Chain of Lakes in the heart of St. Cloud, this Lakefront home is truly a hidden gem, offering breathtaking water views and sunsets. Situated on the largest Lake of the Chain, Alligator Lake, this property boasts an impressive 100 feet of lake frontage, setting the stage for an unparalleled outdoor haven. The composite decking dock, meticulously crafted with every detail in mind, alongside a boat lift and a covered boat house equipped with both water and electric, serves as your gateway to countless adventures on the water. The presence of a concrete sea wall ensures an added layer of privacy, making this haven a serene escape.
The home itself offers luxury and versatility, featuring not one, but two owner's suites, with one designed for utmost privacy. Its open floor plan is accentuated by windows and sliders that offer panoramic views of the shimmering water, immersing residents in the beauty of their surroundings. The rustic charm of the interior is highlighted by wood beams, cedar wood and a stone fireplace that adds warmth and character to the living space. This distinctive home is built for those who appreciate the finer details and the seamless blend of elegance and comfort.
For culinary enthusiasts, the property features 2 full kitchens and a covered BBQ area, perfect for entertaining family and guests. Whether it's a quiet dinner or a larger gathering, this space is designed to cater to any event with ease. This lakefront home in St. Cloud is more than just a residence; it's an outdoor haven, a gateway to adventures on the water, and a place where luxury meets versatility. Also to complete this magnificent property is a Detached Oversize 2 car Garage equipped with electric and water.

Last Agent to Sell the Property

Lu Moore

Better Homes & Gardens RE Star License #339472 Listed on: 04/04/2024

Better Homes & Gardens RE Star

Co-Listed By

Patricia Beaulieu

Better Homes & Gardens RE Star

Last Buyer's Agent

Brittney Abernathy

Coastal Life Properties LLC License #3466366

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,302

Year Built

  • Built in 1981 | Remodeled

Lot Details

  • 0.61 Acre Lot
  • 100 Feet of Waterfront
  • Lake Front
  • Home fronts a seawall
  • Property fronts a private road
  • Dirt Road
  • East Facing Home
  • Property is Fully Fenced
  • Privacy Fence
  • Vinyl Fence
  • Many Trees

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Additional Parking
  • RV Access or Parking

Home Design

  • Frame Construction
  • Metal Roof
  • Stone Siding
  • Siding

Interior Spaces

  • 2,418 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Wood Burning Fireplace
  • Entrance Foyer
  • Lake Views

Kitchen

  • Breakfast Bar
  • Convection Oven
  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Laminate
  • Concrete

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms
  • Shower Only

Laundry

  • Laundry on lower level
  • Stacked Washer and Dryer

Outdoor Features

  • Boat Lift
  • Boathouse
  • Docks
  • Deck
  • Covered Patio or Porch

Utilities

  • Cooling System Mounted To A Wall/Window
  • Central Heating and Cooling System
  • 220 Volts
  • 200+ Amp Service
  • Propane
  • Private Water Source
  • Well
  • Tankless Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 14 26 31 6500 0005 0340

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,302

Year Built

Built in 1981 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1981
  • Reso Property Sub Type: Single Family Residence
  • ResoLaundryFeatures: In Unit, Lower Level
  • ResoLotFeatures: Many Trees
  • Road Frontage Type: Private Road
  • Road Surface Type: Dirt, Gravel
  • Reso View: Lake
  • Co List Office Mls Id: stre0
  • Co List Office Phone: 321-868-5555
  • ResoSpecialListingConditions: Standard
  • Subdivision Name: None
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Multi/Split, One
  • New Construction: No
  • Reso Other Structures: Boat House
  • Reso Property Condition: Updated/Remodeled
  • Financial Info Electric: 200+ Amp Service, 220 Volts
  • Location Tax and Legal Parcel Number2: 14 26 31 6500 0005 0340
  • Location Tax and Legal Tax Annual Amount: 4301.68
  • Location Tax and Legal Tax Year2: 2023
  • General Property Information Living Area2: 2418.0
  • General Property Information Building Area Total3: 2928.0
  • General Property Information Lot Size Acres: 0.61
  • General Property Information Lot Size Square Feet2: 26572.0
  • General Property Information New Construction YN: No
  • General Property Information Waterfront YN: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Direction Faces: East
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Flooring Laminate: Yes
  • General Property Information Community Fee(s) YN: No
  • Levels One: Yes
  • Utilities Electricity Connected: Yes
  • Water Source Well: Yes
  • General Property Information Carport YN2: No
  • General Property Information Lot Size Dimensions: 100.0 ft x 265.0 ft
  • Utilities Propane3: Yes
  • Flooring Concrete: Yes
  • Exterior Features Boat Lift: Yes
  • Other Structures Boat House: Yes
  • Fencing Vinyl2: Yes
  • Levels MultiSplit: Yes
  • General Property Information Water Frontage Feet: 100
  • Road Surface Type Dirt: Yes
  • Cooling WallWindow Unit(s): Yes
  • General Property Information Land Lease YN2: No
  • Water Source Private3: Yes
  • General Property Information CDD Fee YN: No
  • Construction Materials Composition Siding: Yes
  • Utilities Water Connected: Yes
  • Property Condition UpdatedRemodeled: Yes
  • General Property Information Stories2: 1
  • Laundry Features Lower Level: Yes
  • Road Frontage Type Private Road: Yes
  • Interior Features Primary Bathroom - Shower No Tub: Yes
  • Fencing Privacy: Yes
  • Marketing Remarks:Marketing Remarks: CHAIN OF LAKES IN ST CLOUD!! LUXURY AND VERSATILITY.. LAKEFRONT 4 BEDROOMS, 3 FULL BATHS WITH DOCK/LIFT/BOAT HOUSE AND DETACHED 2 CAR GARAGE. THERE ARE 2 KITCHENS AND 2 MASTER SUITES, ONE VERY PRIVATE. ALL 3 METAL ROOFS ARE NEW-- HOUSE, DETACHED GARAGE AND DOCK / BOAT HOUSE. GARAGE IS OVERSIZED AND HAS WATER AND ELECTRIC. THIS HIDDEN GEM IS A MUST SEE !!! CALL TO SET APPOINTMENT . LU MOORE 305-394-8049 OR PATTI BEAULIEU 401-648-1299. MOTIVATED Seller. JUST REDUCED!!
  • Electric 200 Amp Service: Yes
  • Electric 220 Volts: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms
  • Flooring: Concrete, Laminate
  • Appliances: Convection Oven, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Stories: 1
  • ResoLivingAreaSource: Appraiser
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Primary Downstairs: Yes
  • Appliances:Gas Range: Yes
  • Appliances:Tankless Water Heater: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Ice Maker: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Fireplace Features:Wood Burning: Yes
  • Appliances:Electric Cooktop: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Gas Oven: Yes
  • Appliances:Plumbed For Ice Maker: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Laundry Features:In Unit: Yes
  • Interior Features:Entrance Foyer: Yes

Exterior Features

  • Exterior Features: Dock, Other, Boat Lift
  • Pool Features: None
  • Roof: Metal
  • Fencing: Full, Privacy, Vinyl
  • Acres: 0.61
  • Pool Private: No
  • Waterfront Features: Lake Front, Seawall
  • Waterfront: Yes
  • Construction Type: Frame, Stone, Composition Siding
  • Direction Faces: East
  • Patio And Porch Features: Covered, Deck, Patio
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • View:Lake: Yes
  • Construction Materials:Frame: Yes
  • Construction Materials:Stone2: Yes
  • Waterfront Features:Lake Front: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Waterfront Features:Seawall: Yes
  • Lot Features:Many Trees: Yes
  • Exterior Features:Dock: Yes
  • Patio And Porch Features:Covered2: Yes
  • Exterior Features:Fencing - Full: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Detached, Garage, Garage Door Opener, RV Access/Parking
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Additional Parking: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:RV AccessParking: Yes
  • Parking Features:Detached: Yes

Utilities

  • Cooling: Central Air, Electric, Wall/Window Unit(s)
  • Utilities: Electricity Connected, Water Connected, Propane
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Private, Well
  • Heating:Central: Yes
  • Heating:Electric3: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Residential, Single Family
  • Land Lease: No
  • Lot Dimensions: 100.0 ft x 265.0 ft
  • Lot Size Sq Ft: 26572.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 14 26 31 6500 0005 0340
  • ResoLotSizeUnits: Acres

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 4301.68

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2024
Closed on
Oct 18, 2024
Sold by
Connor Douglas Edward and Douglas Edward Connor Family Trust
Bought by
Ramsdell Lyle A
Seller's Agent
Lu Moore
Better Homes & Gardens RE Star
Buyer's Agent
Brittney Abernathy
Coastal Life Properties LLC
List Price
$749,900
Sold Price
$710,000
Premium/Discount to List
-$39,900
-5.32%
Views
76
Current Estimated Value
$699,850

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,150
Avg. Annual Appreciation
-1.19%
Original Mortgage
$532,500
Outstanding Balance
$525,849
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$174,001

Purchase Details

Closed on
Aug 6, 2019
Sold by
Connor Douglas E
Bought by
Douglas Edward Connor Family Trust

Purchase Details

Closed on
Mar 15, 2001
Sold by
Connor Douglas E
Bought by
Connor Douglas E and Connor Pamela J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ramsdell Lyle A $710,000 Island Title
Douglas Edward Connor Family Trust -- Attorney
Douglas Edward Connor Family Trust -- Attorney
Connor Douglas E -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ramsdell Lyle A $532,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/18/2024 10/18/24 Sold $710,000 -4.1% $294 / Sq Ft
09/09/2024 09/09/24 Pending -- -- --
08/03/2024 08/03/24 Price Changed $740,000 -1.3% $306 / Sq Ft
07/10/2024 07/10/24 Price Changed $749,900 0.0% $310 / Sq Ft
07/10/2024 07/10/24 For Sale $749,900 -3.2% $310 / Sq Ft
06/14/2024 06/14/24 Off Market $775,000 -- --
04/04/2024 04/04/24 For Sale $775,000 -- $321 / Sq Ft
Source: Space Coast MLS (Space Coast Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,415 $343,500 $100,000 $243,500
2024 $4,302 $274,100 $100,000 $174,100
2023 $4,302 $263,010 $0 $0
2022 $3,918 $239,100 $95,000 $144,100
2021 $3,801 $225,000 $95,000 $130,000
2020 $3,705 $218,600 $95,000 $123,600
2019 $3,702 $216,100 $95,000 $121,100
2018 $3,554 $208,700 $95,000 $113,700
2017 $3,535 $202,800 $90,000 $112,800
2016 $3,561 $202,600 $90,000 $112,600
2015 $3,593 $200,000 $90,000 $110,000
2014 $3,505 $195,500 $90,000 $105,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Space Coast MLS (Space Coast Association of REALTORS®)

MLS Number: 1009889

Space Coast MLS (Space Coast Association of REALTORS®)

APN: 14-26-31-6500-0005-0340